Not sure which temp healthcare to get

[K + M 47]

Hi there, Our situation is that her POE is on the 29th of May, and I am turning 26 at the end of June then since this opens up a special open enrollment with my company getting my own health insurance through my employer and putting her on my plan with me.  For that month we were thinking the best thing to do is to get a temporary 1 month plan for health insurance but I am not sure the first place to look, or exactly how to go about getting the 1 month of  health insurance, all help in this aspect would be greatly greatly appreciated.

 

I am curious the right place to look, how to go about the process of getting it, and everything else in between, 1 month of health insurance is what we need for her, and also curious how long does it take to get the health insurance active, and what are the the requirements for getting temporary health insurance?

 

Thanks so much for all the help in advance, need to get this sorted asap.

[K + M 47]

1 hour ago, Kerri and Myles said:

Hi there, Our situation is that her POE is on the 29th of May, and I am turning 26 at the end of June then since this opens up a special open enrollment with my company getting my own health insurance through my employer and putting her on my plan with me.  For that month we were thinking the best thing to do is to get a temporary 1 month plan for health insurance but I am not sure the first place to look, or exactly how to go about getting the 1 month of  health insurance, all help in this aspect would be greatly greatly appreciated.

 

I am curious the right place to look, how to go about the process of getting it, and everything else in between, 1 month of health insurance is what we need for her, and also curious how long does it take to get the health insurance active, and what are the the requirements for getting temporary health insurance?

 

Thanks so much for all the help in advance, need to get this sorted asap.

As an update, we found the visitor temp insurance with Patriot, they seem really good and the "Patriot America Plus" plan seems perfect, and very cheap at around $60 a month, has someone else gotten this and been happy with it?  If so we plan on getting it, and just using that for the 1 to couple month gap before we can get on with my company's insurance.

 

It also seems like getting this travel insurance is as simple as plug in some simple info - select deductible- and pay- have immediate coverage, is this all correct?

 

They said they will email a virtual card and confirmation you carry around with you while using the temp visitor insurance, which if this all is correct seems perfect, just someone who has used Patriot before, is this all correct and as easy going as it seems?

[DaveAndAnastasia 2,092]

Be careful with visitor or travel insurance for a new immigrant; make sure there aren't any circumstances where they'd expect your wife to return to the UK for treatment.

 

We just got married a few days after Anastasia's POE since marriage is a qualifying event, and I knew that my coverage was retroactive to the date of our marriage even though I couldn't apply until I had a copy of our marriage certificate. So she was only effectively without insurance for a few days (though if anything had happened before all the paperwork was processed, I would have had to pay out of pocket and then apply to be reimbursed).