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Bjh

Amount of debt for i-134/i-864

By Bjh in K-1 Fiance(e) Visa Process & Procedures

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Bjh Enthusiast

Bjh   39

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Filed: K-1 Visa Country: Brazil
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Posted

Hi everyone,

 

How is debt considered when proving you have adequate income? I have about $340,000 in student loans and make about $30,000 per year. That's enough for the 125% of poverty level (I live by myself) but would that amount of debt make me ineligible?

 

Thanks

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payxibka Grand Master

payxibka   10,045

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Filed: AOS (apr) Country: Philippines
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1 minute ago, Bjh said:

Hi everyone,

 

How is debt considered when proving you have adequate income? I have about $340,000 in student loans and make about $30,000 per year. That's enough for the 125% of poverty level (I live by myself) but would that amount of debt make me ineligible?

 

Thanks

If debt was considered,  very few Americans would be eligible 

YMMV

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Pitaya Grand Master

Pitaya   2,577

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Filed: Lift. Cond. (apr) Country: China
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Look at the forms, they are looking for assets, not debts.

Completed: K1/K2 (271 days) - AOS/EAD/AP (134 days) - ROC (279 days)

"Si vis amari, ama" - Seneca

 

 

 

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geowrian Grand Master

geowrian   22,337

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Filed: Lift. Cond. (pnd) Country: Philippines
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Posted

Debt is not currently considered.

Timelines:

ROC:

Spoiler

7/27/20: Sent forms to Dallas lockbox, 7/30/20: Received by USCIS, 8/10 NOA1 electronic notification received, 8/1/ NOA1 hard copy received

AOS:

Spoiler

AOS (I-485 + I-131 + I-765):

9/25/17: sent forms to Chicago, 9/27/17: received by USCIS, 10/4/17: NOA1 electronic notification received, 10/10/17: NOA1 hard copy received. Social Security card being issued in married name (3rd attempt!)

10/14/17: Biometrics appointment notice received, 10/25/17: Biometrics

1/2/18: EAD + AP approved (no website update), 1/5/18: EAD + AP mailed, 1/8/18: EAD + AP approval notice hardcopies received, 1/10/18: EAD + AP received

9/5/18: Interview scheduled notice, 10/17/18: Interview

10/24/18: Green card produced notice, 10/25/18: Formal approval, 10/31/18: Green card received

K-1:

Spoiler

I-129F

12/1/16: sent, 12/14/16: NOA1 hard copy received, 3/10/17: RFE (IMB verification), 3/22/17: RFE response received

3/24/17: Approved! , 3/30/17: NOA2 hard copy received

 

NVC

4/6/2017: Received, 4/12/2017: Sent to Riyadh embassy, 4/16/2017: Case received at Riyadh embassy, 4/21/2017: Request case transfer to Manila, approved 4/24/2017

 

K-1

5/1/2017: Case received by Manila (1 week embassy transfer??? Lucky~)

7/13/2017: Interview: APPROVED!!!

7/19/2017: Visa in hand

8/15/2017: POE

 

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Boiler Grand Master

Boiler   45,501

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Filed: K-1 Visa Country: Wales
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Might make it impractical

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Nitas_man Experienced

Nitas_man   3,100

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Filed: Other Country: Saudi Arabia
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Posted (edited)
51 minutes ago, Bjh said:

Hi everyone,

 

How is debt considered when proving you have adequate income? I have about $340,000 in student loans and make about $30,000 per year. That's enough for the 125% of poverty level (I live by myself) but would that amount of debt make me ineligible?

 

Thanks

Currently USC debt is not considered.  Even though the new self-sufficiency form references assets and liabilities of the immigrant and household it appears to only look at the immigrant’s liabilities.

340k for a 30k/yr degree?  What happened there?

 

Edited by Nitas_man
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Bjh Enthusiast

Bjh   39

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Filed: K-1 Visa Country: Brazil
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4 hours ago, Nitas_man said:

Currently USC debt is not considered.  Even though the new self-sufficiency form references assets and liabilities of the immigrant and household it appears to only look at the immigrant’s liabilities.

340k for a 30k/yr degree?  What happened there?

 

I'm a medical resident and that's debt from medical school. 

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Emw2290 Contributor

Emw2290   50

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Filed: Lift. Cond. (pnd) Country: Brazil
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Posted (edited)

https://www.visajourney.com/forums/topic/679652-nvc-to-interview-in-rio-brazil/page/38/#comments

 

This discussion might be helpful for you. Also for other information just for Rio, check out the reviews for the consulate. You'll find a lot of good info in those. 

 

I sent my tax transcripts, w2, and last quarter's investment summary. I didn't get an employer letter but I did send a few recent pay stubs. I did not send 6 months of bank statements. 

Edited by Emw2290
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