How to buy health insurance without SSN or INTN

[icyking10059 5]

As a k1 visa holder and new immigrant, I faced the same challenge like everybody faced before they want to send their AOS package- buy a health insurance. In my case, I thought my spouse can add my name into his health insurance which his company provided for him, but the insurance company denied our request, they said he can only do that on January. After his insurance company denied my case, we called different company here, but all the insurance companies denied my case cause I don't have SSN or INTN. I didn't give up, I always believe there has a solution, so I input '' buying health insurance without SSN or INTN '' and search it on Google, then I saw a lot of advertisements from chinese insurance company. Then I went to a insurance comapny which is located in chinatown, and they are selling two different short term health insurance, one is 364 days health insurance, and the other is 180 days health insurance. For those health insurance, SSN or INTN is not required, the documents you have to bring are your passport, your marriage certificate, I-944 instruction and U.S. citizen's checking bank account information. After I bought the health insurance, now I already started my AOS procedure. Share my experience to everybody, hope no one will suffer from this problem again.

[little immigrant 801]

When will you get married? Once you get married, your spouse has a qualifying lifetime event and they can add you to their health insurance. 

[payxibka 10,045]

Less hassle than buying Chinatown insurance,  its called a placeholder SSN 

[icyking10059 5]

1 minute ago, little immigrant said:

When will you get married? Once you get married, your spouse has a qualifying lifetime event and they can add you to their health insurance. 

On March 12. We tried but his insurance company denied and told us to do that in next year's January

[payxibka 10,045]

5 minutes ago, icyking10059 said:

On March 12. We tried but his insurance company denied and told us to do that in next year's January

Denied why?

[Loren Y 2,755]

You have to be firm with the insurance company. Marriage is a event that allows you to add your spouse, and they just use all zeros for the social security number until you get one. I added my wife to my insurance the day after we married, all they needed was a scan of the certified marriage certificate. 

[icyking10059 5]

3 minutes ago, payxibka said:

Denied why?

They said it's not the time, the insurance agent told my spouse only can add my name on January

[payxibka 10,045]

3 minutes ago, icyking10059 said:

They said it's not the time, the insurance agent told my spouse only can add my name on January

Open enrollment is January,  however a life event such as marriage, qualifies you for special enrollment period.

[Sparkle Sparkle 914]

On 4/15/2020 at 4:25 AM, Loren Y said:

You have to be firm with the insurance company. Marriage is a event that allows you to add your spouse, and they just use all zeros for the social security number until you get one. I added my wife to my insurance the day after we married, all they needed was a scan of the certified marriage certificate. 

In other words can't be enrolled overseas on a K1? 

[Sparkle Sparkle 914]

If we buying travel insurance does it have to fufil the Obama care act requirements or just any good travel insurance is good till we get marry then I can include him in mine? 

[kayden123 52]

On 4/14/2020 at 8:16 PM, icyking10059 said:

On March 12. We tried but his insurance company denied and told us to do that in next year's January

marriage, birth, ect (life events) are allow to enroll, otherwise its during the open season. I would talk to someone else, that agent probably had a bad day.