Reccomendations required please

[Scottish Mernymph 514]

For obtaining suitable travel insurance to cover me(as a cancer survivor) for the period of time between leaving the UK & getting married/obtaining US health insurance please & thanks

[yuna628 9,676]

2 minutes ago, Scottish Mernymph said:

For obtaining suitable travel insurance to cover me(as a cancer survivor) for the period of time between leaving the UK & getting married/obtaining US health insurance please & thanks

Travel insurance is just going to cover you for your time on the plane and luggage. In general since you are coming to immigrate, most travel insurances won't be valid at all unless you speak to the broker and ask for ''one-way'' insurance, this way you'd be covered up to 24-48hrs after stepping off.

 

Health insurance however is a different story. Again you will be immigrating, and not a traveling visitor. There are new immigrant temporary insurances (you can search for these on google), but like any insurance of this type they typically will NOT cover pre-existing conditions and can be dubious at best. Some people do choose to take them for peace of mind even though it may do them little good if they had to rely upon them. Some healthier people do choose to go without such temporary insurances and wait until they are placed on their spouse's insurance.

 

In your case, no matter what you do, get all your ducks in a row and get on your spouse's insurance, sign up to the ACA, or purchase a real plan as soon as you can. Obtaining your SSN, getting married, and filing for AOS asap will help. For common illnesses, sprains, and minor injuries minute clinics can be found these days in almost every town.

[coltr 92]

Travel insurance only covers temporary trips which start and end in the UK. Once you have a social security number, which you can obtain after a couple of weeks, you should then be eligible for US health insurance. Alternatively, there are a couple of health insurance policies which cover new immigrants (without a SSN) such as these:

https://www.visitorscoverage.com/immigrant-insurance/

 

However, I'm planning to wait until I have an SSN and then be added to my fiance's US health insurance plan.

[Meisha&Jake 869]

Just a heads up - i applied for my SSN 2 weeks after my arrival back in October on my K1 fiancé visa & 10 weeks later i still dont have an SSN number (from being on the forums, im not the only one in this situation, SSA are about as useful as a chocolate teapot) so when you get put on your spouses health insurance, the form may say “SSN required” (ours did) but we left it blank & i still got accepted onto his health insurance without one. So it is worth a try! Good luck

[Cryssiekins 976]

17 minutes ago, Meisha&Jake said:

Just a heads up - i applied for my SSN 2 weeks after my arrival back in October on my K1 fiancé visa & 10 weeks later i still dont have an SSN number (from being on the forums, im not the only one in this situation, SSA are about as useful as a chocolate teapot) so when you get put on your spouses health insurance, the form may say “SSN required” (ours did) but we left it blank & i still got accepted onto his health insurance without one. So it is worth a try! Good luck

Yeah, I had a disaster of a time with SSA.

 

Nothing can refuse you a product or service just based on no SSN.  It’s not mandatory to provide to anyone but the government or for government purposes (payroll at a job for example) but things like banks or insurance companies ask for them as they are unique identifiers. 

 

It’s a bit of a hassle to get things done without it, but it is possible.  I opened a bank account and enrolled in healthcare before I had an SSN.