Got denied my immigrant visa. Financial support want enough . Help please

[vidash23 4]

Hey guys yesterday u went in for my interview and I got denied because the financial support was 45k and was for 7 person the consular officer said that's not enough.

They give me a letter stating a have one year to resolve the problem.

 

What you guys think I should do. 

I have a second cosponsor hes working like 25k year. Will that be enough now. 

So basically we have to make the second co sponsor filed out the i864 and get 2 year tax transcript with his proof of status. 

And I have to upload it to the email address that they give me.

 

Will you guys think that will work please help I need this info urgent

 

Thank you

 

[SorrowL 138]

Make 100% sure you didn’t count someone twice, including yourself. For example if the principal immigrant is the spouse of the sponsor, do not include them as “1” in spouse, as they are accounted for in the top principal immigrant section.

 

if any sponsors or principal immigrant have monetary savings, these can be added as assets to the I-864, including evidence of those assets. 
 

this can include bank accounts/savings account, property ownership/property value - due mortgage, stocks, bonds, and other liquid assets.

An income of 45k is not enough.

the 125% level for 7 people is $48,762.

 

if you have assets of 3,762 x 5 (x3 if it’s a spouse immigrant) which is a total asset value of 18,810 USD (11,286USD) value, you can add those assets to the I-864.

the x5 / x3 rule is calculated based on how much money is MISSING to reach 125% poverty guidelines, multiplied by 5, or 3 if immigrant is a spouse.

 

 

if your joint / co-sponsor has a smaller household size, they can file a joint sponsor I-864 on behalf of the principal immigrant. For example, if the joint sponsor has a household size of just themselves, plus the principal immigrant, the 25k is sufficient. 
 

I-864 can include the income of all household members, those require to file a I-864A, so if in the 7 people household there are more working persons, they can add their income to the situation as well.

Edited January 16, 2020 by SorrowL

[vidash23 4]

The co sponsor have assets like 200k in assets.  And they told me that cant work. 

And btw. The first co sponsor is filing joint with this wife . His wife is not working. So they told me I still have to file a i864a for his wife

 

The co sponsor is hisself and 3 others the other 3 doesnt work.. 

And the other 3 of us are the ones going in for the Visa 

 

So I'm gonna add my uncle as a second co sponsor hez not living with them hes living by his self. 

So which mean he need to file a separate i864 forms.

Edited January 16, 2020 by vidash23

[Cyberfx1024 7,980]

1 hour ago, vidash23 said:

The co sponsor have assets like 200k in assets.  And they told me that cant work. 

And btw. The first co sponsor is filing joint with this wife . His wife is not working. So they told me I still have to file a i864a for his wife

 

The co sponsor is hisself and 3 others the other 3 doesnt work.. 

And the other 3 of us are the ones going in for the Visa 

 

So I'm gonna add my uncle as a second co sponsor hez not living with them hes living by his self. 

So which mean he need to file a separate i864 forms.

Just assets or income as well, and I they located in a different state? Just going off of this information presented I can see why the CO was hesitant about granting approval in your case unfortunately. 

[vidash23 4]

1 hour ago, Cyberfx1024 said:

Just assets or income as well, and I they located in a different state? Just going off of this information presented I can see why the CO was hesitant about granting approval in your case unfortunately. 

He give both. Income is like 45k and assets total is like 250k. 

And the officer said that wasnt enough that they do look at the assets they wanna see the income. 

 

We got a second cosponsor now whose my uncle. Hey gonna give us 2019 and 2018 tax transcript.  Hes working like 34k a year. 

No assets. 

And I'll scan and second the document to the embassy stating hes the second cosponsor.

 

Will that work?

[NikLR 13,227]

[JFH 12,190]

3 hours ago, vidash23 said:

The co sponsor have assets like 200k in assets.  And they told me that cant work. 

And btw. The first co sponsor is filing joint with this wife . His wife is not working. So they told me I still have to file a i864a for his wife

 

The co sponsor is hisself and 3 others the other 3 doesnt work.. 

And the other 3 of us are the ones going in for the Visa 

 

So I'm gonna add my uncle as a second co sponsor hez not living with them hes living by his self. 

So which mean he need to file a separate i864 forms.

But are those assets easily convertible to cash without hardship? Essentially the assets have to be “spare money” that the sponsor does not need on a day-to-day basis. So you can’t include the car you drive to work, for example. You can’t include the house except the difference between the outstanding mortgage and the value of the house (equity) - for this you would need the house to be officially appraised. 
 

 

$45k is not a lot of money in many parts of the country for 2 people, let alone 4 or 7. 
 

Do any of the immigrants have jobs lined up? What about healthcare? Are the immigrants bringing any savings or assets with them?

Edited January 16, 2020 by JFH

[vidash23 4]

8 minutes ago, JFH said:

But are those assets easily convertible to cash without hardship? Essentially the assets have to be “spare money” that the sponsor does not need on a day-to-day basis. So you can’t include the car you drive to work, for example. You can’t include the house except the difference between the outstanding mortgage and the value of the house (equity) - for this you would need the house to be officially appraised. 
 

 

$45k is not a lot of money in many parts of the country for 2 people, let alone 4 or 7. 
 

Do any of the immigrants have jobs lined up? What about healthcare? Are the immigrants bringing any savings or assets with them?

Well they told us 48k is the minimum amount . Either we get a second cosponsor or wait till the circumstance change

[geowrian 22,337]

Note that each sponsor is treated independently. Meaning you cannot combine incomes or assets across sponsors.

You need a single, suitable joint sponsor.

If you were refused with somebody making $45k/year, I doubt somebody making less than that would be accepted (household size is also a relevant factor, but I would still try to find somebody making over $45k).

[Cathi 5,747]

1 hour ago, vidash23 said:

Well they told us 48k is the minimum amount . Either we get a second cosponsor or wait till the circumstance change

You cannot combine the income of the second joint sponsor with the first. Each joint sponsor is independent of one another.

[carmel34 3,622]

6 hours ago, vidash23 said:

They give me a letter stating a have one year to resolve the problem.

The primary sponsor needs to increase their income in the one year period, maybe find a better job or a second or third job, start driving for Uber/Lyft, or whatever needs to be done to show a higher income level.  Or find a different co-sponsor with a higher income and fewer dependents.  You have a year to fix this.  Good luck!

[Boiler 45,467]

I have a feeling with so many people and such a low income they will need to see a comfortable level of sponsorship, not scraping by the minimum.

[SusieQQQ 11,586]

54 minutes ago, Boiler said:

I have a feeling with so many people and such a low income they will need to see a comfortable level of sponsorship, not scraping by the minimum.

OP ducked the question that someone asked about this, but it likely also depends on ages and qualifications of the intending immigrants (whether any of the new arrivals is likely to go out and work immediately, etc). 

[Just Paul 4,595]

Find one sponsor that meets the requirements in I-864p.   However depending on the totality of the circumstances the CO can still deny based upon the likelihood that the beneficiaries could become a public charge.

 

And household members of Joint Sponsor will also fill out a I-864A.

[FPope 64]

5 hours ago, vidash23 said:

Well they told us 48k is the minimum amount . Either we get a second cosponsor or wait till the circumstance change

Sorry about your situation but try not to be top worried because it is fixable. Get to work and look for a single sponsor who makes more than the minimum depending on the family size. Be mindful that minimum income varies across states so if you plan to reside in Alaska for example, the minimum income is higher than if you are planning to live in Illinois. So check what the amount is for the state you are going. This will guide you to know if you are choosing the right sponsor. All the best!