New Healthcare Requirements for US Immigrants

[Mrs Ryan Carreras 247]

10 minutes ago, Unlockable said:

For example, at the turn to the 19th century the main forms of transportation was horse drawn carriages and trains.

On a lighter note, we still have the horse and carriages in Indiana. 
The cars stop for them and they have a side where they can travel. 
It is absolutely beautiful.  
sorry a bit off topic but it’s absolutely amazing seeing them around my small town.  
 

[afrocraft 314]

6 minutes ago, missileman said:

No, you are spinning..........this policy protects the US tax payer as well as the immigrant....don't you think the US taxpayer and immigrant should be protected?

Lol. You and Trump care that much about Mexican immigrants?

[AFCF 273]

I'm not sure if this is the right place to ask this but I'm new to this whole process as we're also just waiting for our NOA2.

 

I understand how important insurance is and how expensive medical fees can get in the US because I spent a year there when I had my internship (J1 visa) and we were required to pay for insurance that covers our entire stay. However, with the K1, I've been seeing different things: 1. It's not considered as "immigrant" until the AOS stage (which makes sense) 2. K1 visa holders need to obtain insurance right away even before coming to the US bc they're considered immigrants already. Idk what to follow, really.

 

I'm from the Philippines and I think some of you are familiar with how it works here when it comes to insurance. I don't have one and my mom has me as her dependent. I just want to be ready for when we get our NOA2. My questions are:

1. Do I need to get one before going to the US?

2. If yes, will it be okay to use a visitor's insurance first? I saw visitorscoverage online. Does anyone know if this will be okay to use?

3. If I don't have to, will it be okay to just wait to be added to my fiance's insurance (after we get married, of course)? I have my SSN already.

 

Thank you, as always! Sorry for asking too many questions. I just want to be sure because I want to be ready lol 

[Crazy Cat 41,985]

6 minutes ago, afrocraft said:

Lol. You and Trump care that much about Mexican immigrants?

Evidently, yes.....

[Boiler 45,752]

The general advice and this has changed nothing is get married asap and get added to his insurance.

[Mr and Mrs S 207]

It probably won't be that bad if I can add by wife to my employer sponsored plan (no SS) come open enrollment period. However, I'd be in a pickle if they don't allow me to add her without a SS number.

 

Immigration is not a qualifying life event for adding someone to your insurance https://www.healthcare.gov/glossary/qualifying-life-event/

 

I think they ought to fix that before making such changes. However, the government isn't known for making logical decisions.

[Crazy Cat 41,985]

1 minute ago, SaeedA said:

It probably won't be that bad if I can add by wife to my employer sponsored plan (no SS) come open enrollment period. However, I'd be in a pickle if they don't allow me to add her without a SS number.

 

Immigration is not a qualifying life event for adding someone to your insurance https://www.healthcare.gov/glossary/qualifying-life-event/

 

I think they ought to fix that before making such changes. However, the government isn't known for making logical decisions.

It is a change in household.....

[Boiler 45,752]

Moving to a different ZIP code or county

[Mrs Ryan Carreras 247]

1 minute ago, SaeedA said:

Immigration is not a qualifying life event for adding someone to your insurance https://www.healthcare.gov/glossary/qualifying-life-event/

Just add during open enrollment. 
It’s usually once or twice a year. 
Or you may be able to add based on “loss of coverage” if she was covered elsewhere. 
You won’t have an issue at all. 🙏

[Mr and Mrs S 207]

1 minute ago, missileman said:

It is a change in household.....

 

Changes in household:

1. Getting married or divorced
2. Having a baby or adopting a child
3. Death in the family

 

I got married in January 2019. Still waiting for the i130 Nebraska nightmare to be over. Who know when she'll be here. Early next year, late next, 2021. God bless the current administration. It's the gift that keeps on giving.

 

Her coming here would not be categorized as change in household.

[Mr and Mrs S 207]

1 minute ago, Sarah n Ryan said:

Just add during open enrollment. 
It’s usually once or twice a year. 
Or you may be able to add based on “loss of coverage” if she was covered elsewhere. 
You won’t have an issue at all. 🙏

Thanks. I'll try in November. 😀

 

I think that's when open enrollment is for us.

 

Health Insurance is not a big thing in Pakistan.

[Mrs Ryan Carreras 247]

Just now, SaeedA said:

 

Changes in household:

1. Getting married or divorced
2. Having a baby or adopting a child
3. Death in the family

And “loss of coverage” 

I just did it and am looking at it now if you want me to send it to you. 
Ask HR at work. 
I wasn’t aware of the last one either until I added my daughter recently 

[Mr and Mrs S 207]

4 minutes ago, Boiler said:

Moving to a different ZIP code or county

This might work. However, I'll try to get her on during open enrollment if possible. Better safe than sorry.

 

I'll keep this option as a backup. Thanks 😀

[Crazy Cat 41,985]

3 minutes ago, SaeedA said:

 

Changes in household:

1. Getting married or divorced
2. Having a baby or adopting a child
3. Death in the family

 

I got married in January 2019. Still waiting for the i130 Nebraska nightmare to be over. Who know when she'll be here. Early next year, late next, 2021. God bless the current administration. It's the gift that keeps on giving.

 

Her coming here would not be categorized as change in household.

I think it can be argued that it is a change in household.  It would also qualify under the other things mentioned above.

Edited October 5, 2019 by missileman

[Mr and Mrs S 207]

Just now, missileman said:

I think it can be argued that it is a change in household.

Maybe.