New Healthcare Requirements for US Immigrants

[Duke & Marie 1,389]

16 hours ago, Jorgedig said:

Yup.  I added my husband to my workplace plan before his social security card arrived in the mail, and we just provided it later.

Yeah I spoke with hubby last night, he’s confident the SSN is needed to add me to his insurance, but will nag his long time employer to put me on it in Jan when the policy comes due... 

 

im not too worried regardless, I’ll get insurance irrespective of the rule change, Youd be crazy not to get health cover, it’s a basic necessity no matter where you live in the world

[Elif_and_Greg 164]

Just now, Boiler said:

She can be added tio your plan as soon as you marry. Basically you have mentioned why the K1 has so many issues and why it is not recommended under most situations.

I know she can be added to my plan. But does the US consulate recognize that and then would the insurance requirement be satisfied. That's what I'm ultimately getting at.

[Just Paul 4,595]

7 minutes ago, Elif_and_Greg said:

All the trite political commentary aside, I'm more curious right now how the health insurance requirement may be satisfied.

 

My fiance has her k1 interview soon. I guess I'm lucky that it's all before this new rule goes into effect. But if it wasn't, I'd wanna know if me having a full time job with health insurance would satisfy the requirement. Because I'm allowed to insure my wife under my plan. So would the usual affidavit of support and all the job/income requirements likely cover anything health insurance related also?

 

We have seen how many visa approvals were based on a number of factors. So it will be good to learn if there is a combination of things that would satisfy the requirement or if you genuinely have to have some kind of paid health insurance in the beneficiary's own country before leaving. All of it is strange to me, because once my fiance gets here, she'll have to wait so long before she is eligible to work. So okay, if you want to further ensure even legal immigrants won't be a burden to the taxpayers, then make it easier for them to suppport themselves financially, and remove all the red tape and waiting for work permits. Policies such as this health insurance requirement work best if they balance it with things such as that...the mere ability to get a job. Similarly to tax cuts. I like when the government lowers taxes, but the need to lower spending while they're at it.  

I'm a making the assumption that since K1 is NIV and you can get travel insurance from a myriad of places, that K1 is not an intended target of the policy /enforcement.   Once you get married, you can add her to your insurance as a life change event.

[HRQX 4,145]

5 minutes ago, Boiler said:

F2b means spouse or child

https://www.uscis.gov/greencard/family-preference "Second preference (F2B) - unmarried sons and daughters, 21 years of age and older, of lawful permanent residents"

[Unlockable 7,315]

2 hours ago, ohcoffeeeyes said:

It's literally impossible to go your entire life without paying a cent of tax... even illegal immigrants bolster the US economy via sales tax and VAT. They're probably helping pay for Obamacare right now lol.

 

The truth is that those immigrants will pay tax from the day they step in, they pay for what they get, so why shouldn't they get it?

Actually, US health care and welfare get its funding through income tax, not sales tax.

 

The three biggest categories where tax money is spent is National Defense (Military), Health Care, and Job and Family Security (Welfare). In fact, National Defense and Health Care makes up about 50% of tax spending. And this is all derived from Income Taxes from working people. State and Local governments benefit more from Sales and Property taxes.

 

https://www.daveramsey.com/blog/where-does-your-tax-money-go

 

So when a statement is made that it is not fair that someone can come over and uses tax based benefits like Medicaid and never paid into it, there is some truth to it. Because unless they had a job in the US prior, they never contributed to that government benefit.That is why there is a 5 year period before new immigrants can qualify to receive certain benefits. It is to give them a chance to contribute to the pot, so to speak. 

 

Immigrants do contribute to the growth of the economy, that is true. But there is no way for them to contribute to government benefits immediately upon arrival. 

Edited October 5, 2019 by Unlockable

[Rose711 35]

It’s interesting about the K1 because it’s really a dual intent visa. I assume that the usual insurance like the one that’s in ads here would still suffice. I bet people will get married faster. Or marry outside the US so the spouse is on the insurance and then use consular processing.

Edited October 5, 2019 by Rose711

[Boiler 45,767]

3 minutes ago, marko1111 said:

F2B means unmarried son and daughter over 21 there is nothing to discuss with the parent, I need to figure out how to satisfy the insurance requirment for my visa interview coming up in abouth a month or more.

So child, a family reunification visa, so you presumably are in Ireland and are unfamiliar with the US system and your Parent is in the US and presumably in the State you are moving to and  so that would be the obvious point of call, and from memory your Parent can add a child on to their cover up to the age of 26. They are your Sponsor.

[Elif_and_Greg 164]

3 minutes ago, Paul & Mary said:

I'm a making the assumption that since K1 is NIV and you can get travel insurance from a myriad of places, that K1 is not an intended target of the policy /enforcement.   Once you get married, you can add her to your insurance as a life change event.

Ah I think you're right. The NIV factor is one I hadn't considered before. This new policy I reckon is for immigrant visas, not nonimmigrant visas. I personally always found the distinction a bit weird. I mean, my fiance WILL be an immigrant. 

[Just Paul 4,595]

2 minutes ago, Elif_and_Greg said:

Ah I think you're right. The NIV factor is one I hadn't considered before. This new policy I reckon is for immigrant visas, not nonimmigrant visas. I personally always found the distinction a bit weird. I mean, my fiance WILL be an immigrant. 

The healthcare questions are asked on the new I-944 that will be done at the AOS.

[marko1111 12]

6 minutes ago, Boiler said:

So child, a family reunification visa, so you presumably are in Ireland and are unfamiliar with the US system and your Parent is in the US and presumably in the State you are moving to and  so that would be the obvious point of call, and from memory your Parent can add a child on to their cover up to the age of 26. They are your Sponsor.

No a child under 21 is a completly different category of family immigration Im 37 years old and have applied in 2013.

My mother is my sponsor and is retired over 65 on government healt insurance.

 

I will be definetly having to get the new requirments done by myself, the question is how, where which insurance qualifies and what will the costs be?

 

 

Edited October 5, 2019 by marko1111

[Duke & Marie 1,389]

2 hours ago, Boiler said:

I have been to 30 odd countries and the UK is the only one that has the NHS type free cover. If there is another one I do not know where it is.

We have kind of a fee system... by was of reciprocal health and emergency health care with many countries, inc UK.. however I’m pretty sure only applies to non-residents... 

 

those that come here on work or immigration visas require insurance as a condition of their visa, any extension etc you’re required to prove you had it per the conditions before the extension or change of status is granted... i do feel a little sorry for New Zealanders.. they don’t need a visa to come live or work here, but are not permitted health care or unemployment benefits EVER... and have to fend for themselves, even if they’ve lived here and paid taxes for 20 years... 

 

so all in all, I don’t think there is anything unreasonable or inhuman in trumps proposal.. most countries have the same or very similar policies 

[Elif_and_Greg 164]

2 minutes ago, Paul & Mary said:

The healthcare questions are asked on the new I-944 that will be done at the AOS.

Thanks! I feel all kinds of better. 

[Boiler 45,767]

1 minute ago, marko1111 said:

No a child under 21 is a completly different category of family immigration Im 37 years old and have applied in 2013.

My mother is my sponsor and is retired over 65 on government healt insurance.

So you are not new to this process and presumably have considered why you want to move to the US, what you will do once you get there, Medical Insurance is just one aspect of a long list of things you need to consider when looking to immigrate, nothing has changed. Most people get their cover through their Employer.

[Scott001 128]

20 hours ago, Cathi said:

So how many here who are petitioning for relatives still think Trump's making America great again?

 

Asking for 320 million friends. 

 

https://www.vox.com/2019/10/4/20899610/trump-deny-visas-uninsured-low-income-immigrants

 

Mods feel free to move this if it's in the wrong forum.

I'm all for it. 

[marko1111 12]

1 minute ago, Boiler said:

So you are not new to this process and presumably have considered why you want to move to the US, what you will do once you get there, Medical Insurance is just one aspect of a long list of things you need to consider when looking to immigrate, nothing has changed. Most people get their cover through their Employer.

Yes but my interview is one month away and now there is a new law with a new requirement and its not clear what the requirment is?

Where do I go to buy insurance and which insurance qualifies...to get insurance trough an employer whic is the plan I need to get a green card first and enter the country and I cant do that without getting this new requirement done.