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rajvinder kaur Enthusiast

rajvinder kaur   6

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1 minute ago, Orangesapples said:

You should be looking at your combined income if you're going to buy a house anyway. $29000 might just be the starting salary, eventually he might be able to find a better job. 

Our estimate income will be $54000 next year. Can we buy house then?

raj

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Orangesapples Proficient

Orangesapples   1,954

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4 minutes ago, rajvinder kaur said:

Our estimate income will be $54000 next year. Can we buy house then?

Probably not. Your best bet is to rent, maybe have roommates as well, and save as much as possible for a down payment while looking for better paying jobs. Also, make sure you both have good credit. There's a lot of advice on how to build credit online. 

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Boiler Grand Master

Boiler   45,553

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You do not need any income to buy a house, cash works.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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arken Mentor

arken   4,197

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32 minutes ago, rajvinder kaur said:

Our estimate income will be $54000 next year. Can we buy house then?

Depends on how much money you have in your bank account or somewhere hudden in a safe. 
 

Lets say you have 20K-30K available, you may be able to buy a small house in a crime infested bad school district area.

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Boiler Grand Master

Boiler   45,553

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Well without knowing the totality not sure how to comment further, a significant deposit at least will help.

Edited by Boiler

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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rajvinder kaur Enthusiast

rajvinder kaur   6

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9 hours ago, Boiler said:

Well without knowing the totality not sure how to comment further, a significant deposit at least 

 Before,  only my husband was working. But now, I am working full time too. As a result, I can save my salary and will be able to buy a house in 4 or 5 years.

raj

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rajvinder kaur Enthusiast

rajvinder kaur   6

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8 minutes ago, rajvinder kaur said:

 Before,  only my husband was working. But now, I am working full time too. As a result, I can save my salary and will be able to buy a house in 4 or 5 years.

How to make good credit?

raj

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rajvinder kaur Enthusiast

rajvinder kaur   6

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9 hours ago, Orangesapples said:

https://www.nerdwallet.com/blog/finance/how-to-build-credit/

Thank u freind. This is very helpful.

raj

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databit Community Regular

databit   328

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On 1/29/2020 at 8:50 AM, rajvinder kaur said:
14 hours ago, rajvinder kaur said:

 Before,  only my husband was working. But now, I am working full time too. As a result, I can save my salary and will be able to buy a house in 4 or 5 years.

Unfortunately the Sacramento housing prices have been increasing 4-6% per year

 

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rajvinder kaur Enthusiast

rajvinder kaur   6

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On 2/4/2020 at 2:03 AM, gajbaldauri said:

how about moving to another state? Is that an option for you? 

Yes. 

 

raj

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