Buying a Vehicle as a K1 / Car insurance questions

[purem4g1c 113]

Let me start off by saying I am Canadian, I do not own a vehicle at the moment. My fiance is from New York state who hasn't ever had the need for a vehicle due to the public transit in NY is very good. So she doesn't have a drivers license. She currently lives in New York and we we're planning to move to Florida state after getting married since most of her family is there.

1] Let's pretend that we have now married in New York now, and its time to start the AOS process. Meaning we have to submit the EAD it would be better to submit from Florida and not from NY right?

 

2] Now we move to Florida and I go buy a vehicle, will this be an issue? I would be buying a vehicle straight with out any loans. Pure cash.

 

3] Setting up car insurance in America without my EAD/Green Card will that be okay?

 

4] I read on Florida DMV that Canadian's can instantly swap to Florida state drivers license without any testing and whatnot...? The only thing is how would you go about proving you are Florida state resident if you are both so new to the state? I guess it doesn't matter since my Canadian driver license would still be valid? I could just drive with that until I can prove we are Florida residents?

 

I was under the impression that I NEEDED to have my EAD before being able to get vehicle insurance but after reading another thread it seems that it isn't the case. It is quite hard to get a straight answer was hoping someone with experience would be able to shed light on my question.

 

Thank you!

[payxibka 10,047]

2) No issue

3) That is an insurance question,  not an immigration issue.  A quick call to a FL insurance agent will give you the best answer 

[Crazy Cat 42,224]

24 minutes ago, purem4g1c said:

The only thing is how would you go about proving you are Florida state resident if you are both so new to the state?

Per https://www.flhsmv.gov/driver-licenses-id-cards/what-to-bring/immigrant/

 

"

3. Proofs of Residential Address

Customers may not use their current driver license or ID card as proof of residential address. Customers must submit TWO different documents with their residential address (printouts or faxes of these documents are acceptable). Residential address documents include, but are not limited to:

• Deed, mortgage, monthly mortgage statement, mortgage payment booklet or residential rental/lease agreement;
• Florida voter registration card;
• Florida vehicle registration or title (print a duplicate registration at www.GoRenew.com);
• Utility bill;
• A utility hook up or work order dated within 60 days of the application;
• Automobile payment booklet;
• Selective service card;
• Medical or health card with address listed;
• Current homeowner insurance policy or bill;
• Current automobile insurance policy or bill;
• Educational institution transcript forms for the current school year;
• Unexpired professional license issued by a government agency in the U.S.;
• W-2 form or 1099 form;
• Form DS2019, Certificate of Eligibility for Exchange Visitor (J-1) status;
• A letter from a homeless shelter, transitional service provider or a half-way house verifying they receive mail for the customer. The letter must be accompanied by a Certification of Address form;
• Mail from financial institutions including checking, savings or investment account statements;
• Mail from federal, state, county or city government agencies; or
• FDLE registration form completed by local sheriff department.

Customers who do not have the above documents in their name may provide two proofs of residential address from a parent, step-parent, legal guardian or other person with whom they reside and a Certification of Address form."

[purem4g1c 113]

6 minutes ago, missileman said:

Per https://www.flhsmv.gov/driver-licenses-id-cards/what-to-bring/immigrant/

 

"

3. Proofs of Residential Address

Customers may not use their current driver license or ID card as proof of residential address. Customers must submit TWO different documents with their residential address (printouts or faxes of these documents are acceptable). Residential address documents include, but are not limited to:

• Deed, mortgage, monthly mortgage statement, mortgage payment booklet or residential rental/lease agreement;
• Florida voter registration card;
• Florida vehicle registration or title (print a duplicate registration at www.GoRenew.com);
• Utility bill;
• A utility hook up or work order dated within 60 days of the application;
• Automobile payment booklet;
• Selective service card;
• Medical or health card with address listed;
• Current homeowner insurance policy or bill;
• Current automobile insurance policy or bill;
• Educational institution transcript forms for the current school year;
• Unexpired professional license issued by a government agency in the U.S.;
• W-2 form or 1099 form;
• Form DS2019, Certificate of Eligibility for Exchange Visitor (J-1) status;
• A letter from a homeless shelter, transitional service provider or a half-way house verifying they receive mail for the customer. The letter must be accompanied by a Certification of Address form;
• Mail from financial institutions including checking, savings or investment account statements;
• Mail from federal, state, county or city government agencies; or
• FDLE registration form completed by local sheriff department.

Customers who do not have the above documents in their name may provide two proofs of residential address from a parent, step-parent, legal guardian or other person with whom they reside and a Certification of Address form."

Ah yeah, it looks like a bank statement with a utility bill from apartment would be pretty easy to come by!

[Crazy Cat 42,224]

Just now, purem4g1c said:

Ah yeah, it looks like a bank statement with a utility bill from apartment would be pretty easy to come by!

Yep.  Should be able to pick up 2 of those items in a short time.  Florida gives a new resident 30 days to get a FLa license.........

Slightly off topic:  My wife was able to swap her Taiwan driver's license for a Texas driver's license without taking any tests.....She just had to surrender her Taiwanese license (Texas sends them back to Taiwan).

[NikLR 13,232]

Proving residency in FL will be easier than proving legal presence.  You dont need legal presence for insurance or to own a vehicle. But you will need it for a driver's license and likely a FL DL to register the vehicle.