Got NOID

[SalishSea 18,233]

7 hours ago, Tulip_1 said:

Is this possible to get bank account without being in the US?

As others have said, attempting this after the NOID won't help you.  Additionally, VJ is full of stories of legal immigrants who have been unable to open bank accounts in the US when first arriving, due to the Patriot Act.

[JeanneAdil 6,721]

she is in Pakistan 

he is in US

he will receive the NOID

If i were him i would file 1040x to amend tax returns and add you

He can do form W7 to get the ITIN but you have a short time to answer the NOID and will not have this number in time

Anyway,  he can add you to returns and WHEN he gets that ITIN ,  he can take it with a POA from u that allows him to do business in your name in the USA

Federal tax rules allow a person to be added to banking account although they will not issue any debit card till arrival in the states

 

the statement below is from Federal Banking laws site:

https://www.fdic.gov/regulations/safety/manual/section8-1.pdf

 

For non-U.S. persons, the bank must obtain one or more of the following identification numbers: • Customer’s TIN, • Passport number and country of issuance, • Alien identification card number, and • Number and country of issuance of any other (foreign) government-issued document evidencing nationality or residence and bearing a photograph or similar safeguard. 

 

if i were to advise,  i would say need more time together and file a new I 130 answering all the issues in the NOID with the new application

getting together all this needed joint finances

1.  joint tax return

2.  addition of you with ITIN to account

3.  POA (power of attorney) from you allowing him to proceed with any business needed to show real relaitonship

4.  Each of you make out a will with spouse as beneficary

5.  He may also be able with the POA to add you to small utility bill / i added Adil to water bill/  electric would not allow this

 

But more face time is so important for your country as well as many others

Good luck to you 

but he has a lot of work to do to get you here

you,  the Pakistan person,  can't do what needs to be done

[SalishSea 18,233]

45 minutes ago, JeanneAdil said:

Federal tax rules allow a person to be added to banking account although they will not issue any debit card till arrival in the states

In theory.  However, in practice, many VJ members have had issues with being added to spouse's bank accounts even after POE, which was why I suggested that it would be even more difficult from Pakistan.

 

My husband couldn't be added to my credit union account here in Washington until he had state-issued picture ID.  NZ passport was not adequate.  The credit union cited the Patriot Act as the reason.

[JeanneAdil 6,721]

1 hour ago, Jorgedig said:

In theory.  However, in practice, many VJ members have had issues with being added to spouse's bank accounts even after POE, which was why I suggested that it would be even more difficult from Pakistan.

 

My husband couldn't be added to my credit union account here in Washington until he had state-issued picture ID.  NZ passport was not adequate.  The credit union cited the Patriot Act as the reason.

Banks do have to follow Federal laws as i gave the site

unless they think the person is doing money laundering or another federal crime associated with the account,   they have to abide by the laws (these are not banking rules ,/they are federal banking laws)

and i printed them out and took them to the banking associate to prove i could add him as some are poorly trained 

Foreigners who have a work visa here also can open an account (with no SS number)

 

If a banking associate gives anyone a hard time,   go to a manager or VP or President or try another bank

i added Adil after filing our 2010 taxes and getting ITIN and he didn't get his visa till 2015 

i pay everything on time so all this gave him a good credit score when he got here and he was able to buy a new car

[i130US 1]

2 hours ago, JeanneAdil said:

Banks do have to follow Federal laws as i gave the site

unless they think the person is doing money laundering or another federal crime associated with the account,   they have to abide by the laws (these are not banking rules ,/they are federal banking laws)

and i printed them out and took them to the banking associate to prove i could add him as some are poorly trained 

Foreigners who have a work visa here also can open an account (with no SS number)

 

If a banking associate gives anyone a hard time,   go to a manager or VP or President or try another bank

i added Adil after filing our 2010 taxes and getting ITIN and he didn't get his visa till 2015 

i pay everything on time so all this gave him a good credit score when he got here and he was able to buy a new car

Probably it was simple to add someone back then even without an ID, i am not sure if it's possible these days.. There is one thing people can do is to add your spouse to 401K if he/she has one.

[saladboye 166]

14 minutes ago, warrup said:

Probably it was simple to add someone back then even without an ID, i am not sure if it's possible these days.. There is one thing people can do is to add your spouse to 401K if he/she has one.

Depends on how big of a thorne you want to be in their existence.

 

 

[inneedofmyhb 217]

16 hours ago, Tulip_1 said:

Today i got NOID(notice of intent to deny)..what does it mean?m i gonna deny?they ask me to submit documents showing joint bank account ,joint ownership of property, joint credit card statement,jointly held insurance policy,utility bills etc..how can we show them when we r not living together..my husband is in america n i m in pakistan...plz help me understand this notice..what will happen next if my case denied?

We received something similar but as an RFE. They basically wanted proof that we had a relationship before our marriage and ever since being married. I sent over 450 pages of texts, Facebook screenshots, screenshots of our video calls displaying date and time and length of call, him listed as beneficiary on my life insurance, any money transfers from me to him and Lots of lots of pics which also display date time and location. We were approved 2 weeks after sending it in. 

[dwheels76 5,477]

18 hours ago, Tulip_1 said:

We hve married since march 2016..my husband filed our petition in april 2017..we hve provided marriage certificate,birth certificate ,passport photocopies,his green card photo copy..

Is that all you submitted with your petition? This is a standard letter given whether the spouse is in the US or not. Getting you added to things here is not impressive and does nothing for you.

 

 

Looking at what you submitted was subpar at best. where are your wedding pictures, `pictures with friends family the visits different venues,

visa stamps he had in his passport of proof of trips with boarding passes. affidavits from family and friends attesting to your marriage.

Your communication chats, IM's Facebook post social media chatter.

Birthday cards to each other, gifts, him ending you money transfers, Western Union.

[JulianaSteve 25]

19 hours ago, Tulip_1 said:

Is this possible to get bank account without being in the US?

No. They will ask your number of Social Security or be there in person.

[vctrokoye 3]

Have you ever deposited money in her account? If yes, let her get the bank statement of account showing all the inflows from your account to her account. She should also get email conversation, and pictures of both of you.