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How did you buy a vehicle in the USA?  

20 members have voted

  1. 1. Choose some from below or feel free to share your experience

    • Paid under $10k, no use of SSN
      5
    • Paid under $10k, used SSN
      2
    • Paid through car dealers
      10
    • Paid through private dealers
      4
    • Imported own vehicle
      0


17 posts in this topic

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Filed: Citizen (apr) Country: Uruguay
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Posted

Hey all, decided to throw this out there.

 

There are questions about being able to buy a vehicle without a SSN as long it is under $10k and I wonder if anyone had done this or not.

 

Otherwise, tell me what you heard/what you did or something. Just wanna see how things are going through and what to avoid. Advantage or disadvantage of using SSN while paying for a vehicle without a loan? With a loan? You name it.

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Filed: Citizen (apr) Country: Russia
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Posted

Our cousins that came here on DVs back in January 2019 paid cash (under 10k) for a vehicle.  I cannot remember if they needed a SSN, but I do know the insurance was a hassle.

 

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Filed: K-1 Visa Country: Wales
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Posted

 

Over 10k no SSN

 

 

 

 

 

 

 

 

 

 

 

o

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Posted

Why would they ask for your social security number to buy a car, I would tell them to pound sand. 

 

I got a 2018 Honda last year off the lot, just wrote a check for it and took about 20 minutes signing papers and declining all the add on like: New car warranty, Paint protection, etc.

ChickBoy

Filed: Citizen (apr) Country: Taiwan
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Posted
  On 8/24/2019 at 1:26 PM, Falcon Cara said:

Why would they ask for your social security number to buy a car, I would tell them to pound sand. 

Expand  

Credit application is the only reason which comes to my mind....

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Filed: Citizen (apr) Country: Uruguay
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Posted
  On 8/24/2019 at 1:43 PM, missileman said:

Credit application is the only reason which comes to my mind....

Expand  

That and some like to push for loan because they make money off from some of the interest of that.

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  • 2 weeks later...
Posted
  On 8/24/2019 at 1:26 PM, Falcon Cara said:

Why would they ask for your social security number to buy a car, I would tell them to pound sand. 

 

I got a 2018 Honda last year off the lot, just wrote a check for it and took about 20 minutes signing papers and declining all the add on like: New car warranty, Paint protection, etc.

Expand  

 

    If financing it’s used for credit report. If paying by cash or check, it’s needed (by law) for any single transaction exceeding $10000.

 

   If you are paying cash less than $10000 they shouldn’t need it. In that situation, if they ask, it’s out of habit. 

995507-quote-moderation-in-all-things-an

Posted
  On 9/2/2019 at 9:34 PM, Steeleballz said:

 

    If financing it’s used for credit report. If paying by cash or check, it’s needed (by law) for any single transaction exceeding $10000.

 

   

Expand  

Incorrect

 

If paying by cash, Cashier Check, Money Order or Travel Check then you need to furnish a SSN if over $10K, if paying by check then per IRS. A personal check does not qualify as cash, according to the IRS form's instructions

ChickBoy

Posted
  On 9/2/2019 at 10:40 PM, Falcon Cara said:

Incorrect

 

If paying by cash, Cashier Check, Money Order or Travel Check then you need to furnish a SSN if over $10K, if paying by check then per IRS. A personal check does not qualify as cash, according to the IRS form's instructions

Expand  

 

   You are right. I was thinking of cashiers checks and bank drafts. Personal checks are easily traceable.  

 

 

995507-quote-moderation-in-all-things-an

  • 8 months later...
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Posted (edited)

No option  for over $10k or bank financing 

Edited by onek

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  • 1 month later...
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Posted

Paid cash under $10,000 from Craigslist

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Filed: Citizen (apr) Country: Uruguay
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Posted (edited)

Nice ones!

 

My Husband and I was going around looking for one of those good reliable car that doesn't need a bit of repair or more. Found out we found one several cities away from a person (private seller or non-dealer?) that it just need fluid changes and I can do those np. Paid less than $6000. Took the title and register it and all that, very good car.

 

We were (or I was mostly) watching tons of youtube about avoiding overpaying at the dealerships and how to inspect cars at a wider range and take a few in for inspection. Needless to say it has been a good experience so far knowing that we find a reliable car that is taken care of very well by the previous owner.

Also looked at Carfax by having own account you can see a lot of VIN and it's history if it has been reported.

Edited by WaterLeaf

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  • 1 month later...
Filed: AOS (pnd) Country: Australia
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Posted

My husband just bought his first vehicle here. A Ford F-150. He feels very “American” yeehaw !

 

For those who don’t have a local california dmv that is open or taking new appts during this time, just thought I’d throw this out there. You can fill out the transfer of ownership application online and pay the fees. You’ll have to upload documents that apply to you such as title of transfer, bill of sale, registration, smog. You then get an email saying the application is approved and will have to mail those original documents that you uploaded in to the dmv office of their choice. Much easier than trying to get an appt and dealing with in person waiting times.  

  • 2 months later...
Filed: Citizen (apr) Country: Uruguay
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Posted (edited)

Well turns out we finally found a car. I saw a post on FB and called the guy up for a test ride of the car. I checked it out the next day, it's been driven heavily but no other possible issue as been seen with the car. I drove it around, check out all the possible dents and such and under the hood. It seem to be a good call and I told the guy I'll buy it. That next day I gave him all the $ in cash in which he wanted, we were at the county clerk and signed the paper and got the odometer. Paid for the taxes and title fee and we're all done. And got the insurance. Pretty smooth here.

 

Now my husband have a manual car he can drive.

 

Update: Paid under $10k, no SSN used, paid to a local person who is selling his car.

Edited by WaterLeaf
Man I forgot there are 2 options to vote on top but I missed the 2nd one.

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