New Healthcare Requirements for US Immigrants

[marko1111 12]

3 minutes ago, HRQX said:

Not "thrown out"; it's a preliminary injunction. Way too early to predict, but SCOTUS fairly recently decided for the current administration's side in Trump v. Hawaii.

Thank you for the correction, still a small victory for immigration advocates non the less.

 

How likely do you think an injunction against the healthcare proclamation is to happen before it takes effect?

[Crazy Cat 41,985]

2 minutes ago, marko1111 said:

How likely do you think an injunction against the healthcare proclamation is to happen before it takes effect?

I'm 100% sure someone will convince a west/east coast Federal Judge to grant an injunction.

Edited October 11, 2019 by missileman

[JohnL 4]

7 minutes ago, missileman said:

So what happens if a new, uninsured immigrant requires medical care within the first 5 years?  Who pays for it?

Just like all the US citizens that are not required to have insurance or cannot afford it.....it will have to be an extreme emergency.  Are you thinking we should just let people die because they do not have insurance?

[Crazy Cat 41,985]

Just now, JohnL said:

Just like all the US citizens that are not required to have insurance or cannot afford it.....it will have to be an extreme emergency.  Are you thinking we should just let people die because they do not have insurance?

All medicare care is not emergency care.  By law, no one can be denied treatment for emergency care.

[geowrian 22,337]

I think people are also forgetting the “within 30 days” option. Showing that one is able to obtain and can afford the insurance is another option, not just getting insurance before entry.

[Bill Hamze 89]

33 minutes ago, geowrian said:

I think people are also forgetting the “within 30 days” option. Showing that one is able to obtain and can afford the insurance is another option, not just getting insurance before entry.

I think the real problem is how to prove to the consular officer that the immigrant will get insurance within 30 days of entry. 

 

It seems straightforward - show the petitioner's insurance plan, show proof of some funds in the bank, and a letter saying "we will add (immigrant) to this insurance plan within 30 days and can afford to do so"...

 

But my problem with all this is whether insurance companies will even agree to play ball. For example: technically, we can add people to an insurance plan without having a SSN... but in practice, I've read tons of evidence that insurers will refuse to add immigrants without a SSN. 

 

I really don't like the idea of having to bet on an insurer being willing to add someone to the plan immediately upon migration to the U.S. That's my whole problem with it.

[Boiler 45,797]

6 minutes ago, Bill Hamze said:

I think the real problem is how to prove to the consular officer that the immigrant will get insurance within 30 days of entry. 

 

It seems straightforward - show the petitioner's insurance plan, show proof of some funds in the bank, and a letter saying "we will add (immigrant) to this insurance plan within 30 days and can afford to do so"...

 

But my problem with all this is whether insurance companies will even agree to play ball. For example: technically, we can add people to an insurance plan without having a SSN... but in practice, I've read tons of evidence that insurers will refuse to add immigrants without a SSN. 

 

I really don't like the idea of having to bet on an insurer being willing to add someone to the plan immediately upon migration to the U.S. That's my whole problem with it.

There are people in the US legally who are not entitled to a SSN, anyway seems more a HR ignorance issue.

[payxibka 10,047]

2 hours ago, Bill Hamze said:

I think the real problem is how to prove to the consular officer that the immigrant will get insurance within 30 days of entry. 

 

It seems straightforward - show the petitioner's insurance plan, show proof of some funds in the bank, and a letter saying "we will add (immigrant) to this insurance plan within 30 days and can afford to do so"...

 

But my problem with all this is whether insurance companies will even agree to play ball. For example: technically, we can add people to an insurance plan without having a SSN... but in practice, I've read tons of evidence that insurers will refuse to add immigrants without a SSN. 

 

I really don't like the idea of having to bet on an insurer being willing to add someone to the plan immediately upon migration to the U.S. That's my whole problem with it.

I guarantee if you push them they will enroll with out SSN.  BCBS didn't want to .....  but they did 

[payxibka 10,047]

4 hours ago, JohnL said:

I do not know about other states, only Idaho.  Even legal immigrants do not qualify for Medicaid here until they have been here for 5 years.  illegals and legals can qualify for temporary Medicaid for  having a child or an extreme emergency, like an auto accident.  Children, no matter what their legal status qualify  for a form of Medicaid called CHIP or Children's Health Insurance Program, but it is based on income.  I do not think anybody would want deny medical care in these instances.

If someone goes to the public hospital emergency room for treatment (because they have no insurance and the hospital cannot deny treatment), gets treated, and skips on the bill......  who in the end foots that bill?

[ishatu 45]

I wonder if this will affect the already pending petitions or will that start on Nov.3rd?

[JohnL 4]

Also checked with the State Health Dept here in Idaho.  Insurance thru their Exchange is solely based on income.  If you make too much money you do not get a tax credit.  If you make not that much money you get the tax credit.  You cannot choose not to get the tax credit to avoid becoming a public charge.

[JohnL 4]

13 hours ago, payxibka said:

If someone goes to the public hospital emergency room for treatment (because they have no insurance and the hospital cannot deny treatment), gets treated, and skips on the bill......  who in the end foots that bill?

Just like the rest of US citizens that have lost their health insurance since it has gotten way more expensive in the last 3 years and now, nobody is required to have insurance.

I know a woman who works for Walmart part time, 30 hours a week and no insurance.  She was involved in an auto accident that was not her fault and the guy ran.  Her Uninsured Motorist coverage did not apply because they could not identify the driver.  She spent a week in the hospital and came out with a $58,000 bill.  She will be paying on it for a long time or the hospital will write it off.

[Crazy Cat 41,985]

8 minutes ago, JohnL said:

Just like the rest of US citizens that have lost their health insurance since it has gotten way more expensive in the last 3 years and now, nobody is required to have insurance.

I know a woman who works for Walmart part time, 30 hours a week and no insurance.  She was involved in an auto accident that was not her fault and the guy ran.  Her Uninsured Motorist coverage did not apply because they could not identify the driver.  She spent a week in the hospital and came out with a $58,000 bill.  She will be paying on it for a long time or the hospital will write it off.

The fact is that a lot of uninsured people use Emergency Rooms for care which is not really emergency in nature.  They don't pay for their care, and someone else gets stuck with the bill.

Edited October 12, 2019 by missileman

[JohnL 4]

2 minutes ago, missileman said:

The fact is that a lot of uninsured people use Emergency Rooms for care which is not really emergency care.  They don't pay for their care, and someone else gets stuck with the bill.

I used to live in a really bad area in Calif.  Recycle Center and 2 convenience stores with in a block.  People would cash in their cans, bottles and plastic after looting the neighborhood recycle bins, buy booze and lay around drunk and passed out all day.  If I called the police to report that they were passed out drunk, they would never respond.  I learned to tell dispatch that they might be having a medical emergency.  A typical response would be an engine with 4 firefighters and an ambulance with 2.  They would sometimes make multiple trips everyday taking people to the emergency room.  The City tried to send me a $1000 ambulance bill on one occasion because a person was picked up passed out on the sidewalk in front of my house. I sometimes made 4 to 5 calls for service every day.  These were all US citizens.

[Boiler 45,797]

15 minutes ago, JohnL said:

I used to live in a really bad area in Calif.  Recycle Center and 2 convenience stores with in a block.  People would cash in their cans, bottles and plastic after looting the neighborhood recycle bins, buy booze and lay around drunk and passed out all day.  If I called the police to report that they were passed out drunk, they would never respond.  I learned to tell dispatch that they might be having a medical emergency.  A typical response would be an engine with 4 firefighters and an ambulance with 2.  They would sometimes make multiple trips everyday taking people to the emergency room.  The City tried to send me a $1000 ambulance bill on one occasion because a person was picked up passed out on the sidewalk in front of my house. I sometimes made 4 to 5 calls for service every day.  These were all US citizens.

Sounds like they did not know you can get a free account on VJ.