Health Insurance for AOS applicants...where to look?

[Jelly_Belly 1]

Hi Everyone,

 

Hope that you all are staying well and staying safe.

 

My mother-in-law is from China, and who knows what will happen there in the near future.  Regardless, she is on a tourist visa, and wishes to apply for AOS for her green card.  We are filling out the application.  My question is, can any of you good people advise a company and/or website where I can go to purchase health insurance for her?  Also, what type would be best?

 

Thank you ahead of time for your replies and thoughtful answers in these trying times.

 

 

[Boiler 45,900]

https://getcovered.illinois.gov/en

 

Assuming you are in Illinois.

[Lil bear 4,283]

27 minutes ago, Jelly_Belly said:

Hi Everyone,

 

Hope that you all are staying well and staying safe.

 

My mother-in-law is from China, and who knows what will happen there in the near future.  Regardless, she is on a tourist visa, and wishes to apply for AOS for her green card.  We are filling out the application.  My question is, can any of you good people advise a company and/or website where I can go to purchase health insurance for her?  Also, what type would be best?

 

Thank you ahead of time for your replies and thoughtful answers in these trying times.

 

 

Right now her only option is short term catastrophic insurance which will not cover preexisting conditions or regular dr visits. Once she has filed for AOS, and has her NOA1. she can apply for ACA marketplace insurance. 

[Jelly_Belly 1]

Can I still just get Travel Insurance via a private company, or does it need to be from the government marketplace?  

[Jelly_Belly 1]

Can I get travel insurance for the time being, or must I go through the ACA marketplace?  Thank you.

[Boiler 45,900]

2 minutes ago, Jelly_Belly said:

Can I still just get Travel Insurance via a private company, or does it need to be from the government marketplace?  

I thought the plan was for her to stay?

 

You do not have to use the Marketplace, speak to your local Insurance Broker to see what other options may be available in your State.

 

 

 

[Jelly_Belly 1]

We are going to send in her application in the next few days.  I just want to get her insurance through her tentative stay through the application process, and if approved, then get a more permanent plan.  She is over 65.  Just wish to know what method is most prudent at this time.  Thank you! 

[Jelly_Belly 1]

We are going to send in her application in the next few days.  I just want to get her insurance through her tentative stay through the application process, and if approved, then get a more permanent plan.  She is over 65.  Just wish to know what method is most prudent at this time.  Thank you! 

[Boiler 45,900]

The GC application NoA will allow her to buy through the Marketplace. Does she not have travel Insurance for her visit?

 

Presumably you have considered the long term costs of her Healthcare needs if she immigrates.

[payxibka 10,047]

No such thing tentative or permanent.   Everything is annually renewable and cancellable 

[Lil bear 4,283]

43 minutes ago, Jelly_Belly said:

We are going to send in her application in the next few days.  I just want to get her insurance through her tentative stay through the application process, and if approved, then get a more permanent plan.  She is over 65.  Just wish to know what method is most prudent at this time.  Thank you! 

My take ... if you can afford to pay full costs of health needs , go for short term coverage .. but you had better have deep pockets because what they won’t cover can get very expensive very quickly ..

 

if it was me .. if I could afford marketplace full cover plan I would get it.  You are facing maybe 18 months until it is approved.. a lot can happen in that time .. ☹️ 

[Ontarkie 14,369]

~~Duplicate threads merged and Moved to Movng Here and Your New life, from OAS Family and AOS from Tourist visas. - the topic of discussion is health Insurance~~

[Jelly_Belly 1]

And what about the Medicare option, or is there one?  With the new public charge law than went into effect as of February 24th of this year, one cannot garnish public benefits for more than 12 months in their first 36 months here.  My mother-in-law is over 65.  Does this new law apply to Medicare for seniors?  Also, what is the lag time between application and actually receiving Medicare?  Anyone know?  Thanks!

[Lucky2Lucky 2,526]

3 hours ago, Jelly_Belly said:

And what about the Medicare option, or is there one?  With the new public charge law than went into effect as of February 24th of this year, one cannot garnish public benefits for more than 12 months in their first 36 months here.  My mother-in-law is over 65.  Does this new law apply to Medicare for seniors?  Also, what is the lag time between application and actually receiving Medicare?  Anyone know?  Thanks!

Your mother in law most likely does not qualify for Medicare. Has she been working in the US for 10 years?

[Lil bear 4,283]

3 hours ago, Jelly_Belly said:

And what about the Medicare option, or is there one?  With the new public charge law than went into effect as of February 24th of this year, one cannot garnish public benefits for more than 12 months in their first 36 months here.  My mother-in-law is over 65.  Does this new law apply to Medicare for seniors?  Also, what is the lag time between application and actually receiving Medicare?  Anyone know?  Thanks!

An LPR with less than 40 SS quarters can buy into Medicare after 5 years of being an LPR. Parts for Part A , B and D 

An LPR with 40 quarters of SS credits can receive Medicare Part A at no cost and take parts B and  D as usual