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Damonlee

Must Pay Off Car Before Importing It? [split topic]

By Damonlee in Canada

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Damonlee Contributor

Damonlee   91

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Does anyone know if you need to have the car paid off before importing the car? I'm looking to purchase a Mazda CX-5 then just import it, but I'm worried if I need to finance the car, if that will cause me any issues when it comes down to importing the vehicle in the summer. 

 

 

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O.C Explorer

O.C   160

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Filed: AOS (apr) Country: Canada
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3 minutes ago, Damonlee said:

Does anyone know if you need to have the car paid off before importing the car? I'm looking to purchase a Mazda CX-5 then just import it, but I'm worried if I need to finance the car, if that will cause me any issues when it comes down to importing the vehicle in the summer. 

 

 

From my experience, you cannot import a car that you are financing from a lender in Canada. The car should be yours and completely paid off.

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NikLR Grand Master

NikLR   13,227

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Filed: Lift. Cond. (apr) Country: Canada
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17 hours ago, Damonlee said:

Does anyone know if you need to have the car paid off before importing the car? I'm looking to purchase a Mazda CX-5 then just import it, but I'm worried if I need to finance the car, if that will cause me any issues when it comes down to importing the vehicle in the summer. 

 

 

Car will cost more in Canada than the USA and you cant import a car with a lien.  Many liens including those from Ford (for example) say you void the contract if you move out of country.  You wouldnt have a title to register the vehicle in the USA.  Some people get around it by getting a personal loan to pay off their Canadian one but those are vehicles mostly paid off.  The interest on a personal loan can be triple or more of an auto loan. 

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

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