New Healthcare Requirements for US Immigrants

[Love To Teach 161]

On 10/31/2019 at 1:54 PM, Godknowsus said:

My employer provided health insurance policy (blue Cross blue shield) won't allow me to add my husband until he gets here. 

SO, I started looking into visitors health insurance and came across this. 

https://www.***removed***.com/visitors-care/medical-insurance/

This link above has a plan that costs $17 per month for one year. 

 

Can anyone please tell me if this is accepted ? I understand that I have to buy insurance for 364 days.  

I'm still waiting for USCIS approval. My petition is at Potomac (August 2019 filer) so I'm hoping that he will have his visa in hand sometime mid to late 2020. 

Should I wait till embassy stage to buy him visitor's health insurance policy ?

I also will add my husband to my policy when/if he gets here. I talked to our central office people, who gave me a copy of our rules that say that spouses/children can be added due to a life-changing event. Getting a visa to come here is considered a life-changing event, so I will have evidence that he will have health insurance. Can you do that? 

[Carpe Vinum 2,327]

On 10/4/2019 at 10:52 PM, DesiJase said:

 I wonder how the thirty days will work with K-1. We can't add them to our insurance at work until we are married, right ? 

It will be interesting to see how this will work at the embassy level.

[Mr and Mrs S 207]

On 11/3/2019 at 10:15 PM, Jorgedig said:

I have coverage through a major Seattle-area employer.  I was able to add my spouse before he got his SSN.  They used all 0s in lieu of the 9 digit SSN.  When he eventually received his SS card, we updated it online.

 

It was easy, not an issue. 

 

Could be that such things are overseen on a state-level, thereby creating inconsistencies across the US.

Were you able to get it before your spouse got to the country?

 

This is what my employer's benefits department told me, "You cannot add her if she is not in the country.  When she arrives in the USA, we will need proof of entry and you can add her to your coverage at that time.  Just let us know then"

[vincentlina 74]

On 11/4/2019 at 10:55 AM, Leostar said:

My parents IR-5 interview will be on  22 November, Should we consider getting health insurance before interview ?? Presidential Proclamation on Health Care is blocked by judge for 28 days.  Please advise. Thanks  

 

Leostar, as NVC sites says: " A nationwide temporary restraining order has been issued". You can read it here: https://travel.state.gov/content/travel/en/us-visas/immigrate/Presidential-Proclamation-on-Health-Care.html.

 

And besides, your parents interview occurs during the injunction period, so you need not worry or stress yourself about health insurance for your parents (at least for their interview).

 

In addition, even if there were no restraining order or injunction, the provision has several exceptions and IR5 immigrant visa category was one of the exceptions. NVC has removed that online entry in lieu of the link I've provided above, but overall, you will not now, or at anytime in the future have to worry about this proclamation going forward.

[DaveAndSmey 18]

I met with a specialist to go over my healthcare options for 2020.  We are doing open enrollment at my work.  Some great stuff came out of the meeting.  Some items i'll be bringing with me to the interview even if there is or isn't a requirement in Q1 2020.  I put my life insurance policy in my fiance's name and listed her as "friend" since she's not my wife yet.  I have documents from my healthcare provider which shows that lawful marriage is an event which would open enrollment back up and allow her to be covered really quickly.  I'll be bringing my life insurance policy, short term disability policy, long term disability policy, and proof that she will be covered by my healthcare to the interview.  Needed or not it's peace of mind for me.   I'm assuming they like to see that in case of something tragic, she'll be OK financially.  

[geowrian 22,337]

1 hour ago, DaveAndSmey said:

I met with a specialist to go over my healthcare options for 2020.  We are doing open enrollment at my work.  Some great stuff came out of the meeting.  Some items i'll be bringing with me to the interview even if there is or isn't a requirement in Q1 2020.  I put my life insurance policy in my fiance's name and listed her as "friend" since she's not my wife yet.  I have documents from my healthcare provider which shows that lawful marriage is an event which would open enrollment back up and allow her to be covered really quickly.  I'll be bringing my life insurance policy, short term disability policy, long term disability policy, and proof that she will be covered by my healthcare to the interview.  Needed or not it's peace of mind for me.   I'm assuming they like to see that in case of something tragic, she'll be OK financially.  

Love this answer - well prepared and I think it would be well viewed by the CO. 👍 Good job doing your homework.

[DaveAndSmey 18]

2 hours ago, geowrian said:

Love this answer - well prepared and I think it would be well viewed by the CO. 👍 Good job doing your homework.

  thank you!  We are waiting for the NVC email right now.  Every day it moves from a dream to a reality.  Having that meeting with the benefits specialist gave me goosebumps.  Talking about her being HERE in 2020!!! OMG!!!

[poh 125]

On 10/4/2019 at 5:54 PM, DesiJase said:

Absolutely, I just don't know how the 30 day timeline is supposed to work with K-1's.

In Our state you can get onto your employer insurance as domestic partner to get them on your insurance as quickly as possible. Letter from SS office that you applied for SSN will meet SSN requirement for application. Employer ask for notarized documents to support that you live together as domestic partners. After you get married, we submit the insurance paperwork as spouse.  

 

Edited November 8, 2019 by poh

[jd. 10]

I'm on a K1 visa and I'm flying over next week, am I gonna have to show something or say something specific to customs when I'm going through ?

[Lil bear 4,261]

7 minutes ago, donjamie said:

I'm on a K1 visa and I'm flying over next week, am I gonna have to show something or say something specific to customs when I'm going through ?

Nothing needed regarding health care, no.

[jd. 10]

1 minute ago, Lil bear said:

Nothing needed regarding health care, no.

Thank you

[here2stay 19]

Since this block was temporary (28 days), will it automatically go into effect once the 28 days are up? Which would be on Dec 1st....

[HRQX 4,145]

6 minutes ago, here2stay said:

Since this block was temporary (28 days), will it automatically go into effect once the 28 days are up? Which would be on Dec 1st....

If there isn't a nationwide preliminary injunction, then yes.

Edited November 20, 2019 by HRQX

[90DayFinancier 910]

2 hours ago, here2stay said:

Since this block was temporary (28 days), will it automatically go into effect once the 28 days are up? Which would be on Dec 1st....

There is a hearing scheduled for Nov 22 as part of the original injunction.

[Sammy12$ 0]

Hi there. I petitioned my father for green card and he has interview soon. He doesn’t have any health problems. If he shows my income and bank statements and explain that I will get him insurance once he is here, is that gonna be enough or should I get visitor insurance.