New Healthcare Requirements for US Immigrants

[zafi 13]

if some time in future this health insurance rule become effective then which people it would impact?is it going to impact everyone trying to get US visa from US embassies/consulates located overseas?

[90DayFinancier 910]

On 12/13/2019 at 5:36 PM, zafi said:

if some time in future this health insurance rule become effective then which people it would impact?is it going to impact everyone trying to get US visa from US embassies/consulates located overseas?

As written in the Whitehouse proclamation, all immigrants would be impacted.  Work, study and tourist Visas are not impacted. K1 is technically not an immigrant at the point of entry and so is excluded.

[geowrian 22,337]

38 minutes ago, 90DayFinancier said:

As written in the Whitehouse proclamation, all immigrants would be impacted.  Work, study and tourist Visas are not impacted. K1 is technically not an immigrant at the point of entry and so is excluded.

Not all. It does not apply to:

All existing immigrants and those aliens already issued an immigrant visa

Asylum and refugee beneficiaries

Parents of a USC (IR-5) - technically they are "impacted" as-written, but effectively will have the same burden as they have today.

Special Immigrants

Children of a USC applying for a visa (IR-2, IR-3, IR-4, IH-3, or IH-4)

Returning residents

Anybody under 18 unless accompanying a parent (and does not fall under the above provision)

Other exceptions on a case by case basis

 

Quote

(b)  Section 1 of this proclamation shall not apply to:

(i)     any alien holding a valid immigrant visa issued before the effective date of this proclamation;

(ii)    any alien seeking to enter the United States pursuant to a Special Immigrant Visa, in either the SI or SQ classification, who is also a national of Afghanistan or Iraq, or his or her spouse and children, if any;

(iii)   any alien who is the child of a United States citizen or who is seeking to enter the United States pursuant to an IR-2, IR-3, IR-4, IH-3, or IH-4 visa;

(iv)    any alien seeking to enter the United States pursuant to an IR-5 visa, provided that the alien or the alien’s sponsor demonstrates to the satisfaction of the consular officer that the alien’s healthcare will not impose a substantial burden on the United States healthcare system;

(v)     any alien seeking to enter the United States pursuant to a SB-1 visa;

(vi)    any alien under the age of 18, except for any alien accompanying a parent who is also immigrating to the United States and subject to this proclamation;

(vii)   any alien whose entry would further important United States law enforcement objectives, as determined by the Secretary of State or his designee based on a recommendation of the Attorney General or his designee; or

(viii)  any alien whose entry would be in the national interest, as determined by the Secretary of State or his designee on a case-by-case basis.

 

[90DayFinancier 910]

13 minutes ago, geowrian said:

Not all. It does not apply to:

All existing immigrants and those aliens already issued an immigrant visa

Asylum and refugee beneficiaries

Parents of a USC (IR-5) - technically they are "impacted" as-written, but effectively will have the same burden as they have today.

Special Immigrants

Children of a USC applying for a visa (IR-2, IR-3, IR-4, IH-3, or IH-4)

Returning residents

Anybody under 18 unless accompanying a parent (and does not fall under the above provision)

Other exceptions on a case by case basis

 

 

Thanks for clarifying, you are correct. 

[foofooabla 43]

 If your documents have already been processed by the NVC and you're awaiting your IL for your CR-IR1 visa, would you have to meet the health care requirements at your interview if it were to come into effect AFTER your documents had been processed by the NVC? 

[geowrian 22,337]

22 minutes ago, wifidolly said:

 If your documents have already been processed by the NVC and you're awaiting your IL for your CR-IR1 visa, would you have to meet the health care requirements at your interview if it were to come into effect AFTER your documents had been processed by the NVC? 

As-written, yes. NVC only does a basic review. The CO always made the final call.

Edited December 17, 2019 by geowrian

[Gemma&Kris2019NYC 1]

This is all well and good, coming in on a k1 means you have to wait for a marriage license which can take 10-30 days (State dependent) and even once you’re added it means having to provide a ssn which isn’t always speedy (mine took 8 weeks and I applied 2 weeks after arrival as instructed) my tax paid for my healthcare in england and it also paid for every non international travel insured individual who came into the country (since we don’t take insurance)  as well as every non working or disabled person in the UK. I’ve never once complained when someone gets free healthcare because it doesn’t affect me. Tax is tax. Your health care coverage costs aren’t tax paid. 
 

when you allow people to come into the country legally and then refuse to let them work ( for me I’ve been waiting on EaD and it’s been 5 months already) you reduce the likelihood that they’d be able to afford insurance or bills. This is a backwards system that immediately puts anyone entering legally at a disadvantage because you are refusing them basic human rights like healthcare. you’re burdening the US citizen petitioner by adding costs to their pocket by forcing them to cover the cost of another individual until a broken immigration system allows them to work, 

 

The timeline for any other westernised country for marriage based visas, to allow them work and health care is weeks, not months. Ask yourself why the system is broken? Why after paying thousands to get here legally in paperwork filing fees are you unable to work when you get here? If it’s a Bonaire marriage a k1 interview and they allow you entry, you should be allowed to work and provide for the family so you do not become a public charge. The system simply means that is more likely when you cannot contribute to you household. That’s the issue.  To immigrants using systems that should be free in the first place. This kind of backwards thinking is this issue. 😡😡😡😡😡

[Boiler 45,752]

37 minutes ago, Gemma&Kris2019NYC said:

This is all well and good, coming in on a k1 means you have to wait for a marriage license which can take 10-30 days (State dependent) and even once you’re added it means having to provide a ssn which isn’t always speedy (mine took 8 weeks and I applied 2 weeks after arrival as instructed) my tax paid for my healthcare in england and it also paid for every non international travel insured individual who came into the country (since we don’t take insurance)  as well as every non working or disabled person in the UK. I’ve never once complained when someone gets free healthcare because it doesn’t affect me. Tax is tax. Your health care coverage costs aren’t tax paid. 
 

when you allow people to come into the country legally and then refuse to let them work ( for me I’ve been waiting on EaD and it’s been 5 months already) you reduce the likelihood that they’d be able to afford insurance or bills. This is a backwards system that immediately puts anyone entering legally at a disadvantage because you are refusing them basic human rights like healthcare. you’re burdening the US citizen petitioner by adding costs to their pocket by forcing them to cover the cost of another individual until a broken immigration system allows them to work, 

 

The timeline for any other westernised country for marriage based visas, to allow them work and health care is weeks, not months. Ask yourself why the system is broken? Why after paying thousands to get here legally in paperwork filing fees are you unable to work when you get here? If it’s a Bonaire marriage a k1 interview and they allow you entry, you should be allowed to work and provide for the family so you do not become a public charge. The system simply means that is more likely when you cannot contribute to you household. That’s the issue.  To immigrants using systems that should be free in the first place. This kind of backwards thinking is this issue. 😡😡😡😡😡

That is why we recommend the Cr1, you do not need a SSN to obtain health coverage btw.

[foofooabla 43]

4 minutes ago, Boiler said:

That is why we recommend the Cr1, you do not need a SSN to obtain health coverage btw.

sorry to bud in but how? what if you're not employed so you can't get it from an employer. 

[Boiler 45,752]

Most people seem to get added to their spouses.

[90DayFinancier 910]

1 hour ago, Gemma&Kris2019NYC said:

This is all well and good, coming in on a k1 means you have to wait for a marriage license which can take 10-30 days (State dependent) and even once you’re added it means having to provide a ssn which isn’t always speedy (mine took 8 weeks and I applied 2 weeks after arrival as instructed) my tax paid for my healthcare in england and it also paid for every non international travel insured individual who came into the country (since we don’t take insurance)  as well as every non working or disabled person in the UK. I’ve never once complained when someone gets free healthcare because it doesn’t affect me. Tax is tax. Your health care coverage costs aren’t tax paid. 
 

when you allow people to come into the country legally and then refuse to let them work ( for me I’ve been waiting on EaD and it’s been 5 months already) you reduce the likelihood that they’d be able to afford insurance or bills. This is a backwards system that immediately puts anyone entering legally at a disadvantage because you are refusing them basic human rights like healthcare. you’re burdening the US citizen petitioner by adding costs to their pocket by forcing them to cover the cost of another individual until a broken immigration system allows them to work, 

 

The timeline for any other westernised country for marriage based visas, to allow them work and health care is weeks, not months. Ask yourself why the system is broken? Why after paying thousands to get here legally in paperwork filing fees are you unable to work when you get here? If it’s a Bonaire marriage a k1 interview and they allow you entry, you should be allowed to work and provide for the family so you do not become a public charge. The system simply means that is more likely when you cannot contribute to you household. That’s the issue.  To immigrants using systems that should be free in the first place. This kind of backwards thinking is this issue. 😡😡😡😡😡

I appreciate your frustration.I wanted to point out that the healthcare requirements are not in place due to Court order and as written the K1 visa was exemy.

[HRQX 4,145]

1 hour ago, Gemma&Kris2019NYC said:

it means having to provide a ssn which isn’t always speedy (mine took 8 weeks and I applied 2 weeks after arrival as instructed)

Health insurance companies can provide coverage to individuals without SSN (or ITIN). From the government: "You should advise your coverage provider that you do not have an SSN or TIN and give them the date of birth for each covered individual." https://www.irs.gov/affordable-care-act/questions-and-answers-about-reporting-social-security-numbers-to-your-health-insurance-company

Great post by yuna628:

On 11/10/2019 at 7:59 AM, yuna628 said:

I often have to scream this at the top of my lungs - an SSN is NOT required to obtain health insurance BY LAW. It doesn't matter what you think you read. It doesn't matter what someone randomly told you on the phone. It doesn't matter what was heard through the grapevine. It doesn't matter if an insurance agent on the phone told you with an attitude. IT'S NOT REQUIRED. Get the insurance sorted out as quickly as possible.

 

It does not matter if the marriage happens AFTER open enrollment. She qualifies under SPECIAL ENROLLMENT after the marriage has happened. BUT, you need not wait around for a rainy day to sign her up, because there's still a limited timeframe to act.

  

45 minutes ago, 90DayFinancier said:

and as written the K1 visa was exemy.

*exempt

Edited January 13, 2020 by HRQX

[geowrian 22,337]

2 hours ago, Gemma&Kris2019NYC said:

This is all well and good, coming in on a k1 means you have to wait for a marriage license which can take 10-30 days (State dependent) and even once you’re added it means having to provide a ssn which isn’t always speedy (mine took 8 weeks and I applied 2 weeks after arrival as instructed) my tax paid for my healthcare in england and it also paid for every non international travel insured individual who came into the country (since we don’t take insurance)  as well as every non working or disabled person in the UK. I’ve never once complained when someone gets free healthcare because it doesn’t affect me. Tax is tax. Your health care coverage costs aren’t tax paid. 
 

when you allow people to come into the country legally and then refuse to let them work ( for me I’ve been waiting on EaD and it’s been 5 months already) you reduce the likelihood that they’d be able to afford insurance or bills. This is a backwards system that immediately puts anyone entering legally at a disadvantage because you are refusing them basic human rights like healthcare. you’re burdening the US citizen petitioner by adding costs to their pocket by forcing them to cover the cost of another individual until a broken immigration system allows them to work,

If needing both individuals working to afford living expenses and healthcare/healthcare insurance, then a K-1 is a poor decision.

One perspective is the government isn't letting them work. Another perspective is somebody is choosing a path that does not permit them to work in exchange for a quicker process.

One path looks at external forces with nothing the individuals can do. The other puts you in control of your destiny.

 

1 hour ago, wifidolly said:

sorry to bud in but how? what if you're not employed so you can't get it from an employer. 

Spouse's plan

State's healthcare exchange

Private insurance

[Bill Hamze 89]

1 hour ago, geowrian said:

 

Spouse's plan

State's healthcare exchange

Private insurance

And a catastrophic plan good for 1 year is also valid under the proclamation. 

I know it doesn't cover a whole lot, but if you're out of other options, it's a good last resort stop-gap at least until the next open enrollment period, when you'd get on a more comprehensive plan.

Edited January 13, 2020 by Bill Hamze

[Gemma&Kris2019NYC 1]

7 hours ago, HRQX said:

Health insurance companies can provide coverage to individuals without SSN (or ITIN). From the government: "You should advise your coverage provider that you do not have an SSN or TIN and give them the date of birth for each covered individual." https://www.irs.gov/affordable-care-act/questions-and-answers-about-reporting-social-security-numbers-to-your-health-insurance-company

Great post by yuna628:

  

*exempt

It was increasingly more difficult. They couldn’t seem to fathom how someone can be here and not have an ssn. I applied at my earliest convenience and we added me to my wife’s policy when I had a ssn but her company refused to add me until I had that. We incurred a $4,000 bill after I was strangled and beaten by a stranger and had to go to the ER. Not acceptable