Public charge

[geowrian 22,337]

12 minutes ago, stech786 said:

Yes, the sponsor (me) has job with good salary, health insurance etc. from what I know wife visa is as for  housewife. If wife says she will work in US, they are likely to reject that to say go back & apply for work visa H1 B1 whatever that is. otherwise these people would be taking more jobs away from American, right? NVC doesn’t want husband & wife unemployed.

Wanting to work once in the US is not a basis for refusal of an immigrant visa (barring something like wanting to practice a profession without proper certification - namely doctors, nurses, etc.).

"Taking jobs away" does not apply to an immigrant visa. There is no labor certification required.

 

Being a housewife is what it is. If she does not plan to work, then just don't say she will. That's fine.

But having the ability to obtain work, if needed, is still a positive factor.

[LilyJ 1,258]

Our consulate informed us DS5540 is needed even if you were DQ or petitioned before Feb 24. Our main concern is just how do you know what date to put for insurance and how can you prove you have it if you can’t get it until you get here? I’ve been trying forever to find insurance policies that we can get for my husband but all of them say he can’t buy a policy until he’s here. I don’t have a policy I can add him to of my own because I’m still on my parents since I’m under 26 so we were going to have him purchase his own that I could be added to once open enrollment opens up again but we can’t find any way to prove he’ll have it since we cant purchase it yet 

[PoojaCh 56]

1 minute ago, LilyJ said:

Our consulate informed us DS5540 is needed even if you were DQ or petitioned before Feb 24. Our main concern is just how do you know what date to put for insurance and how can you prove you have it if you can’t get it until you get here? I’ve been trying forever to find insurance policies that we can get for my husband but all of them say he can’t buy a policy until he’s here. I don’t have a policy I can add him to of my own because I’m still on my parents since I’m under 26 so we were going to have him purchase his own that I could be added to once open enrollment opens up again but we can’t find any way to prove he’ll have it since we cant purchase it yet 

I’m confused too. I’m planning to give my husband’s insurance plan and explain that I will be added to his insurance once the interview date is scheduled. At the interview I will take the proof of it. There is no point adding me in his insurance now and paying extra for nothing. Please let me know otherwise.

[LilyJ 1,258]

20 minutes ago, PoojaCh said:

I’m confused too. I’m planning to give my husband’s insurance plan and explain that I will be added to his insurance once the interview date is scheduled. At the interview I will take the proof of it. There is no point adding me in his insurance now and paying extra for nothing. Please let me know otherwise.

Our problem is that I don’t even have an insurance I can add my husband onto since I am on my parents, so my husband will have to purchase his own. Which isn’t an issue but they won’t let him buy it until he’s here so our problem is that we don’t know how to prove he’ll have it at the interview if he can’t purchase it until he’s here 

[PoojaCh 56]

8 minutes ago, LilyJ said:

Our problem is that I don’t even have an insurance I can add my husband onto since I am on my parents, so my husband will have to purchase his own. Which isn’t an issue but they won’t let him buy it until he’s here so our problem is that we don’t know how to prove he’ll have it at the interview if he can’t purchase it until he’s here 

IFor traveling purpose also they give you insurance.I think you can buy insurance although it would be expensive but you should get one if money is not your concern.

[LilyJ 1,258]

1 minute ago, PoojaCh said:

IFor traveling purpose also they give you insurance.I think you can buy insurance although it would be expensive but you should get one if money is not your concern.

We are planning to buy insurance yes, but can’t until he arrives in the US. Therefore we don’t know how to prove on the DS5540 that he will have it. I don’t think they accept travellers insurance

[NM2001 45]

9 minutes ago, LilyJ said:

Our problem is that I don’t even have an insurance I can add my husband onto since I am on my parents, so my husband will have to purchase his own. Which isn’t an issue but they won’t let him buy it until he’s here so our problem is that we don’t know how to prove he’ll have it at the interview if he can’t purchase it until he’s here 

I put down my sons insurance name through his work since he is the petitioner and put an explanation of start date, (will start on the first of the month after arrival in the USA). I don't know if they will have an issue with it, but the form isn't asking for anything further than name of insurance/plan and date expected to start. but if a person does have insurance, the form is asking for proof of that.

 

I did find a united health care individual plan it was some sort of short term health insurance for around $50 a month. I didn't do much research further into that plan, but it's something that can be purchased for the my daughter in law as soon as she arrives here. 

 

I also read that the health insurance part is not implemented yet, hoping that is true.

[LilyJ 1,258]

2 minutes ago, NM2001 said:

I put down my sons insurance name through his work since he is the petitioner and put an explanation of start date, (will start on the first of the month after arrival in the USA). I don't know if they will have an issue with it, but the form isn't asking for anything further than name of insurance/plan and date expected to start. but if a person does have insurance, the form is asking for proof of that.

 

I did find a united health care individual plan it was some sort of short term health insurance for around $50 a month. I didn't do much research further into that plan, but it's something that can be purchased for the my daughter in law as soon as she arrives here. 

 

I also read that the health insurance part is not implemented yet, hoping that is true.

I’m not sure if it’s implemented yet but I’m sure it will be taken into consideration since it’s on the form. I just don’t know how you can prove at the interview that you’ll have insurance if you can’t purchase it until after you’ve already moved to the US

[NM2001 45]

3 minutes ago, LilyJ said:

I’m not sure if it’s implemented yet but I’m sure it will be taken into consideration since it’s on the form. I just don’t know how you can prove at the interview that you’ll have insurance if you can’t purchase it until after you’ve already moved to the US

I don't think there is a way to prove it but I also read people were able to obtain insurance pending a ssn. not sure if private insurance will do this, but some people were saying that through work they were able to convince HR into getting the insurance with a temporary placeholder for the ssn.

 

I guess we will know more once a lot of people that have had their interviews and were asked to provide this form will provide us their feedback.

[stech786 236]

1 hour ago, LilyJ said:

Our consulate informed us DS5540 is needed even if you were DQ or petitioned before Feb 24. Our main concern is just how do you know what date to put for insurance and how can you prove you have it if you can’t get it until you get here? I’ve been trying forever to find insurance policies that we can get for my husband but all of them say he can’t buy a policy until he’s here. I don’t have a policy I can add him to of my own because I’m still on my parents since I’m under 26 so we were going to have him purchase his own that I could be added to once open enrollment opens up again but we can’t find any way to prove he’ll have it since we cant purchase it yet 

Insurance always start date is beginning of month, regardless if when you purchase it

 

did you reached to your consulate directly? 
 

there are private companies that gives you insurance regardless of SSN.  Google it. They charge $200month

 

 

[corntop 129]

My wife was allowed to change plans to Self+Spouse during open season at the end of 2019. She has good insurance as she works in a federal hospital. The HR advised they were able to register me just with name and date of birth, and then once I'm able to move there they will allow us to add SSN. I plan to take a copy of the email from HR and a copy of the registration documents to interview to prove I have the health insurance. They advised we wouldn't have been able to do it when I moved, as the plan could only be amended during open season.

 

It's really frustrating and expensive having to pay extra, as I essentially have access to healthcare that a majority of Americans can't even access, yet I can't even live there! However we felt more secure doing it now instead of waiting until moving time, because of all these new rules. 

 

I have no idea how private markets work, but if any of you get insurance through your workplace, approaching your HR might be your best bet. Having them advise you in email is good proof because at least you have it in writing.

[stech786 236]

1 hour ago, geowrian said:

Wanting to work once in the US is not a basis for refusal of an immigrant visa (barring something like wanting to practice a profession without proper certification - namely doctors, nurses, etc.).

"Taking jobs away" does not apply to an immigrant visa. There is no labor certification required.

 

Being a housewife is what it is. If she does not plan to work, then just don't say she will. That's fine.

But having the ability to obtain work, if needed, is still a positive factor.

I say this from experience. One of my family member was a doctor (doing internship) applying for housewife. They asked her multiple times are you going to work in US. The purpose was, if she says yes, then work visa would be more applicate than housewife. It was 7 yrs ago

 

 

[Sherbot 1]

Thats my problem also. And we even dont know when u will got the visa, but ive watch in you tube how to fill out the ds5540 and it help me to understand how it is.

[geowrian 22,337]

34 minutes ago, stech786 said:

Insurance always start date is beginning of month, regardless if when you purchase it

Depends on the plan. There absolutely are plans that will start on any specific date. My friend got one in early Dec. to cover him between the open enrollment period at his employer and when the 2020 healthcare exchange plan started.

 

Quote

there are private companies that gives you insurance regardless of SSN.  Google it. They charge $200month

An SSN is not required for any ACA-compliant insurance plan. This is actually in the ACA that an SSN cannot be required (by somebody who does not have one).

Private insurers can have their own policies for who they cover.

Cost will vary by circumstances + coverage.

 

33 minutes ago, corntop said:

They advised we wouldn't have been able to do it when I moved, as the plan could only be amended during open season.

Your HR provided incorrect information. A change of residence - including moving to the US - is a Qualifying Life Event (QLE) for any ACA-compliant plan to have a Special Enrollment Period (SEP).

This is also written into the ACA.

 

31 minutes ago, stech786 said:

I say this from experience. One of my family member was a doctor (doing internship) applying for housewife. They asked her multiple times are you going to work in US. The purpose was, if she says yes, then work visa would be more applicate than housewife. It was 7 yrs ago

Well, that's not experience. That's hearsay (not to knock on hearsay...even video evidence is hearsay) and anecdotal. It's not your personal experience.

That said, how do you or they know the purpose it was being asked, and that the result would have been different based on that answer? I'm sorry, but that's something that neither of you could possibly have known.

I do know the INA does not have an ineligibility for that reason with a family member (baring the exception I noted), and the FAM provides no guidance to support that sort of refusal.

 

Where it can be a concern is if they believe the primary purpose is to work, and they're just using a sham marriage as a means to achieve that. But that's not because of wanting to work, but because of a lack of bona fides of the marriage itself.

Edited February 28, 2020 by geowrian

[corntop 129]

4 minutes ago, geowrian said:

Your HR provided incorrect information. A change of residence - including moving to the US - is a Qualifying Life Event (QLE) for any ACA-compliant plan to have a Special Enrollment Period (SEP).

This is also written into the ACA.

We thought that would be the case too, but it seemed like they only had "marriage" listed as a relevant QLE and had to be done within 60 days, and obviously the whole process takes longer than that  It's all very confusing to me. Thanks for the information.