medicaid while sponsor the husband

[geowrian 22,338]

13 minutes ago, Senior Frog said:

EDIT: oh sorry that was $780/month

That makes more sense. haha

[Senior Frog 3]

1 minute ago, Villanelle said:

Each state has their own requirements for medicaid but generally a person needs to be making less then 200% of the poverty guidelines. Most states are in the 133% range.  As explained her use of medicaid will be considered as a negative factor but that doesnt mean she will not be approved. They will look at the totality of the circumstances so perhaps do a bit of research into the other things they look at and see where you all fall overall.

 

If you can please post a link to the health plan you are considering that would be great. Links are allowed generally as long as its not spam or an advertisement. Its very likely that what you are looking at is temp insurance or some other type of limited N/A plan as health insurance is a popular topic on here and I assure you there is no legitimate plan option for 780/year with no deductible out there. 

 

https://www.visitorscoverage.com/green-card-insurance/
please replay to me if this will work or not 
thank you

Just now, geowrian said:

That makes more sense. haha

no im still not sure
please check these plans 
https://www.visitorscoverage.com/green-card-insurance/
and reply 
thanks

[geowrian 22,338]

2 minutes ago, Senior Frog said:

no im still not sure
please check these plans 
https://www.visitorscoverage.com/green-card-insurance/
and reply 
thanks

From that link:

"Green card health insurance plans provides temporary medical coverage for US green card holders visiting or living the in the US and do not qualify for individual regular domestic insurance or other govt or private domestic health insurance in the US"

There is no reason you would not qualify for private insurance once you moved to the US. You should also be eligible for any plans on the healthcare exchange for your state (although probably not with a subsidy).

 

It's impossible to know what options apply to you (state, age, etc.). I did run a couple test cases for a 30 year old and it came out to $775 total for 1 year of coverage. The only option that came up normally was Diplomat America.

However, the following screen where you actually apply says "Not available if Home Country/Country of Residences are: United States (USA)."

The plan brochure says "Who should purchase the Diplomat America? Travel insurance designed to cover Non-U.S. Citizens and Non-U.S. Residents traveling to the United States. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers."

tldr: It appears to be a travel insurance plan, with repatriation coverage in the event of a significant event.

 

I brought up the options for green card holders specifically (https://www.visitorscoverage.com/green-card-health-insurance/plans/), too. The top paragraph says:

"Choose from a variety of short-term health insurance plans for new immigrants and green card holders; ideal for individuals, senior citizens, parents and immigrant families who do not qualify for private or domestic US health insurance. Please review this disclaimer about PCPA (Obamacare)

The following are some of the best and top-rated short-term travel medical insurance plans that can provide quality health coverage for green card holders and new immigrants who travel back and forth between their home country and the United States who are not yet eligible for domestic medical insurance in the USA. You can get quotes and purchase a green card health insurance policy online. Note: when purchasing medical coverage for green card holders and new immigrants, you cannot list the USA as your “home country.”"

 

No prices were listed for most plans. You have to fill out their application form to get pricing. You cannot list your residence as the US, which again implies it is not for people who will actually be residing in the US.

 

That said...

I don't want to get too sidetracked on insurance. I know enough to get around, but I don't claim to be an expert. Do your due diligence and evaluate all options. Make sure they will cover you if you actually live in the US, and they meet your coverage needs. Most of the plans had like $1000/day hospital stay, $3000 surgery, etc. maximums. I had a fairly common surgery with no complications at all last year. The 4 days in the hospital (med surg, not ER or ICU or step-down or anything) came to $134,000 in bills.

I would suggest looking at the healthcare exchange for your state. You can start getting an idea of prices here: https://www.healthcare.gov/see-plans/

[Senior Frog 3]

7 minutes ago, geowrian said:

From that link:

"Green card health insurance plans provides temporary medical coverage for US green card holders visiting or living the in the US and do not qualify for individual regular domestic insurance or other govt or private domestic health insurance in the US"

There is no reason you would not qualify for private insurance once you moved to the US. You should also be eligible for any plans on the healthcare exchange for your state (although probably not with a subsidy).

 

It's impossible to know what options apply to you (state, age, etc.). I did run a couple test cases for a 30 year old and it came out to $775 total for 1 year of coverage. The only option that came up normally was Diplomat America.

However, the following screen where you actually apply says "Not available if Home Country/Country of Residences are: United States (USA)."

The plan brochure says "Who should purchase the Diplomat America? Travel insurance designed to cover Non-U.S. Citizens and Non-U.S. Residents traveling to the United States. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers."

tldr: It appears to be a travel insurance plan, with repatriation coverage in the event of a significant event.

 

I brought up the options for green card holders specifically (https://www.visitorscoverage.com/green-card-health-insurance/plans/), too. The top paragraph says:

"Choose from a variety of short-term health insurance plans for new immigrants and green card holders; ideal for individuals, senior citizens, parents and immigrant families who do not qualify for private or domestic US health insurance. Please review this disclaimer about PCPA (Obamacare)

The following are some of the best and top-rated short-term travel medical insurance plans that can provide quality health coverage for green card holders and new immigrants who travel back and forth between their home country and the United States who are not yet eligible for domestic medical insurance in the USA. You can get quotes and purchase a green card health insurance policy online. Note: when purchasing medical coverage for green card holders and new immigrants, you cannot list the USA as your “home country.”"

 

No prices were listed for most plans. You have to fill out their application form to get pricing. You cannot list your residence as the US, which again implies it is not for people who will actually be residing in the US.

 

That said...

I don't want to get too sidetracked on insurance. I know enough to get around, but I don't claim to be an expert. Do your due diligence and evaluate all options. Make sure they will cover you if you actually live in the US, and they meet your coverage needs. Most of the plans had like $1000/day hospital stay, $3000 surgery, etc. maximums. I had a fairly common surgery with no complications at all last year. The 4 days in the hospital (med surg, not ER or ICU or step-down or anything) came to $134,000 in bills.

I would suggest looking at the healthcare exchange for your state. You can start getting an idea of prices here: https://www.healthcare.gov/see-plans/

I appreciate your time to write this helpful post
thank you very much for this information
i think i'm gonna search for another healthcare plans

[Senior Frog 3]

3 hours ago, geowrian said:

True. But the sponsor being on public assistance programs is a factor in totality of circumstances.

 

Per the FAM: https://fam.state.gov/FAM/09FAM/09FAM030208.html#M302_8_2_B_2

 

@geowrian
Look what i found here
https://www.uscis.gov/news/fact-sheets/public-charge-fact-sheet?fbclid=IwAR39WUzvXA4iq9zjbUYnOpLOOzWcVYipGx7jYZOBMl-7Kt9F59Ngd5kkv-0
 

Quote

Benefits Not Subject to Public Charge Consideration

Under the agency guidance, non-cash benefits and special-purpose cash benefits that are not intended for income maintenance are not subject to public charge consideration. Such benefits include:

• Medicaid and other health insurance and health services (including public assistance for immunizations and for testing and treatment of symptoms of communicable diseases, use of health clinics, short-term rehabilitation services, prenatal care and emergency medical services) other than support for long-term institutional care
• Children's Health Insurance Program (CHIP)
• Nutrition programs, including the Supplemental Nutrition Assistance Program (SNAP)- commonly referred to as Food Stamps, the Special Supplemental Nutrition Program for Women, Infants and Children (WIC), the National School Lunch and School Breakfast Program, and other supplementary and emergency food assistance programs
• Housing benefits
• Child care services
• Energy assistance, such as the Low Income Home Energy Assistance Program (LIHEAP)
• Emergency disaster relief
• Foster care and adoption assistance
• Educational assistance (such as attending public school), including benefits under the Head Start Act and aid for elementary, secondary or higher education
• Job training programs
• In-kind, community-based programs, services or assistance (such as soup kitchens, crisis counseling and intervention, and short-term shelter)
• Non-cash benefits under TANF such as subsidized child care or transit subsidies
• Cash payments that have been earned, such as Title II Social Security benefits, government pensions, and veterans' benefits, and other forms of earned benefits
• Unemployment compensation

Some of the above programs may provide cash benefits, such as energy assistance, transportation or child care benefits provided under TANF or the Child Care Development Block Grant (CCDBG), and one-time emergency payments under TANF. Since the purpose of such benefits is not for income maintenance, but rather to avoid the need for ongoing cash assistance for income maintenance, they are not subject to public charge consideration.

what do you think ?

[Cyberfx1024 7,980]

28 minutes ago, Senior Frog said:

@geowrian
Look what i found here
https://www.uscis.gov/news/fact-sheets/public-charge-fact-sheet?fbclid=IwAR39WUzvXA4iq9zjbUYnOpLOOzWcVYipGx7jYZOBMl-7Kt9F59Ngd5kkv-0
 

what do you think ?

Except that Medicaid usage now is now considered for a public charge under the new rules. Also under the new rules the vast majority of these are used in the whole totality of determining a public charge

Edited February 3, 2020 by Cyberfx1024

[geowrian 22,338]

36 minutes ago, Senior Frog said:

@geowrian
Look what i found here
https://www.uscis.gov/news/fact-sheets/public-charge-fact-sheet?fbclid=IwAR39WUzvXA4iq9zjbUYnOpLOOzWcVYipGx7jYZOBMl-7Kt9F59Ngd5kkv-0
 

what do you think ?

That list is correct as of right now (see note #2 below). However, its relevance depends on the question being asked.

 

If the question is "Can I or my sponsor use x?", then the answer would be that you can use any benefits for which you qualify.

USCs have no restrictions.

Medicaid generally only covers legal permanent residents (LPRs) after 5 years of being an LPR. This is due to the ban on federal funds for public assistance to LPRs. There are 2 states known to self-fund Medicaid during those first 5 years for LPRs: CA & NY. Some other states have limited coverage for LPRs with certain circumstances.

The program's rules should determine if a non-citizen qualifies for the benefit or not.

Using programs for which you qualify would not make you inadmissible as a public charge. Medicaid itself (except in the case of long term/institutionalized care) is not a public chage under current rules (again, see below). At the same time, unless you live in either of those 2 states, it generally won't be available to you for at least 5 years. Coverage options are something the CO can consider in the totality of circumstances.

 

If the question is "Is usage of those programs (specifically "means-tested benefits") by a sponsor part of the totality of circumstances considered by the CO?", then the answer is "Yes". See the linked FAM section.

If the CO believes you are likely to become dependent on certain means tested benefits, then they will refuse the visa.

 

Take a good read through the previously linked FAM section. It has a lot of information on what is considered a public charge, various factors considered (at a minimum), etc.

 

=====

Background info (not particular to your case or impacting you at this time😞

 

Note 1: USCIS handles petitions, applications, etc. CBP handles the border. ICE handles enforcement. These are all overly simplified, but that's the gist of it. These all fall under DHS.

Consulates are under DOS. When dealing with visas, DOS is the authoritative department of the federal government. They follow the  Foreign Affairs Manual (FAM).

Sometimes there are discrepancies between these 2. Sometimes they have different rules.

I'm not saying the above list is incorrect, though...just letting you know that the FAM is the best source to look at for anything relating to visas (alongside the INA itself).

 

Note 2: Per the note at the top of that page, on Feb. 24th the rules are being modified. Additional benefits are being considered for becoming a public charge, along with other changes.

See https://www.uscis.gov/news/news-releases/uscis-announces-public-charge-rule-implementation-following-supreme-court-stay-nationwide-injunctions

But per note #1, this does not impact DOS decisions. DOS has a similar rule but it is not implemented at this time. That could change any day, never, or with modifications.

DOS rule reference: https://travel.state.gov/content/travel/en/traveladvisories/ea/Information-on-Public-Charge.html

Edited February 3, 2020 by geowrian

[cd37 229]

3 hours ago, Senior Frog said:

i heard somewhere that the sponsor should cut off the medicaid in order to prove he can support the immigrant and we are very confused now.

As geowrian said is true about 3 years thing then, IO will think, how can a US citizen who has been using medicaid is able to sponsor another immigrant. Good idea to get joint sponsor but still upto IO at embassy.

[Senior Frog 3]

15 minutes ago, geowrian said:

That list is correct as of right now (see note #2 below). However, its relevance depends on the question being asked.

 

If the question is "Can I or my sponsor use x?", then the answer would be that you can use any benefits for which you qualify.

USCs have no restrictions.

Medicaid generally only covers legal permanent residents (LPRs) after 5 years of being an LPR. This is due to the ban on federal funds for public assistance to LPRs. There are 2 states known to self-fund Medicaid during those first 5 years for LPRs: CA & NY. Some other states have limited coverage for LPRs with certain circumstances.

The program's rules should determine if a non-citizen qualifies for the benefit or not.

Using programs for which you qualify would not make you inadmissible as a public charge. Medicaid itself (except in the case of long term/institutionalized care) is not a public chage under current rules (again, see below). At the same time, unless you live in either of those 2 states, it generally won't be available to you for at least 5 years. Coverage options are something the CO can consider in the totality of circumstances.

 

If the question is "Is usage of those programs (specifically "means-tested benefits") by a sponsor part of the totality of circumstances considered by the CO?", then the answer is "Yes". See the linked FAM section.

If the CO believes you are likely to become dependent on certain means tested benefits, then they will refuse the visa.

 

Take a good read through the previously linked FAM section. It has a lot of information on what is considered a public charge, various factors considered (at a minimum), etc.

 

=====

Background info (not particular to your case or impacting you at this time😞

 

Note 1: USCIS handles petitions, applications, etc. CBP handles the border. ICE handles enforcement. These are all overly simplified, but that's the gist of it. These all fall under DHS.

Consulates are under DOS. When dealing with visas, DOS is the authoritative department of the federal government. They follow the  Foreign Affairs Manual (FAM).

Sometimes there are discrepancies between these 2. Sometimes they have different rules.

I'm not saying the above list is incorrect, though...just letting you know that the FAM is the best source to look at for anything relating to visas (alongside the INA itself).

 

Note 2: Per the note at the top of that page, on Feb. 24th the rules are being modified. Additional benefits are being considered for becoming a public charge, along with other changes.

See https://www.uscis.gov/news/news-releases/uscis-announces-public-charge-rule-implementation-following-supreme-court-stay-nationwide-injunctions

But per note #1, this does not impact DOS decisions. DOS has a similar rule but it is not implemented at this time. That could change any day, never, or with modifications.

DOS rule reference: https://travel.state.gov/content/travel/en/traveladvisories/ea/Information-on-Public-Charge.html

thanks for all of these helpful and rich posts
i really appreciate your time
regards.

[Senior Frog 3]

5 minutes ago, cd37 said:

As geowrian said is true about 3 years thing then, IO will think, how can a US citizen who has been using medicaid is able to sponsor another immigrant. Good idea to get joint sponsor but still upto IO at embassy.

as you know its not always that easy to find a joint sponsor. i think we gonna wait until i-864 stag, and see if they will be satisfied with it.

if yes i think we will not face any problem in this mater at embassy. but if not i will pray to find a joint sponsor.

[AnnaLee24 16]

1 hour ago, Senior Frog said:

@geowrian
Look what i found here
https://www.uscis.gov/news/fact-sheets/public-charge-fact-sheet?fbclid=IwAR39WUzvXA4iq9zjbUYnOpLOOzWcVYipGx7jYZOBMl-7Kt9F59Ngd5kkv-0
 

what do you think ?

*Released: April 29, 2011
 

That is from nine years ago.

[geowrian 22,338]

2 minutes ago, AnnaLee24 said:

*Released: April 29, 2011
 

That is from nine years ago.

Yes, initially released.

"Last Reviewed/Updated: 01/30/2020"

[Senior Frog 3]

2 minutes ago, AnnaLee24 said:

*Released: April 29, 2011
 

That is from nine years ago.

you right. but also
*Last Reviewed/Updated: 01/30/2020

 

[igoyougoduke 1,676]

6 minutes ago, geowrian said:

Yes, initially released.

"Last Reviewed/Updated: 01/30/2020"

looks like they are digging up all the possible laws to only allow the rich folks to enter the country 

[Duke & Marie 1,389]

9 hours ago, Senior Frog said:

i heard somewhere that the sponsor should cut off the medicaid in order to prove he can support the immigrant and we are very confused now.

Not just cut off, they’d need to cut off the Medicaid 3 years before sponsoring someone 

Edited February 3, 2020 by Duke & Marie