All Nebraska I-130 Filers -- Part 5

[canadavisa22 202]

5 minutes ago, SaeedA said:

 

That's just insurance premiums. Insurance companies are notorious for finding ways to not pay for stuff. Also, what happens if you become unemployed, can't keep up with premiums and fall sick. I'm not sure if the lower tax rate is worth the hassle (Just my opinion)

 

It's great when you're healthy. Not so great when you fall sick and actually need health care.

 

Found this article claiming US healthcare is the most expensive in the developed world https://www.businessinsider.com/cost-of-healthcare-countries-ranked-2019-3:

 

"According to data from OECD, the US spent $10,209 on healthcare per capita, or per person, in 2017. That's more than any other country in OECD's 36-country consortium, and over $2,000 more than Switzerland, the second-highest spending country."

Right, which is what I said. Great in your healthy years because of savings compared to taxes but an issue when problems arise. 

[Mr and Mrs S 207]

2 minutes ago, canadavisa22 said:

Right, which is what I said. Great in your healthy years because of savings compared to taxes but an issue when problems arise. 

 

I read your comment again. I missed the last part "BUT I'm sure it's more of a headache to deal with when issues arise." when I replied originally 

 

Edited December 18, 2019 by SaeedA

[canadavisa22 202]

2 minutes ago, Duke & Marie said:

I get tax refunds for insurance too, I think I get around 1200 of the 2200 back.. believe me, our insurance is way cheaper than American insurance.. 

I'm sure Canadian healthcare differs from Australia. Here in Ontario we don't get any tax refunds on the employment benefits we pay out of pocket for unless it's over a very high amount so YMMV.

 

We don't have dental, vision or any kind of physio, massage therapy etc covered in our basic govt plans. We still have to pay most things out of pocket unless it's obviously labour related or to do with specialist medical issues. I'm thankful for UHC because it offers peace of mind but I can understand the private system and how it benefits some. It'll definitely be a new stress to add to life I'm not looking forward to but people seem to manage.

[Duke & Marie 1,389]

17 minutes ago, canadavisa22 said:

I'm sure Canadian healthcare differs from Australia. Here in Ontario we don't get any tax refunds on the employment benefits we pay out of pocket for unless it's over a very high amount so YMMV.

 

We don't have dental, vision or any kind of physio, massage therapy etc covered in our basic govt plans. We still have to pay most things out of pocket unless it's obviously labour related or to do with specialist medical issues. I'm thankful for UHC because it offers peace of mind but I can understand the private system and how it benefits some. It'll definitely be a new stress to add to life I'm not looking forward to but people seem to manage.

Yeah is different.. we got free gov health care, most employed people pay a mandatory 1% of income to pay for this.. excludes all above stuff mentioned by you..

 

but when talking private health care, We don’t  have employer paid health coverage... we purchase our own.. which generally includes everything with dental as an extra.. the the $2k it costs me for health insurance is fully funded by me for my family..

 

The tax deduction I get is a refund on the 1% I paid for public health care which I’ve taken the pressure off by obtaining private coverage..

 

My policy does include everything, dental, vision, physio ect.. I do have some out of pocket.. but it’s only $40 for a doctor visit, or the first $400 of any other services needed e.g. surgery, glasses, physio, filling etc.. preventative check ups are free e.g. clean and check at dentist or annual medical assessment. 

 

When looking at the American system, public areapparently isn’t very good, and employer/private care is expensive, with big out of pockets.. 

Edited December 18, 2019 by Duke & Marie

[canadavisa22 202]

2 minutes ago, Duke & Marie said:

Yeah is different.. we got free gov health care, most employed people pay a mandatory 1% of income to pay for this.. excludes all above stuff mentioned by you..

 

but when talking private health care, We don’t  have employer paid health coverage... we purchase our own.. which generally includes everything with dental as an extra.. the the $2k it costs me for health insurance is fully funded by me for my family..

 

The tax deduction I get is a refund on the 1% I paid for public health care which I’ve taken the pressure off by obtaining private coverage..

 

My policy does include everything, dental, vision, physio ect.. I do have some out of pocket.. but it’s only $40 for a doctor visit, or the first $400 of any other services needed e.g. surgery, glasses, physio, filling etc.. preventative check ups are free e.g. clean and check at dentist or annual medical assessment. 

Sounds like a better system than what we have here in Ontario for sure.

[Duke & Marie 1,389]

2 minutes ago, canadavisa22 said:

Sounds like a better system than what we have here in Ontario for sure.

They say one of the better ones in the world... pursonally I think it’s just money shuffling.. 90% of our private doctors work in both the private and public hospitals.. there’s a good chance you’ll see the same doctor for surgery regardless of you insurance, and you may will be operated on in the public hospital lol.. only bonus really is, I get in a little faster and my dental/vision is included, until of course when I get old old and need a new hip, physio, walking aids or something.. that’s when the benefits of private really kicks in over here.. 

[Rosie91 93]

8 hours ago, SaeedA said:

 

It's great when you're healthy. Not so great when you fall sick and actually need health care.

 

Found this article claiming US healthcare is the most expensive in the developed world https://www.businessinsider.com/cost-of-healthcare-countries-ranked-2019-3:

 

"According to data from OECD, the US spent $10,209 on healthcare per capita, or per person, in 2017. That's more than any other country in OECD's 36-country consortium, and over $2,000 more than Switzerland, the second-highest spending country."

 

Another link showing similar data https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/#item-average-wealthy-countries-spend-half-much-per-person-health-u-s-spends

 

Those numbers are really high.. Ive never met some one who spends over 5000 here in the Netherlands. Maybe with a familie of 4 (18+ kids)

[Rosie91 93]

Anyone of our data guru’s have any updates or have seen changes?  #dare to ask. 

[AarLar 53]

6 minutes ago, Rosie91 said:

Those numbers are really high.. Ive never met some one who spends over 5000 here in the Netherlands. Maybe with a familie of 4 (18+ kids)

I hadnt seen it either until I had my son (€7000 in healthcare expenses, but only paid €43). Its expenditures per capita so it’s the people like my friends sister who really increase the amount as she needs a €250.000 shot every 6 months, which is fully covered by health insurance 🤷‍♀️

Edited December 19, 2019 by AarLar
Spelling

[Rosie91 93]

6 minutes ago, AarLar said:

I hadnt seen it either until I had my son (€7000 in healthcare expenses, but only paid €43). Its expenditures per capita so it’s the people like my friends sister who really increase the amount as she needs a €250.000 shot every 6 months, which is fully covered by health insurance 🤷‍♀️

Yeah but it says that it is the average, still 250 is 3000 only 🧐. Maybe the average of the costs and not just the monthly payment? 

[AarLar 53]

Its the total amount of all the health expenditures divided by the amount of people living in the Netherlands I believe. Economics wasn’t my strong suit though, so I might be wrong

[Rosie91 93]

1 hour ago, AarLar said:

Its the total amount of all the health expenditures divided by the amount of people living in the Netherlands I believe. Economics wasn’t my strong suit though, so I might be wrong

Gotcha, so peeps, 70% of the netherlands amount is covered by insurance. Not sure if that counts for the us too.. hope so.

[Mr and Mrs S 207]

3 hours ago, Rosie91 said:

Those numbers are really high.. Ive never met some one who spends over 5000 here in the Netherlands. Maybe with a familie of 4 (18+ kids)

I think those numbers show total healthcare cost of the country divided by the total number of people in the country. 

 

I'm guessing, the healthcare costs are covered by the government (your taxes) which is why you do not have to pay 5000 separately.

[BWman 37]

We received our NOA2 for our I-130 today.

 

NOA1 - Jan 24, 2019

 

Visa Journey estimated approval date Jan 12, 2020

 

Actual NOA2 18 Dec 2019 (329 days)

 

On to NVC! Good luck to everyone!

 

 

 

 

 

 

[AarLar 53]

40 minutes ago, BWman said:

We received our NOA2 for our I-130 today.

 

NOA1 - Jan 24, 2019

 

Visa Journey estimated approval date Jan 12, 2020

 

Actual NOA2 18 Dec 2019 (329 days)

 

On to NVC! Good luck to everyone!

 

 

 

 

 

 

Congratulations!! How nice right before the holidays!! Hoping mine will get processed soon then as well (pd 31 jan) 🤣