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Adam Williams

Can i use Credit Building whilst AOS interview pending?

By Adam Williams in Adjustment of Status from Work, Student, & Tourist Visas

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Adam Williams Rookie

Adam Williams   3

Posted
Filed: AOS (pnd) Country: United Kingdom
 Timeline
Posted (edited)

As title states, isit possible to use websites such as selflend / moneylion and secured credit cards whilst i'm waiting for my AOS marriage interview? Get the ball rolling on building up a credit file and not waste time on it?

 

To note; ive received my SSN & EAD.

Edited by Adam Williams
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arken Mentor

arken   4,197

Posted
Filed: F-2A Visa Country: Nepal
 Timeline
Posted

Credit building isn’t related to immigration, so you can start ASAP.

Spouse:

2015-06-16: I-130 Sent

2015-08-17: I-130 approved

2015-09-23: NVC received file

2015-10-05: NVC assigned Case number, Invoice ID & Beneficiary ID

2016-06-30: DS-261 completed, AOS Fee Paid, WL received

2016-07-05: Received IV invoice, IV Fee Paid

2016-07-06: DS-260 Submitted

2016-07-07: AOS and IV Package mailed

2016-07-08: NVC Scan

2016-08-08: Case Complete

2017-06-30: Interview, approved

2017-07-04: Visa in hand

2017-08-01: Entry to US

.

.

.

.

Myself:

2016-05-10: N-400 Sent

2016-05-16: N-400 NOA1

2016-05-26: Biometrics

2017-01-30: Interview

2017-03-02: Oath Ceremony

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Ayrton Proficient

Ayrton   965

Posted
Filed: Citizen (pnd) Country: Brazil
 Timeline
Posted
7 hours ago, Adam Williams said:

As title states, isit possible to use websites such as selflend / moneylion and secured credit cards whilst i'm waiting for my AOS marriage interview? Get the ball rolling on building up a credit file and not waste time on it?

 

To note; ive received my SSN & EAD.

Start by getting added as an authorized user on one your spouse's credit card.

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Adam Williams Rookie

Adam Williams   3

Posted
Filed: AOS (pnd) Country: United Kingdom
 Timeline
  • Author
Posted
10 hours ago, Ayrton said:

Start by getting added as an authorized user on one your spouse's credit card.

Ive done that before i had a SSN, problem is she has student loans on her credit file, would that affect my credit score as id be linked with her?

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arken Mentor

arken   4,197

Posted
Filed: F-2A Visa Country: Nepal
 Timeline
Posted
32 minutes ago, Adam Williams said:

Ive done that before i had a SSN, problem is she has student loans on her credit file, would that affect my credit score as id be linked with her?

No, you score and history will be negatively affected only if she has the huge loan/balance or missed payments on the credit card you are added to as the authorized user.

Spouse:

2015-06-16: I-130 Sent

2015-08-17: I-130 approved

2015-09-23: NVC received file

2015-10-05: NVC assigned Case number, Invoice ID & Beneficiary ID

2016-06-30: DS-261 completed, AOS Fee Paid, WL received

2016-07-05: Received IV invoice, IV Fee Paid

2016-07-06: DS-260 Submitted

2016-07-07: AOS and IV Package mailed

2016-07-08: NVC Scan

2016-08-08: Case Complete

2017-06-30: Interview, approved

2017-07-04: Visa in hand

2017-08-01: Entry to US

.

.

.

.

Myself:

2016-05-10: N-400 Sent

2016-05-16: N-400 NOA1

2016-05-26: Biometrics

2017-01-30: Interview

2017-03-02: Oath Ceremony

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