Adding Spouse to Health Insurance (split)

[trucphong 24]

All,

 

I have tried to add my wife to my health care plan last few days and HR said that they cant do it without SSN or ITN. Company has to provide to IRS the form 1095-B and the law requires SSNs to be reported on Form 1095-B which means they could not add her to my plan. Note that our I-130 petition is still waiting to process and she is not currently in US. Can you guys explain how you guys added your spouse successful? Thanks.

[Ontarkie 14,233]

~~Post split off from Health Insurance change thread and moved to Moving Here and Your New Life - As a more appropriate forum for helping the OP without replies getting lost.~~

[Koko4Evans 9]

You can’t add her.... Add her to your life Insurance policy for example your accidental list her as the beneficiary. They just want her to be covered by insurance within 30 days of her arrival. You could also add her to your car insurance as the beneficiary. No social security number is needed to add her for beneficiary. 

[portorusa 431]

I explained to HR of my company that I-130 was pending, that SSN would be available later, sent them a copy of the marriage license and they added my husband to my health insurance. However, they called me every month to inquire about SSN, and I’d say “Not yet, we are still waiting “. Then I managed to obtain an ITIN for my husband, and gave it to HR, and after that HR was satisfied and stopped pestering  me.

P.S. My husband is still in his country, we are waiting for the interview, and there’s no SSN yet.

[Nitas_man 3,100]

20 hours ago, trucphong said:

All,

 

I have tried to add my wife to my health care plan last few days and HR said that they cant do it without SSN or ITN. Company has to provide to IRS the form 1095-B and the law requires SSNs to be reported on Form 1095-B which means they could not add her to my plan. Note that our I-130 petition is still waiting to process and she is not currently in US. Can you guys explain how you guys added your spouse successful? Thanks.

I kept calling and they finally added her “pending SS”

They CAN do it and your spouse IS eligible.  
Newborns are added like that all the time and it takes weeks for them to receive a SS number.

In the meantime an ITIN is one option until the SS card is received.

Edited October 6, 2019 by Nitas_man

[Nitas_man 3,100]

16 hours ago, Koko4Evans said:

You can’t add her.... Add her to your life Insurance policy for example your accidental list her as the beneficiary. They just want her to be covered by insurance within 30 days of her arrival. You could also add her to your car insurance as the beneficiary. No social security number is needed to add her for beneficiary. 

This is bad advice

A spouse MUST be added within 60 days of marriage or they have to wait until the enrollment window in the following year.

[Koko4Evans 9]

What are you talking about? Did I say this person shouldn’t add their spouse to their health insurance?.... If you don’t have a social security number it’s impossible 🙄. I simply suggested other ways to add them as a beneficiary. 

By the way that counts as a major life event so once their spouse enters the USA and obtains a social security number they can add them to their health insurance. Please don’t make comments to me unless you read properly. 😒they are looking for ways to show proof of marriage I made my suggestion no give yours and troll on 

[geowrian 22,337]

7 minutes ago, Koko4Evans said:

If you don’t have a social security number it’s impossible

Incorrect

[Koko4Evans 9]

Just now, geowrian said:

Incorrect

ITN OR SOCIAL SECURITY NUMBER....! Hope that clears things up 🙄😑

[geowrian 22,337]

2 minutes ago, Koko4Evans said:

ITN OR SOCIAL SECURITY NUMBER....! Hope that clears things up 🙄😑

Still incorrect.

My wife got covered before her SSN came in.

Nearly every child born in the US is covered before they get an SSN as well.

An SSN or ITIN is not required for coverage.

Edited October 7, 2019 by geowrian

[yuna628 9,677]

An ITIN or SSN is NOT a requirement to obtain health insurance. That is federal law.

Edited October 7, 2019 by yuna628

[SuznAaron 121]

25 minutes ago, Koko4Evans said:

ITN OR SOCIAL SECURITY NUMBER....! Hope that clears things up 🙄😑

As others said this is just wrong. Neither are needed to add a spouse to insurance. Insurance companies have work around numbers they can use. When the spouse gets a SSN then it can be added and the work around number be removed. 

Edited October 7, 2019 by SuznAaron

[Cheschirecat 176]

My husband was added to my health insurance without  issue.  They made him a dummy #. SS is not needed for insurance... SMH 

[Koko4Evans 9]

1 hour ago, geowrian said:

Still incorrect.

My wife got covered before her SSN came in.

Nearly every child born in the US is covered before they get an SSN as well.

An SSN or ITIN is not required for coverage.

Thank for the information 🤯

[Koko4Evans 9]

38 minutes ago, Cheschirecat said:

My husband was added to my health insurance without  issue.  They made him a dummy #. SS is not needed for insurance... SMH 

Woooow never knew an employer could make a fake social security number to give to the government 😳that’s interesting. However I didn’t do any of this. I added my spouse as my beneficiary and uscis accepted the documents but nice to know you can get fake social security numbers