USAA won't add me to my husband's bank account!

[Walder&Trevisa 7]

This is odd.. or maybe USAA just isn’t being consistent. I added my fiancé to my USAA account and he isn’t even in the country yet. He has a SSN because he previously came on a J1 visa but that’s all they asked me for. 

[Carpe Vinum 2,327]

21 hours ago, NicoleM said:

Yeah, I'm thinking I might have to call them myself to clarify (up to this point, it's only been my husband calling them). I am not a LPR, I don't have my green card yet (and probably won't until the summer based on current wait times for my local field office). I only have the NOA letters.

I don't know what to call myself - I think for tax purposes, I should be a 'resident alien', but I am not sure. What my husband has told USAA so far is that I am not yet a permanent resident but that I am waiting for my green card, and hence their request for the W8-Ben. Although, true, maybe I do need to talk to a higher up with more experience with couples like us.

 

I didn't know it was an option to talk to the IRS - thanks for that tip!

Once you have the Green Card and SSN USAA is easy peasy. I got a little bit of a runaround and decided to wait until my wife received her Green Card.

[NicoleS 189]

3 minutes ago, boris64 said:

Once you have the Green Card and SSN USAA is easy peasy. I got a little bit of a runaround and decided to wait until my wife received her Green Card.

But don't they ask for evidence of joint bank accounts at the green card interview?

Edited January 24, 2020 by NicoleM

[Just Paul 4,595]

3 minutes ago, NicoleM said:

But don't they ask for evidence of joint bank accounts at the green card interview?

It is nice to have but it is not a requirement.   There are other ways to show financial commingling.

[Carpe Vinum 2,327]

5 minutes ago, NicoleM said:

But don't they ask for evidence of joint bank accounts at the interview?

Nope, not in ours. This is a quote from our interviewer. "She has only been in the US for six months. I don't expect much co-mingling at AOS. That should come with ROC." Of course interviews can vary widely. But, ours was very understanding. I explained that we had difficulty getting a SSN which made getting everything else difficult. The only thing we had together was health insurance and I put her on my electric bill. We were approved the same day and had the Green Card within the week.

Edited January 24, 2020 by boris64

[NicoleS 189]

2 minutes ago, boris64 said:

Nope, not in ours. This is a quote from our interviewer. "She has only been in the US for six months. I don't expect much co-mingling at AOS. That should come with ROC." Of course interviews can vary widely. But, ours was very understanding. I explained that we had difficulty getting a SSN which made getting everything else difficult. The only thing we had together was health insurance and I put her on my electric bill. We were approved the same day and had the Green Card within the week.

ohhh interesting ok. I am on his health insurance, renter's insurance, lease, so ok good to know if this USAA route doesn't work out at this time.

 

We sent USAA the W8-Ben last night and haven't heard yet if that'll work this time.

[Carpe Vinum 2,327]

5 minutes ago, NicoleM said:

ohhh interesting ok. I am on his health insurance, renter's insurance, lease, so ok good to know if this USAA route doesn't work out at this time.

 

We sent USAA the W8-Ben last night and haven't heard yet if that'll work this time.

It will all be over soon and you will be able to relax for a while)

[payxibka 10,045]

35 minutes ago, boris64 said:

Nope, not in ours. This is a quote from our interviewer. "She has only been in the US for six months. I don't expect much co-mingling at AOS. That should come with ROC." Of course interviews can vary widely. But, ours was very understanding. I explained that we had difficulty getting a SSN which made getting everything else difficult. The only thing we had together was health insurance and I put her on my electric bill. We were approved the same day and had the Green Card within the week.

We are going in with 12 pounds of evidence,  but she will be in a car carrier.   

[Carpe Vinum 2,327]

10 minutes ago, payxibka said:

We are going in with 12 pounds of evidence,  but she will be in a car carrier.   

Congrats? :-)))

Edited January 24, 2020 by boris64

[payxibka 10,045]

1 minute ago, boris64 said:

Congrats? :-)))

Thank you.   Born 11.21.19

[Carpe Vinum 2,327]

Just now, payxibka said:

Thank you.   Born 11.21.19

Truly Congratulations. Didn't see that coming...You are a coy one..)

[Ash.1101 1,756]

10 hours ago, Walder&Trevisa said:

This is odd.. or maybe USAA just isn’t being consistent. I added my fiancé to my USAA account and he isn’t even in the country yet. He has a SSN because he previously came on a J1 visa but that’s all they asked me for. 

Did you do it at the bank itself on I-10? It seems we have a far easier time in person than on the phone or out of Texas. I'm going with consistency issue for sure.

[NicoleS 189]

9 minutes ago, Ash. said:

Did you do it at the bank itself on I-10? It seems we have a far easier time in person than on the phone or out of Texas. I'm going with consistency issue for sure.

No we live in southern Virginia and the closest USAA location is outside of DC.

[Ash.1101 1,756]

3 hours ago, NicoleM said:

No we live in southern Virginia and the closest USAA location is outside of DC.

Oh no worries! I figured you didn't, I was asking the person I had quoted.

And yeah that's the only downside is that it seems that the people in the call centers and online services are a lot more ridged than those in person. I hope it all gets worked out for ya'll, but if it becomes too much of a hassle I would recommend doing what others said and just opening up an account with another bank. USAA is great, don't get me wrong, but at least to get you started it may be easier to start with another bank.

[Prizm123 1,086]

On 1/23/2020 at 8:10 AM, NicoleM said:

 

We are really hoping to have a few months of bank statements with both our names on it before my green card interview (not yet scheduled).

 

 

 

i wasn't able to add my wife until we got her green card. its not a dealbreaker in most cases for the AoS interview. you should be able to get other proof if needed, but I know some financial institutions are a little prickly

 

just as an fyi and hopefully it can relieve the stress from worrying about it