DS5540 health insurance

[Ontarkie 14,221]

~~Hijack post and related replies removed. If you have a question about your own case you need to start your own thread.~~

[nelmagriffin 148]

Greetings!

Would this be okay? for an intending immigrant?

REFERENCES:

1.https://www.***removed***.com/new-immigrant-insurance/

2.https://www.visitorscoverage.com/immigrants/health-insurance-for-green-card-holders/

 

"Domestic short term insurance provides temporary health insurance coverage for anyone waiting to become eligible to enroll into their employer's group health insurance plan, waiting for the open enrollment period for domestic long term health insurance, waiting to get a job, or any temporary situation."

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Insurance for Green Card or New Immigrants to USA

"There are many unique situations for new immigrants and green card holders to the USA that will have an impact on eligibility for various domestic health insurance policies, potentially making it tricky to find a right health insurance for green card holders or new immigrants that will still provide adequate coverage until you are eligible to enroll in domestic healthcare. If you are a new US immigrant and entering the US for the first time, or a green card holder but living outside of the US and will be visiting the US for a short duration, travel medical insurance will provide you with the temporary coverage you need to stay protected. Choosing a plan that best fits your needs begins with determining your own eligibility.

New immigrants to the U.S. or green card holders may be in any of the following situations:

• The green card holder frequently shuttle between home country and the united states.
• The green card holder, now permanently live in America
• New Immigrant just got a green card and arrived America

Green Card Holders who frequently shuttle between their home country and the USA

A number of parents, who already have the green card, but do not stay in the USA permanently. They may be visiting the USA every six months or one year. In that case, you would need to buy either an immigrant plan or a visitor's plan that satisfies the eligibility criteria for green card holders shuttling between the home country and the USA. For green card holders and permanent residents who spend over 330 days outside of the US, the Affordable Care Act requirements may not apply.

Some of the choices for them include Inbound USA, and Inbound Immigrant.

 

Green Card Holders, who now live in the USA permanently

Effective January 1, 2019, Americans are no longer required by the federal government to have healthcare under the Affordable Care Act. Moving forward, it will now be up to each individual state to decide if its residents are required to have healthcare. While you will no longer be penalized for failing to enroll, it is always best to have quality healthcare coverage for yourself and your family in the event of illness or injury.

If you have missed the ObamaCare deadline, are in between jobs, a dependent who is no longer covered under parent's insurance, a recent graduate or waiting on health benefits to begin, you can still insure yourself with short term health insurance plans during that brief period. Green card holders who fall under one of the following categories can insure themselves through the ways mentioned.
Below 65 years of age: If you are below 65 years of age, have green card and live in the USA permanently, you can consider domestic insurances like Blue Cross, Blue shield etc. For green card holders who have missed the healthcare enrollment period (November 15 to February 15 every year) or are waiting on their health benefits to begin can insure themselves with temporary health insurance.
Above 65 years of age: If you are a green card holder, above 65years of age , you may be eligible for federal Medicare, or state sponsored Medicaid or MediCal or any other US state federal supported health program.
Note: Medicare is a federal health program and has certain eligibility requirements. Follow this article to see which green card holders qualify for Medicare.
For more information, check with your federal health-care market place (health.gov) or contact your resident state's health market place. Learn more about Obama Care for Green Card Holders.

New Immigrant, who very recently got the Green Card

If you have recently got the green card, and will be in coming to the USA on immigrant visa soon, you can consider New Immigrants Health Insurance plan or Short Term Health Insurance plan that provides temporary coverage while you travel and settle down in the US. Some of the choices include: Inbound Immigrant, Inbound USA, HCC STM etc. To get quotes for temporary short term insurance visit immigrants insurance.

 

In the process of getting Green Card

If you are in the USA on a visitor's visa and your children or family has applied for a family sponsored green card, you are considered a visitor until your green card gets processed.
During this time, you would be eligible for any visitors health insurance plan like Liaison Travel Economy, Atlas America or Inbound USA. Once you get your Green Card approval, you should shift to a plan that offers coverage for green card holders.

Get Visitor Insurance Quotes here

Medicare or Government Sponsored Health Benefits Programs

If you are over 65 years of age, have been a green card holder for more than 5 years and are continuously living in the USA, you may apply for Medicare.

Read more information about temporary health insurance for green card holders

Please contact us for more information via email at support@visitorsCoverage.com. Our qualified, licensed Insurance Consultants can assess your situation and provide professional assistance.

• Medicare for green card holders
• Medicare, Medi-cal and Medi-caid (Understand the difference)
• Insurance plans for green card holders

Related Articles:

• Obama Care for Green Card Holders
• Medicare style plan for Green Card holders
• What is Medicare?
• Green Card Health Insurance
• Social Security Benefits for Green Card Holders
• State-wise Health Insurance Marketplace

Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding."

Edited March 1, 2020 by nelmagriffin

[jmeson54 0]

Thanks man

https://topweedkiller.com/

[Loren Y 2,755]

43 minutes ago, nelmagriffin said:

Greetings!

Would this be okay? for an intending immigrant?

REFERENCES:

1.https://www.***removed***.com/new-immigrant-insurance/

2.https://www.visitorscoverage.com/immigrants/health-insurance-for-green-card-holders/

 

"Domestic short term insurance provides temporary health insurance coverage for anyone waiting to become eligible to enroll into their employer's group health insurance plan, waiting for the open enrollment period for domestic long term health insurance, waiting to get a job, or any temporary situation."

---------------------------------------------------------------------------------------------------------------

Insurance for Green Card or New Immigrants to USA

"There are many unique situations for new immigrants and green card holders to the USA that will have an impact on eligibility for various domestic health insurance policies, potentially making it tricky to find a right health insurance for green card holders or new immigrants that will still provide adequate coverage until you are eligible to enroll in domestic healthcare. If you are a new US immigrant and entering the US for the first time, or a green card holder but living outside of the US and will be visiting the US for a short duration, travel medical insurance will provide you with the temporary coverage you need to stay protected. Choosing a plan that best fits your needs begins with determining your own eligibility.

New immigrants to the U.S. or green card holders may be in any of the following situations:

• The green card holder frequently shuttle between home country and the united states.
• The green card holder, now permanently live in America
• New Immigrant just got a green card and arrived America

Green Card Holders who frequently shuttle between their home country and the USA

A number of parents, who already have the green card, but do not stay in the USA permanently. They may be visiting the USA every six months or one year. In that case, you would need to buy either an immigrant plan or a visitor's plan that satisfies the eligibility criteria for green card holders shuttling between the home country and the USA. For green card holders and permanent residents who spend over 330 days outside of the US, the Affordable Care Act requirements may not apply.

Some of the choices for them include Inbound USA, and Inbound Immigrant.

 

Green Card Holders, who now live in the USA permanently

Effective January 1, 2019, Americans are no longer required by the federal government to have healthcare under the Affordable Care Act. Moving forward, it will now be up to each individual state to decide if its residents are required to have healthcare. While you will no longer be penalized for failing to enroll, it is always best to have quality healthcare coverage for yourself and your family in the event of illness or injury.

If you have missed the ObamaCare deadline, are in between jobs, a dependent who is no longer covered under parent's insurance, a recent graduate or waiting on health benefits to begin, you can still insure yourself with short term health insurance plans during that brief period. Green card holders who fall under one of the following categories can insure themselves through the ways mentioned.
Below 65 years of age: If you are below 65 years of age, have green card and live in the USA permanently, you can consider domestic insurances like Blue Cross, Blue shield etc. For green card holders who have missed the healthcare enrollment period (November 15 to February 15 every year) or are waiting on their health benefits to begin can insure themselves with temporary health insurance.
Above 65 years of age: If you are a green card holder, above 65years of age , you may be eligible for federal Medicare, or state sponsored Medicaid or MediCal or any other US state federal supported health program.
Note: Medicare is a federal health program and has certain eligibility requirements. Follow this article to see which green card holders qualify for Medicare.
For more information, check with your federal health-care market place (health.gov) or contact your resident state's health market place. Learn more about Obama Care for Green Card Holders.

New Immigrant, who very recently got the Green Card

If you have recently got the green card, and will be in coming to the USA on immigrant visa soon, you can consider New Immigrants Health Insurance plan or Short Term Health Insurance plan that provides temporary coverage while you travel and settle down in the US. Some of the choices include: Inbound Immigrant, Inbound USA, HCC STM etc. To get quotes for temporary short term insurance visit immigrants insurance.

 

In the process of getting Green Card

If you are in the USA on a visitor's visa and your children or family has applied for a family sponsored green card, you are considered a visitor until your green card gets processed.
During this time, you would be eligible for any visitors health insurance plan like Liaison Travel Economy, Atlas America or Inbound USA. Once you get your Green Card approval, you should shift to a plan that offers coverage for green card holders.

Get Visitor Insurance Quotes here

Medicare or Government Sponsored Health Benefits Programs

If you are over 65 years of age, have been a green card holder for more than 5 years and are continuously living in the USA, you may apply for Medicare.

Read more information about temporary health insurance for green card holders

Please contact us for more information via email at support@visitorsCoverage.com. Our qualified, licensed Insurance Consultants can assess your situation and provide professional assistance.

• Medicare for green card holders
• Medicare, Medi-cal and Medi-caid (Understand the difference)
• Insurance plans for green card holders

Related Articles:

• Obama Care for Green Card Holders
• Medicare style plan for Green Card holders
• What is Medicare?
• Green Card Health Insurance
• Social Security Benefits for Green Card Holders
• State-wise Health Insurance Marketplace

Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding."

I just checked out most of the plans and what they cover. I honestly think you would be better off without coverage. LOL. the coverage's are #######, I mean you look for example at the cat scan/ mri, etc, they only cover 750 dollars max. My last MRI was over 2700 dollars billed to my insurance ( That's not what they paid obviously, but the billed cost). It only covers 1,000 a day for the hospital, my wifes last stay in the hospital for only 36 hours was over 800 dollars a day just for the Bed, just for the bed, let that sink in. Total cost per day were easily over 3000 dollars to just lay there and do nothing. I don't think any IO or officer is going to accept this type of insurance. Just my opinion.

[Tesco 70]

13 hours ago, geowrian said:

"Addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States."

"Short-term travel medical coverage"

"Eligibility

The following conditions apply to all persons applying for and/or enrolling in this plan:

This is travel medical insurance for non-U.S. residents traveling to the United States"

 

 

Agreed 100%

Many of these so called 'Immigrant' and 'Green Card' policies aren't suitable. You MUST have an address outside the U.S, which is at total odds with the entire reason of trying to get the coverage in the first place. I've had some back and forward with several of these insurance companies and they've been elusive in their response. EVENTUALLY, I did get a reply to say that the insurance company is trying to change the wording! Right now, the filter questions, won't allow to progress with a U.S. address. 

I guess options are U.S.Resident short term coverage, (if the state allows) or Obama/employer during Open Enrollment, (depending on if you'll be heading Stateside after 01-01-21.... Or a QLE and Special Enrollment. I think that the Market place has more options for special enrollment then employer. HIPPA and ACA.... Not sure, complex area.... Not sure if the QLE is set by the IRS, and is fixed across both employer and market place.... My employer for example doesn't have 'New Immigrant' as a QLE, Obama care does

Edited March 1, 2020 by Tesco