Health insurance for my wife

[geowrian 22,337]

Just now, Mindo2019 said:

Ok..well that just heart attack for me. We should be more thankful for what we have 😔

As bad as it is, I'm very thankful for what I have still.

[Mindo2019 12]

Just now, geowrian said:

As bad as it is, I'm very thankful for what I have still.

no insurance is the worst for sure! 

[Sarah&Facundo 595]

3 hours ago, Mindo2019 said:

$200/weekly is expensive...well, i guess it is better than nothing, right? 😊

I also beneficiary for my husband (also our daughter). We only pay $208/month; tricare is our insurance. I was complaining the other day why it is so expensive but I guess there are a lot of people out there with way more expensive health insurance 😥 

$208 is a dream! In my state, the lowest cheapest plan for a married couple (we don't have kids) is about $700/month with a $6,000 deductible. 

[Liflead 112]

On 11/19/2019 at 8:57 AM, JeffandNadine said:

What is the most affordable way to get health insurance for my wife? 

You can add her under your health insurance as a spouse at your workplace but if you have missed the enrollment dates then you will have to get a private health insurance I guess. I had to do the same. I got a health insurance with zero deductibles. You can PM me if you want to know details about it. 👍

[Mindo2019 12]

11 hours ago, Sarah&Facundo said:

$208 is a dream! In my state, the lowest cheapest plan for a married couple (we don't have kids) is about $700/month with a $6,000 deductible. 

I can say that now! My husband has 2 jobs, military and civilian job. Both offers insurance that less than $300/month. We go with the military one because I do not need referral every time I want to go to specialist.My job also offer insurance, less than $300 as well but not as good as military. Oh well, I will not complaint now for sure.

[Bill Hamze 89]

On 11/20/2019 at 9:26 AM, KYUK said:

According to healthcare.gov "Moving to the U.S. from a foreign country or United States Territory" counts as a qualifying life event for an enrollment period.    So you could wait until your spouse receives their visa and use the change in residence to add them to/ get insurance. 

https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/

 

What if I'm (U.S. citizen husband) living abroad with my (foreign) wife and am enrolled in a non-U.S. insurance plan, while maintaining a U.S. based domicile (residence address)? 

 

If we move to the U.S., would I be able to use special enrollment to enroll into a U.S-based plan and immediately add my wife to it?

 

Or would I have to wait until open enrollment, while my wife can use special enrollment?

 

 

[geowrian 22,337]

33 minutes ago, Bill Hamze said:

 

What if I'm (U.S. citizen husband) living abroad with my (foreign) wife and am enrolled in a non-U.S. insurance plan, while maintaining a U.S. based domicile (residence address)? 

 

If we move to the U.S., would I be able to use special enrollment to enroll into a U.S-based plan and immediately add my wife to it?

 

Or would I have to wait until open enrollment, while my wife can use special enrollment?

 

 

Change of residence is a QLE for special enrollment. This applies for anybody, not just those initially coming to the US.