Engagement ring insurance

[NoMansLand2020 298]

I will be traveling to the Philippines from USA in November and anticipate proposing to my girlfriend. 

 

I am looking for any way to insure her engagement ring from damages, loss and theft, but cannot find anything. Because she will be the one in possession after we get engaged, I am not finding any insurance companies that will provide a policy. 

 

Has anyone ever looked into this and found anything promising? 

[Boiler 45,434]

She should add it onto her own Insurance.

[NoMansLand2020 298]

2 minutes ago, Boiler said:

She should add it onto her own Insurance.

I doubt she has any insurance... She lives with her parents.

[Ontarkie 14,205]

My husband was able to add it to his own policy when we got engaged. 

[NoMansLand2020 298]

6 minutes ago, Ontarkie said:

My husband was able to add it to his own policy when we got engaged. 

Were you still living abroad? If so, where at? 

[Ontarkie 14,205]

1 minute ago, Solaris81 said:

Were you still living abroad? If so, where at? 

Yes I was still in Canada

 

 

[NoMansLand2020 298]

8 minutes ago, Ontarkie said:

Yes I was still in Canada

 

 

Thanks. Canada is one of the only countries I have heard of insuring anything. 

[Lemonslice 4,828]

5 hours ago, Solaris81 said:

I will be traveling to the Philippines from USA in November and anticipate proposing to my girlfriend. 

 

I am looking for any way to insure her engagement ring from damages, loss and theft, but cannot find anything. Because she will be the one in possession after we get engaged, I am not finding any insurance companies that will provide a policy. 

 

Has anyone ever looked into this and found anything promising? 

Some credit cards offer protection to your purchases. I know mine would cover what I bought if brought abroad (but not losses due to riots, wars, insurrections, etc.).

[Carpe Vinum 2,327]

On 9/18/2019 at 4:03 PM, Boiler said:

She should add it onto her own Insurance.

In the Philippines? This made me laugh out loud)))

[Carpe Vinum 2,327]

On 9/18/2019 at 8:38 PM, Solaris81 said:

Were you still living abroad? If so, where at? 

You might want to rethink taking an expensive engagement ring there. Especially if she lives in the province. Up to you. You can always get a more expensive one when she gets to the States...

[Hank_ 9,174]

On 9/18/2019 at 4:51 PM, Solaris81 said:

I will be traveling to the Philippines from USA in November and anticipate proposing to my girlfriend. 

 

I am looking for any way to insure her engagement ring from damages, loss and theft, but cannot find anything. Because she will be the one in possession after we get engaged, I am not finding any insurance companies that will provide a policy. 

 

Has anyone ever looked into this and found anything promising? 

 

DOUBLE what Boris said!!

 

Do NOT bring an expensive ring to the Philippines.  Even a modest priced one is can be a few months income if they work in the big city and maybe more like a years income out in the province.    Buy a modest priced one for the "engagement moment", keep the expensive one at home until later.

 

Even now my wife does not wear her jewelry in public when in the Philippines

 

I always add jewelry to my homeowners policy .. which won't be of much help for your situation.

 

 

Philippines forum:  https://www.visajourney.com/forums/forum/129-philippines/

 

 

Edited September 27, 2019 by Hank_

[Nature Boy 2.0 8,370]

Its been 9 years, but I bought my wife a very inexpensive ring. In the Philippines with the promise that once hear and married we would upgrade big time.

[Boiler 45,434]

Just now, Nature Boy 2.0 said:

Its been 9 years, but I bought my wife a very inexpensive ring. In the Philippines with the promise that once hear and married we would upgrade big time.

Did you?

[Falcon Cara 378]

On ‎9‎/‎23‎/‎2019 at 8:29 AM, boris64 said:

You might want to rethink taking an expensive engagement ring there. Especially if she lives in the province. Up to you. You can always get a more expensive one when she gets to the States...

You can pick up gold jewelry and rings much cheaper in Philippines vs USA.

[Falcon Cara 378]

On ‎9‎/‎27‎/‎2019 at 3:41 AM, Hank_ said:

 

DOUBLE what Boris said!!

 

Do NOT bring an expensive ring to the Philippines.  Even a modest priced one is can be a few months income if they work in the big city and maybe more like a years income out in the province.    Buy a modest priced one for the "engagement moment", keep the expensive one at home until later.

 

Even now my wife does not wear her jewelry in public when in the Philippines

 

I always add jewelry to my homeowners policy .. which won't be of much help for your situation.

 

 

Philippines forum:  https://www.visajourney.com/forums/forum/129-philippines/

 

 

My wife got some 18K rings and bracelets last time she went home to Philippines. She said she wears it in public when in the Philippines.