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AjT1

Health insurance on K1 visa

By AjT1 in Moving to the US and Your New Life In America

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AjT1 Contributor

AjT1   13

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Hello,

 

I have just arrived in the US and me and my fiancee are looking at options for my health insurance while I'm on a K1 visa and waiting for my AOS. 

 

She has health insurance through her work which is $50 per month for just her. We have looked at adding me to her insurance after we are married and the premium rockets in price to almost $700 per month. 

 

We are based in Charlotte, North Carolina, and as such we have been looking at policies provided by BlueCross BlueShield of North Carolina. The lowest quote we have, which starts on the first of January, is $285 per year. 

 

Does anyone on here have any experience in getting health insurance while on a K1 visa? And if so is it possible to find cheaper cover or is that what we are going to have to pay?

 

Thanks!

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payxibka Grand Master

payxibka   10,045

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Filed: AOS (apr) Country: Philippines
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22 minutes ago, AjT1 said:

Hello,

 

I have just arrived in the US and me and my fiancee are looking at options for my health insurance while I'm on a K1 visa and waiting for my AOS. 

 

She has health insurance through her work which is $50 per month for just her. We have looked at adding me to her insurance after we are married and the premium rockets in price to almost $700 per month. 

 

We are based in Charlotte, North Carolina, and as such we have been looking at policies provided by BlueCross BlueShield of North Carolina. The lowest quote we have, which starts on the first of January, is $285 per year. 

 

Does anyone on here have any experience in getting health insurance while on a K1 visa? And if so is it possible to find cheaper cover or is that what we are going to have to pay?

 

Thanks!

I doubt you will find cheaper than $285 per year.  

YMMV

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AjT1 Contributor

AjT1   13

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2 minutes ago, payxibka said:

I doubt you will find cheaper than $285 per year.  

Did I type per year? HAHA 

 

It's $285 per month! Not per year! My bad!

26 minutes ago, AjT1 said:

Hello,

 

I have just arrived in the US and me and my fiancee are looking at options for my health insurance while I'm on a K1 visa and waiting for my AOS. 

 

She has health insurance through her work which is $50 per month for just her. We have looked at adding me to her insurance after we are married and the premium rockets in price to almost $700 per month. 

 

We are based in Charlotte, North Carolina, and as such we have been looking at policies provided by BlueCross BlueShield of North Carolina. The lowest quote we have, which starts on the first of January, is $285 per year. 

 

Does anyone on here have any experience in getting health insurance while on a K1 visa? And if so is it possible to find cheaper cover or is that what we are going to have to pay?

 

Thanks!

Edit: the quote is $285 per MONTH not per year!

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payxibka Grand Master

payxibka   10,045

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Filed: AOS (apr) Country: Philippines
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7 minutes ago, AjT1 said:

Did I type per year? HAHA 

 

It's $285 per month! Not per year! My bad!

Edit: the quote is $285 per MONTH not per year!

$285 per month, even for minimum essential coverage with a  high deductible is about normal.   

YMMV

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Ontarkie Grand Master

Ontarkie   14,221

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Filed: Citizen (apr) Country: Canada
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~~MOved to Moving Here and Your New LIfe, from K1 P&P - the topic of health Insurance is discussed here often.~~

Spoiler

Met Playing Everquest in 2005
Engaged 9-15-2006
K-1 & 4 K-2'S
Filed 05-09-07
Interview 03-12-08
Visa received 04-21-08
Entry 05-06-08
Married 06-21-08
AOS X5
Filed 07-08-08
Cards Received01-22-09
Roc X5
Filed 10-17-10
Cards Received02-22-11
Citizenship
Filed 10-17-11
Interview 01-12-12
Oath 06-29-12

Citizenship for older 2 boys

Filed 03/08/2014

NOA/fee waiver 03/19/2014

Biometrics 04/15/14

Interview 05/29/14

In line for Oath 06/20/14

Oath 09/19/2014 We are all done! All USC no more USCIS

 

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geowrian Grand Master

geowrian   22,337

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Filed: Lift. Cond. (pnd) Country: Philippines
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I'd love $285/month. My portion of the premium is over double that and my employer pays the other half.

That's just the high cost of living in the US...and $285 is a steal (assuming the coverage is decent, obviously).

Edited by geowrian

Timelines:

ROC:

Spoiler

7/27/20: Sent forms to Dallas lockbox, 7/30/20: Received by USCIS, 8/10 NOA1 electronic notification received, 8/1/ NOA1 hard copy received

AOS:

Spoiler

AOS (I-485 + I-131 + I-765):

9/25/17: sent forms to Chicago, 9/27/17: received by USCIS, 10/4/17: NOA1 electronic notification received, 10/10/17: NOA1 hard copy received. Social Security card being issued in married name (3rd attempt!)

10/14/17: Biometrics appointment notice received, 10/25/17: Biometrics

1/2/18: EAD + AP approved (no website update), 1/5/18: EAD + AP mailed, 1/8/18: EAD + AP approval notice hardcopies received, 1/10/18: EAD + AP received

9/5/18: Interview scheduled notice, 10/17/18: Interview

10/24/18: Green card produced notice, 10/25/18: Formal approval, 10/31/18: Green card received

K-1:

Spoiler

I-129F

12/1/16: sent, 12/14/16: NOA1 hard copy received, 3/10/17: RFE (IMB verification), 3/22/17: RFE response received

3/24/17: Approved! , 3/30/17: NOA2 hard copy received

 

NVC

4/6/2017: Received, 4/12/2017: Sent to Riyadh embassy, 4/16/2017: Case received at Riyadh embassy, 4/21/2017: Request case transfer to Manila, approved 4/24/2017

 

K-1

5/1/2017: Case received by Manila (1 week embassy transfer??? Lucky~)

7/13/2017: Interview: APPROVED!!!

7/19/2017: Visa in hand

8/15/2017: POE

 

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Cyberfx1024 Grand Master

Cyberfx1024   7,980

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Filed: Citizen (pnd) Country: Philippines
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24 minutes ago, geowrian said:

I'd love $285/month. My portion of the premium is over double that and my employer pays the other half.

That's just the high cost of living in the US...and $285 is a steal (assuming the coverage is decent, obviously).

I second this as well. I am paying $265 every two weeks

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