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artbysims

Health Insurance options whilst awaiting Green Card?

By artbysims in Adjustment of Status (Green Card) from K1 and K3 Family Based Visas

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artbysims Newbie

artbysims   0

Posted
Filed: AOS (pnd) Country: United Kingdom
 Timeline
Posted

Hey there!

 

Firstly I'm not sure if I'm posting in the right place so sorry if I'm not! 

 

I'm originally from the UK but recently I got married to my fiancee who's from the USA and I am now in the US too as of the 25th of October. I wanted to know what my options are for health insurance? All this corona virus news has got my spouse worried and so now we think would be best to get me some form of coverage. I don't have SSN yet and so I was wondering what my options are? 

 

Many thanks!

DaveAndAnastasia Experienced

DaveAndAnastasia   2,093

Posted
Filed: Citizen (apr) Country: Russia
 Timeline
Posted
1 hour ago, artbysims said:

I'm originally from the UK but recently I got married to my fiancee who's from the USA and I am now in the US too as of the 25th of October. I wanted to know what my options are for health insurance? All this corona virus news has got my spouse worried and so now we think would be best to get me some form of coverage. I don't have SSN yet and so I was wondering what my options are? 

That you don't have an SSN might force you to speak to a supervisor or fill out some forms by hand rather than online, but should not keep you from getting health insurance (and in fact I'm pretty sure that requiring an SSN is illegal).

 

If your fiancee has health insurance through work and it hasn't been too long since your wedding (you've been here since Oct 25, so if you came on a K-1 and married within 90 days it probably has been too long, but possibly not; she'll need to check with her employer's HR department), marriage is a qualifying event that will allow her to change her insurance to add you.

 

If not, you'll need to investigate getting insurance through the exchange or private insurance. 

K-1                             AOS                            
NOA1 Notice Date: 2018-05-31    NOA1 Notice Date: 2019-04-11   
NOA2 Date: 2018-11-16           Biometrics Date: 2019-05-10    
Arrived at NVC:  2018-12-03     EAD/AP In Hand: 2019-09-16     
Arrived in Moscow: 2018-12-28   GC Interview Date: 2019-09-25      
Interview date: 2019-02-14      GC In Hand: 2019-10-02
Visa issued: 2019-02-28
POE: 2019-03-11
Wedding: 2019-03-14

ROC                             Naturalization
NOA1 Notice Date: 2021-07-16    Applied Online: 2022-07-09 (biometrics waived)
Approval Date: 2022-04-06       Interview was Scheduled: 2023-01-06
10-year GC In Hand: 2022-04-14  Interview date: 2023-02-13 (passed)
                            	Oath: 2023-02-13

 

yuna628 Veteran

yuna628   9,687

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
Posted
2 hours ago, artbysims said:

Hey there!

 

Firstly I'm not sure if I'm posting in the right place so sorry if I'm not! 

 

I'm originally from the UK but recently I got married to my fiancee who's from the USA and I am now in the US too as of the 25th of October. I wanted to know what my options are for health insurance? All this corona virus news has got my spouse worried and so now we think would be best to get me some form of coverage. I don't have SSN yet and so I was wondering what my options are? 

 

Many thanks!

Can I just ask why you did not obtain an SSN and be added to insurance back when you got married?

 

Your options are slim. You have waited far too long to do either, and now need to wait for your SSN, if you haven't obtained your EAD or Green card yet. That being said an SSN is not a bar to obtaining health insurance, but it's really the fact so great of a time have elapsed you limit your options here.

 

Typically a person will obtain insurance via:

 

1) be added to the spouse's insurance.

2) sign up using the state or federal exchange during open enrollment, or if you have a qualifier under special enrollment (this option is out for you because you waited too long. you will not qualify for special enrollment and open enrollment is not active)

3) purchase a plan privately if you qualify. likely also would just need to be a catastrophic plan, which isn't that useful.

4) obtain a plan via your job if you are working.

5) temporary short term plans can be an option as a stop gap before transitioning over to 'real' insurance, but these do not cover pre-existing conditions.

Our Journey Timeline  - Immigration and the Health Exchange Price of Love in the UK Thinking of Returning to UK?

 

First met: 12/31/04 - Engaged: 9/24/09
Filed I-129F: 10/4/14 - Packet received: 10/7/14
NOA 1 email + ARN assigned: 10/10/14 (hard copy 10/17/14)
Touched on website (fixed?): 12/9/14 - Poked USCIS: 4/1/15
NOA 2 email: 5/4/15 (hard copy 5/11/15)
Sent to NVC: 5/8/15 - NVC received + #'s assigned: 5/15/15 (estimated)
NVC sent: 5/19/15 - London received/ready: 5/26/15
Packet 3: 5/28/15 - Medical: 6/16/15
Poked London 7/1/15 - Packet 4: 7/2/15
Interview: 7/30/15 - Approved!
AP + Issued 8/3/15 - Visa in hand (depot): 8/6/15
POE: 8/27/15
Wedding: 9/30/15

Filed I-485, I-131, I-765: 11/7/15

Packet received: 11/9/15

NOA 1 txt/email: 11/15/15 - NOA 1 hardcopy: 11/19/15

Bio: 12/9/15

EAD + AP approved: 1/25/16 - EAD received: 2/1/16

RFE for USCIS inability to read vax instructions: 5/21/16 (no e-notification & not sent from local office!)

RFE response sent: 6/7/16 - RFE response received 6/9/16

AOS approved/card in production: 6/13/16  

NOA 2 hardcopy + card sent 6/17/16

Green Card received: 6/18/16

USCIS 120 day reminder notice: 2/22/18

Filed I-751: 5/2/18 - Packet received: 5/4/18

NOA 1:  5/29/18 (12 mo ext) 8/13/18 (18 mo ext)  - Bio: 6/27/18

Transferred: Potomac Service Center 3/26/19

Approved/New Card Produced status: 4/25/19 - NOA2 hardcopy 4/29/19

10yr Green Card Received: 5/2/19 with error >_<

N400 : 7/16/23 - Oath : 10/19/23

 

 

 

 
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