New Healthcare Requirements for US Immigrants

[Fogi 91]

6 minutes ago, nosleep said:

I'm all for following the rules as long as they are consistent, but this seems to be another example of making it harder for people who take the path of legal and legitimate immigration.  At the same time the government seems to ignore the problem of illegal immigration which is also a costly liability in terms of healthcare.

 

 

 

Ignoring the problem. Do you watch the news?

[Crazy Cat 41,985]

4 minutes ago, afrocraft said:

They're saying that immigrants must have healthcare coverage (which is fine) but they can't even buy it on the healthcare exchange like we all can

https://www.healthcare.gov/immigrants/coverage/

Most people in the following groups are eligible for coverage through the Health Insurance Marketplace:

• U.S. citizens
• U.S. nationals
• Lawfully present immigrants

[nosleep 130]

This is a very political topic, I'll just say in my opinion I don't agree with the way it's being handled.

[SalishSea 17,980]

8 minutes ago, missileman said:

Ignoring illegal immigration?   What makes you think that?

LOL exactly.  Illegal immigration has had the spotlight for the past couple of years, for obvious reasons.

[afrocraft 314]

4 minutes ago, missileman said:

https://www.healthcare.gov/immigrants/coverage/

Most people in the following groups are eligible for coverage through the Health Insurance Marketplace:

• U.S. citizens
• U.S. nationals
• Lawfully present immigrants

I think we know the focus of the new policy/our discussion is on those seeking entry.

[SalishSea 17,980]

9 minutes ago, Fogi said:

Kind of....She has international insurance through her provider we plan to enable before she departs. But it only covers catastrophes. I don't have the policy in front of me, but i do know it's very limited. I guess we're getting married day 1. Luckily I live in a place where we can do it in one day. 

I see no issue with this plan.  It is exactly what we did.  My husband had a basic travel plan, which covered him in the interim until he became eligible to be on my insurance, which was  about two weeks after POE.  We never had to use it, and it would not have covered pre-existing conditions, but it was at least something.

[SusieQQQ 11,587]

24 minutes ago, HRQX said:

Exactly; you proved my point. A significant amount of IR-5 aliens give COs INA 214(a)(4)(B) concerns.

Judging by most of the posts on VJ, very few have been required to show the evidence and many arrive with the sponsors having no clue how to pay for it. Many “omg I didn’t realize how expensive it was” posts after the parents arrive.

[Fogi 91]

11 minutes ago, Jorgedig said:

I see no issue with this plan.  It is exactly what we did.  My husband had a basic travel plan, which covered him in the interim until he became eligible to be on my insurance, which was  about two weeks after POE.  We never had to use it, and it would not have covered pre-existing conditions, but it was at least something.

Yeah, I still feel a little uneasy about it. i need to find out exactly what is covered and what is not covered. Moving to the US is a new climate and new germs. I'm guessing a lot of visa holders get new infections and viruses once they enter the country.

Edited October 5, 2019 by Fogi
typo

[SusieQQQ 11,587]

21 minutes ago, afrocraft said:

I agree. My only point is that we, nation of immigrants, should treat immigrants no different than we do ourselves. Give them access to the healthcare that we have. 

 

What the administration is doing is different. They're saying that immigrants must have healthcare coverage (which is fine) but they can't even buy it on the healthcare exchange like we all can. What's next -- barring immigrants from using the emergency room?

Nonsense, they can. Read the list of approved insurance plans again.

Just now, Fogi said:

Yeah, I still feel a little uneasy about it. i need to find out exactly what is covered and what is not covered. Moving to the US is a new climate and new germs. I'm guessing a lot of visa holders get new infections and viruses one they enter the country.

That’s why they need vaccinations up to date... 

[Crazy Cat 41,985]

20 minutes ago, afrocraft said:

I think we know the focus of the new policy/our discussion is on those seeking entry.

Are you just moving the goal post?

Edited October 5, 2019 by missileman

[Fogi 91]

4 minutes ago, SusieQQQ said:

 

That’s why they need vaccinations up to date... 

The medical takes care of that. I'm thinking the common cold or something that would require the antibiotics. Her catastrophe insurance would not cover that. A dr visit is what, $200 out of pocket? Not the end of the world, but that's a car payment. We planned on getting married 1-2 months after her arrival. Now I am thinking we should do it much, much sooner. 

 

This is something most people overlook. 

[afrocraft 314]

14 minutes ago, SusieQQQ said:

Nonsense, they can. Read the list of approved insurance plans again.

Sigh. Please read the full proclamation, not just the spin on the press release:

 

https://www.whitehouse.gov/presidential-actions/presidential-proclamation-suspension-entry-immigrants-will-financially-burden-united-states-healthcare-system/

[Crazy Cat 41,985]

5 minutes ago, afrocraft said:

Sigh. Please read the full proclamation, not just the spin on the press release:

 

https://www.whitehouse.gov/presidential-actions/presidential-proclamation-suspension-entry-immigrants-will-financially-burden-united-states-healthcare-system/

Yes, there are MANY healthcare options which would satisfy the requirement....many.........

(b)  Approved health insurance means coverage under any of the following plans or programs:

(i)     an employer-sponsored plan, including a retiree plan, association health plan, and coverage provided by the Consolidated Omnibus Budget Reconciliation Act of 1985;

(ii)    an unsubsidized health plan offered in the individual market within a State;

(iii)   a short-term limited duration health policy effective for a minimum of 364 days — or until the beginning of planned, extended travel outside the United States;

(iv)    a catastrophic plan;

(v)     a family member’s plan;

(vi)    a medical plan under chapter 55 of title 10, United States Code, including coverage under the TRICARE program;

(vii)   a visitor health insurance plan that provides adequate coverage for medical care for a minimum of 364 days — or until the beginning of planned, extended travel outside the United States;

(viii)  a medical plan under the Medicare program; or

(ix)    any other health plan that provides adequate coverage for medical care as determined by the Secretary of Health and Human Services or his designee.

Edited October 5, 2019 by missileman

[Boiler 45,756]

8 minutes ago, Fogi said:

The medical takes care of that. I'm thinking the common cold or something that would require the antibiotics. Her catastrophe insurance would not cover that. A dr visit is what, $200 out of pocket? Not the end of the world, but that's a car payment. We planned on getting married 1-2 months after her arrival. Now I am thinking we should do it much, much sooner. 

 

This is something most people overlook. 

I agree, but can not work out why, I understand there are situations where a K1 is the best bet, but seems that many going down this route have not investigated and are surprised when the consequences are mentioned.

[afrocraft 314]

2 minutes ago, missileman said:

Yes, there are MANY healthcare options which would satisfy the requirement....many.........

Why all the exclusions? Surely if they're good enough for Americans, they're good enough for immigrants?