Giving birth to baby in Canada while waiting for AOS interview

[Zoeeeeeee 797]

1 minute ago, Jorgedig said:

They do not induce based on maternal age alone.  There are many parameters that go into medical decision-making.  Diabetes in pregnancy would be a huge factor.

Oh really? That’s interesting! Apparently she was told that they won’t let her go past 40 weeks, due to her age...

 

And yes, know that diabetes will be a big factor, re inducing and also cost - even for a very minor op I had here, that most people are in and out for in a few hours, I was in overnight, monitored and hooked up on a drip 😫.

[Cndn 98]

On 10/21/2019 at 2:31 PM, Ontarkie said:

You lost Canadian health care the minute you had your visa endorsed at the border. Not only that but to regain Canadian health care there is a minimum amount of residency required to get it back. I think that is 3 months for most provinces. 

 

There is a small chance your US insurance will pay for your birth in Canada. Ours would pay as a out of network charge and that alone was a crazy price. I'm not sure how they come up with the pricing but it sure didn't match Canadian prices. 

 

If you can afford it I would do it. I'm not a fan  childbirth in the US.  

Hey! I wanted to jump back on here because I checked out of curiosity and didn’t lose my MSP coverage despite establishing residence (or applying for residence) in the states because I was present in Canada for 6 months out of the calender year for 5 years prior. Just wanted to let you know. It’s not an automatic thing the second you leave apparently there are various factors. 

Edited October 28, 2019 by Cndn

[Ontarkie 14,221]

2 hours ago, Cndn said:

Hey! I wanted to jump back on here because I checked out of curiosity and didn’t lose my MSP coverage despite establishing residence (or applying for residence) in the states because I was present in Canada for 6 months out of the calender year for 5 years prior. Just wanted to let you know. It’s not an automatic thing the second you leave apparently there are various factors. 

Actually that is incorrect. BC is one of the few provinces where you pay a monthly payment for Health care they will continue coverage for the month that is payed as it is bill one month prior.

 

Check out the link. You must be a resident of BC and one can't be a resident of BC if living in the US. 

https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/eligibility-and-enrolment/are-you-eligible

 

* Eligible B.C. residents (citizens of Canada or persons who are lawfully admitted to Canada for permanent residence) who are outside B.C. for vacation purposes only, are allowed a total absence of up to seven months in a calendar year.

 

BC is one of the most proactive of the provinces that are going after Canadians who moved out of Canada. 

 

[NikLR 13,227]

9 minutes ago, Ontarkie said:

Actually that is incorrect. BC is one of the few provinces where you pay a monthly payment for Health care they will continue coverage for the month that is payed as it is bill one month prior.

 

Check out the link. You must be a resident of BC and one can't be a resident of BC if living in the US. 

https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/eligibility-and-enrolment/are-you-eligible

 

* Eligible B.C. residents (citizens of Canada or persons who are lawfully admitted to Canada for permanent residence) who are outside B.C. for vacation purposes only, are allowed a total absence of up to seven months in a calendar year.

 

BC is one of the most proactive of the provinces that are going after Canadians who moved out of Canada. 

 

BC went after a mom from NZ who had her baby in Vancouver.  She owes MILLIONS of dollars due to a complicated birth and premature baby.  

[NikLR 13,227]

https://www.timescolonist.com/birth-and-dash-richmond-hospital-owed-1-2-million-for-skipped-neonatal-bill-1.23333820

 

https://www.thestar.com/news/canada/2012/03/28/australian_couple_gives_birth_to_milliondollar_baby.html

[Cndn 98]

2 hours ago, Ontarkie said:

Actually that is incorrect. BC is one of the few provinces where you pay a monthly payment for Health care they will continue coverage for the month that is payed as it is bill one month prior.

 

Check out the link. You must be a resident of BC and one can't be a resident of BC if living in the US. 

https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/eligibility-and-enrolment/are-you-eligible

 

* Eligible B.C. residents (citizens of Canada or persons who are lawfully admitted to Canada for permanent residence) who are outside B.C. for vacation purposes only, are allowed a total absence of up to seven months in a calendar year.

 

BC is one of the most proactive of the provinces that are going after Canadians who moved out of Canada. 

 

I hear you, but the thing is I got this information from calling Health Insurance BC directly. She said specifically that I am covered for a period of 24 months absence because I had been present for at least 6 months out of the calender year in the previous 5 years. How could she possibly be wrong about that? 
 

edit: I wrote it all down and kept having her repeat herself (she definitely found me annoying) to ensure I was not misinterpreting what she was saying. If you call Heath Insurance BC you can easily speak to someone about this. I am positive I did not misunderstand her. She looked me up with my PHN, asked me when exactly I departed Canada for the states and said to me that I am definitely still covered for the reasons stated above. I said “so if I were to give birth here I would not receive a single bill afterward” to which she replied “No, you are still covered in BC”. 🤷‍♀️

Edited October 29, 2019 by Cndn

[Cndn 98]

2 hours ago, NikLR said:

BC went after a mom from NZ who had her baby in Vancouver.  She owes MILLIONS of dollars due to a complicated birth and premature baby.  

I have no doubt that BC would go after someone if they were not covered and delivered here. But what I’ve been told today by a Health Insurance BC employee is that you don’t necessarily lose coverage the moment you leave the country, regardless of your intent to immigrate. She said there is a 24 month absence period you are allowed. She also scolded me for not letting them know I was leaving 6 months prior to departing Canada, but said I was absolutely still covered in BC because I have not been gone for 24 months. 

Edited October 29, 2019 by Cndn

[geowrian 22,337]

16 minutes ago, Cndn said:

I hear you, but the thing is I got this information from calling Health Insurance BC directly. She said specifically that I am covered for a period of 24 months absence because I had been present for at least 6 months out of the calender year in the previous 5 years. How could she possibly be wrong about that? 
 

edit: I wrote it all down and kept having her repeat herself (she definitely found me annoying) to ensure I was not misinterpreting what she was saying. If you call Heath Insurance BC you can easily speak to someone about this. I am positive I did not misunderstand her. She looked me up with my PHN, asked me when exactly I departed Canada for the states and said to me that I am definitely still covered for the reasons stated above. I said “so if I were to give birth here I would not receive a single bill afterward” to which she replied “No, you are still covered in BC”. 🤷‍♀️

I'd check this: https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/managing-your-msp-account/leaving-bc-temporarily

Quote

In some circumstances, while temporarily outside the province for work or vacation, individuals may retain eligibility for coverage during an ‘extended absence’ of up to 24 consecutive months, once in a 60 month (five year) period. To qualify, the individual must:

• be a Canadian citizen or a person lawfully admitted to Canada for permanent residence;
• make his or her home in British Columbia;
• be physically present in Canada for six of the 12 months immediately preceding departure;
• not have been granted an extended absence in the previous 60 months (five years);
• not have taken advantage of the seven month absence in a calendar year, available to vacationers, during the year the extended absence begins or during the calendar year prior to the start of the extended absence; and
• not have returned to the province for more than 30 consecutive days during their extended absence.

Item in bold is critical - a K-1 visitor would not be residing in the US for work or vacation.

 

Edit: Also, https://www2.gov.bc.ca/assets/gov/health/health-drug-coverage/medical-services-plan/leavingbc_brochure_web.pdf:

Quote

LEAVING B.C. PERMANENTLY

...

Outside Canada

Coverage will continue for the balance of the month you leave the province.

A K-1 holder (especially one that applies for residency in the US) would be presumed to be leaving permanently.

Edited October 29, 2019 by geowrian

[Cndn 98]

31 minutes ago, geowrian said:

I'd check this: https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/managing-your-msp-account/leaving-bc-temporarily

Item in bold is critical - a K-1 visitor would not be residing in the US for work or vacation.

 

Edit: Also, https://www2.gov.bc.ca/assets/gov/health/health-drug-coverage/medical-services-plan/leavingbc_brochure_web.pdf:

A K-1 holder (especially one that applies for residency in the US) would be presumed to be leaving permanently.

All this to me would seem that you’re all right. I made sure to be very clear with her about the fact that I had left on a K1 visa and applied for residency in the states. Maybe she was not aware of that difference between leaving temporarily for 24 months and intending to live somewhere else permanently. Scary to think you can potentially be given such an expensive piece of misinformation. 

[NikLR 13,227]

18 hours ago, Cndn said:

All this to me would seem that you’re all right. I made sure to be very clear with her about the fact that I had left on a K1 visa and applied for residency in the states. Maybe she was not aware of that difference between leaving temporarily for 24 months and intending to live somewhere else permanently. Scary to think you can potentially be given such an expensive piece of misinformation. 

You're willing to owe money because of someone you talked to on the phone?  No she probably has NO CLUE what a K1 visa is or that you are no longer a resident of Canada or that you have, in all aspects, permanently left Canada.   

[Cndn 98]

44 minutes ago, NikLR said:

You're willing to owe money because of someone you talked to on the phone?  No she probably has NO CLUE what a K1 visa is or that you are no longer a resident of Canada or that you have, in all aspects, permanently left Canada.   

No, I never said that? I made it clear I had permanently left Canada. I reiterated it several times on the phone with her. She was in a managerial position at this government office. Hard to believe she could be so mistaken about something so important. 

[NikLR 13,227]

On 10/29/2019 at 5:36 PM, Cndn said:

No, I never said that? I made it clear I had permanently left Canada. I reiterated it several times on the phone with her. She was in a managerial position at this government office. Hard to believe she could be so mistaken about something so important. 

I mean you can try.  That's certainly your choice.