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Good credit score ? How ?

By US&TN in Tax & Finances During US Immigration

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US&TN Enthusiast

US&TN   55

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Filed: K-1 Visa Country: Tunisia
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Hi I came here to the US 4 months ago with a k1 visa ,  I got my ssn 3 months ago somehow I found out that I have excellent credit score which is 760 . I don't even know how , when i was getting my debit card out of curiosity I told the banker to see if I can get a credit card but she told me it impossible bc I don't have any history but when she applied for me I got accepted for a credit card , she was Shocked she told me I'm so lucky , I also got approved for other stuff . Did anyone had the same experience or does anyone have an explanation?

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geowrian Grand Master

geowrian   22,337

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Filed: Lift. Cond. (pnd) Country: Philippines
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Are you on your spouse's credit card(s), loans, etc.? That's how my wife had a very similar experience.

Timelines:

ROC:

Spoiler

7/27/20: Sent forms to Dallas lockbox, 7/30/20: Received by USCIS, 8/10 NOA1 electronic notification received, 8/1/ NOA1 hard copy received

AOS:

Spoiler

AOS (I-485 + I-131 + I-765):

9/25/17: sent forms to Chicago, 9/27/17: received by USCIS, 10/4/17: NOA1 electronic notification received, 10/10/17: NOA1 hard copy received. Social Security card being issued in married name (3rd attempt!)

10/14/17: Biometrics appointment notice received, 10/25/17: Biometrics

1/2/18: EAD + AP approved (no website update), 1/5/18: EAD + AP mailed, 1/8/18: EAD + AP approval notice hardcopies received, 1/10/18: EAD + AP received

9/5/18: Interview scheduled notice, 10/17/18: Interview

10/24/18: Green card produced notice, 10/25/18: Formal approval, 10/31/18: Green card received

K-1:

Spoiler

I-129F

12/1/16: sent, 12/14/16: NOA1 hard copy received, 3/10/17: RFE (IMB verification), 3/22/17: RFE response received

3/24/17: Approved! , 3/30/17: NOA2 hard copy received

 

NVC

4/6/2017: Received, 4/12/2017: Sent to Riyadh embassy, 4/16/2017: Case received at Riyadh embassy, 4/21/2017: Request case transfer to Manila, approved 4/24/2017

 

K-1

5/1/2017: Case received by Manila (1 week embassy transfer??? Lucky~)

7/13/2017: Interview: APPROVED!!!

7/19/2017: Visa in hand

8/15/2017: POE

 

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Crazy Cat Grand Master

Crazy Cat   41,851

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Filed: Citizen (apr) Country: Taiwan
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18 minutes ago, US&TN said:

Hi I came here to the US 4 months ago with a k1 visa ,  I got my ssn 3 months ago somehow I found out that I have excellent credit score which is 760 . I don't even know how , when i was getting my debit card out of curiosity I told the banker to see if I can get a credit card but she told me it impossible bc I don't have any history but when she applied for me I got accepted for a credit card , she was Shocked she told me I'm so lucky , I also got approved for other stuff . Did anyone had the same experience or does anyone have an explanation?

I added my wife to my existing credit card in the fall of 2017.  About 4 months later, she also had an excellent credit score.  

 

By the way, I use Creditkarma for tracking credit scores. You can see exactly what the credit agencies have regarding your credit accounts, history, etc.  It's free and checking your score doesn't affect it.

"The US immigration process requires a great deal of knowledge, planning, time, patience, and a significant amount of money.  It is quite a journey!"

- Some old child of the 50's & 60's on his laptop 

 

Senior Master Sergeant, US Air Force- Retired (after 20+ years)- Missile Systems Maintenance & Titan 2 ICBM Launch Crew Duty (200+ Alert tours)

Registered Nurse- Retired- I practiced in the areas of Labor & Delivery, Home Health, Adolescent Psych, & Adult Psych.

IT Professional- Retired- Web Site Design, Hardware Maintenance, Compound Pharmacy Software Trainer, On-site go live support, Database Manager, App Designer.

______________________________________

In summary, it took 13 months for approval of the CR-1.  It took 44 months for approval of the I-751.  It took 4 months for approval of the N-400.   It took 172 days from N-400 application to Oath Ceremony.   It took 6 weeks for Passport, then 7 additional weeks for return of wife's Naturalization Certificate.. 
 

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US&TN Enthusiast

US&TN   55

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Filed: K-1 Visa Country: Tunisia
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5 minutes ago, missileman said:

I added my wife to my existing credit card in the fall of 2017.  About 4 months later, she also had an excellent credit score.  

 

By the way, I use Creditkarma for tracking credit scores. You can see exactly what the credit agencies have regarding your credit accounts, history, etc.  It's free and checking your score doesn't affect it.

Thank you for the information,  but my husband didn't add me to his credit card bc he doesn't even have one 

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haiderzaidi Contributor

haiderzaidi   3

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On 2/7/2020 at 2:18 AM, US&TN said:

Hi I came here to the US 4 months ago with a k1 visa ,  I got my ssn 3 months ago somehow I found out that I have excellent credit score which is 760 . I don't even know how , when i was getting my debit card out of curiosity I told the banker to see if I can get a credit card but she told me it impossible bc I don't have any history but when she applied for me I got accepted for a credit card , she was Shocked she told me I'm so lucky , I also got approved for other stuff . Did anyone had the same experience or does anyone have an explanation?

Sure you are lucky. Which bank are you with?

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