New Healthcare Requirements for US Immigrants

[Liam2021 586]

American is no longer a land of opportunity. Most of immigrant come to U.S with nothing in their hand. However, they working 2,3 jobs and get as much as education and become doctors, engineers, lawyers. Well,........

[implife 318]

4 hours ago, H&T said:

American is no longer a land of opportunity. Most of immigrant come to U.S with nothing in their hand. However, they working 2,3 jobs and get as much as education and become doctors, engineers, lawyers. Well,........

well, yeah, life sucks!

[implife 318]

6 hours ago, Boiler said:

Sounds like they did not know you can get a free account on VJ.

Is it better than beer?

[Jazz234567 0]

My husband works around 50,000 a year does he still need to add me on his health insurance. I am currently awaiting spousal visa interview. He is sponsoring only me . I’m a bit confused it he still has to add me on it although he works enough to show he can support me

[Crazy Cat 41,985]

Just now, ann2519 said:

My husband works around 50,000 a year does he still need to add me on his health insurance. I am currently awaiting spousal visa interview. He is sponsoring only me . I’m a bit confused it he still has to add me on it although he works enough to show he can support me

The health care requirement is a separate issue.  He should add you.

[Jazz234567 0]

3 minutes ago, missileman said:

The health care requirement is a separate issue.  He should add you.

It is possible to add although I am living in another country?

[geowrian 22,337]

2 minutes ago, ann2519 said:

It is possible to add although I am living in another country?

Possible? Likely - depends on insurer and how much effort one wants to go through. IMHO, showing a plan to be coverded once in the US is likely going to be what most people end up doing.

Edited October 13, 2019 by geowrian

[Life is Life 1]

Hello. About this new law, where immigrants have to prove that they can obtain health insurance within 30 days of entering the US (either that, or have a very big bank account), in what ways would an immigrant have to prove that they can obtain health insurance within 30 days of entering the US?!? What do they take as “proof?” Thanks...

[Life is Life 1]

15 hours ago, missileman said:

The health care requirement is a separate issue.  He should add you.

Hi. Is it possible to add your spouse to your health insurance plan, if your spouse has not ever even been to the States before yet?!? I got my plan through the Market...

Edited October 13, 2019 by Travel is life

[Crazy Cat 41,985]

9 minutes ago, Travel is life said:

Hi. Is it possible to add your spouse to your health insurance plan, if your spouse has not ever even been to the States before yet?!? I got my plan through the Market...

 

[Life is Life 1]

7 hours ago, missileman said:

 

What can the spouse do to prove, within 30 days of entering the US, that they will have health insurance? Thanks...

[Boiler 45,794]

Assuming they will be added to their spouse policy provide details of that, whatever HR will give you.

[Bill Hamze 89]

Ok, from what I'm gathering here... assuming the courts back Trump on his proclamation... the best strategy for petitioner-immigrant couples is as follows:

 

1. Go about the normal process of filing the I-130 petition.

 

2. At the next open enrollment period, the petitioner enrolls with a compliant U.S.-based health insurance plan as an individual.

 

3. To the CR1/IR1 visa interview, bring a copy of this health insurance plan and a self-authored letter** saying "I, the petitioner, will add my immigrant spouse to my current plan once we migrate to the U.S. on grounds of the qualifying event for special enrollment." Back it up with some savings in the bank as shown in recent bank statements, enough to cover 1 year of this health plan.

 

** Best to collaborate with the insurance company and get their confirmation in advance that they will add your spouse on her qualifying event (immigration).

 

4. If the consular officer is satisfied with step #3, move to the U.S. and as soon as the immigrant spouse sets foot on U.S. soil, go to the local Social Security Administration office and request a new SSN for the spouse.

 

5. Right after step #4, enroll the spouse onto the petitioner's health plan by switching to a family plan (or keep pushing the insurer to do so if no SSN yet).*** 

 

*** Since I was told that insurers refusing to add people without a SSN is a HR ignorance issue, this would be moot if the petitioner is self-employed and has his own private plan. Am I correct?

 

Overall, any thoughts about this strategy? Am I missing anything?

 

 

Edited October 14, 2019 by Bill Hamze

[crbabelgium 13]

Apologies in advance if I am posting on the wrong thread but this thread seemed appropriate for my current situation.  I am U.S Citizen.  My parents who are currently in the U.S visiting me on a 5 year B2 visa have decided to relocate to the U.S permanently.  They saw their grand children for the first time and are smitten by them and decided they want to be part of their lives.  They had no intention on staying in the U.S and were visiting us for 3 months leaving in Jan but now I am exploring filing an AOS for them while they are already here.  I went through this process years ago for my spouse whom is a U.S citizen now and did AOS for them while they were already here on B2 and we fell in love and got married.  I was able to add my spouse to my employer provided health insurance w/out SSN back then but my coverage doesn't apply to parents.  My question is what type of health insurance should they purchase?  They have traveler's insurance that they purchased for their trip but reading the forum it doesn't appear that qualifies in their case with this new rule.  Can someone guide me if they or I can purchase insurance for them via the ACA marketplace?  Any insurance vendors you recommend?  Plz keep in mind they are already in the U.S on B2 visa doing AOS.  They and I have the financial means to purchase insurance.  Both are over 65 years of age.  It hasn't been 30 days since they arrived in the U.S. 

 

P.S They are former GC holders who got GC in the 90s but never chose to settle in the U.S due to their careers and surrendered their GCs while receiving their B2 visas. 

 

P.S.S Their 5 year B2 visa expires next year in Feb and they have return ticket to leave country before then.  Do you recommend they return to their country and we apply for their GC from there?  Even then it seems with this new rule we should get their health insurance in U.S sorted out for that.

 

Edited October 15, 2019 by crbabelgium

[sbarbie1914 22]

It is open enrollment for my state provided health insurance now.  From what I read in their provided materials is that I can add a foreign spouse to my insurance as long as I provide a valid marriage certificate, and also for my step children with birth certificates showing my husband as the biological father.  So, I was in the process of filling out the necessary information online and it asked for a SS# or Tax ID number.  I was planning on getting the Tax ID number when I file joint income taxes around February or so.  I called the benefits provider to find out if I could give them the Tax ID number at a later time.  The young woman put me on hold several times to apparently ask a supervisor.  They ended up telling me that I would have to wait until next open enrollment, meaning my husband and children will not have health insurance until 2021.  The way it looks now, with this new law going into effect, I may have to have some kind of temporary health coverage until then.  Either that or my workplace benefits catch up with the new law going into effect and allow immigrant family members to be added outside of the open enrollment period.  Bummer