BANK STATEMENTS

[GVANESSA233 13]

I do not have a joint back account with my husband.... is that like a very important thing to have ? We do have paypal where i send money to him and he sends me money and it has my name when i send to him and also when he sends to me ... 

 

 

[lummo 61]

21 minutes ago, GVANESSA233 said:

I do not have a joint back account with my husband.... is that like a very important thing to have ? We do have paypal where i send money to him and he sends me money and it has my name when i send to him and also when he sends to me ...

Do you live together (or at least near each other)? If yes, you can easily open a joint account. If he already submitted the I-130, then you can save the joint bank statements for the visa interview (they may or may not accept to see it, but it's good to have just in case).

Edited December 25, 2018 by lummo

[GVANESSA233 13]

46 minutes ago, lummo said:

Do you live together (or at least near each other)? If yes, you can easily open a joint account. If he already submitted the I-130, then you can save the joint bank statements for the visa interview (they may or may not accept to see it, but it's good to have just in case).

Yes we do live together ... so i guess i might as well go open an joint account 

[AfricanQ 241]

Well, I would say is best to have it if they ask for it thn not having it. Go and get it, it wouldn't hurt u. My husband is from a high fraud country "Ghana", so I went and get a joint bank account.  I already had a capital one credit card so just added as a authorized user. A card was mailed in his name. Hes now using it in Ghana. I keep all statements to show we are both on the same account.

 

I would say cover all ur basics.....don't leave any room for the CO to question ur marriage 

 

[jcra615 53]

Definitely, it is a very good thing to have! Get one if you can, and as far as possible BEFORE you send the application. If it is opened right before you file it might be considered not as strong of a proof.

[GVANESSA233 13]

1 minute ago, jcra615 said:

Definitely, it is a very good thing to have! Get one if you can, and as far as possible BEFORE you send the application. If it is opened right before you file it might be considered not as strong of a proof.

Do you think our PayPal transactions are good those go as far as when we started dating 

[jcra615 53]

I don't think there is anything wrong with sending those - you can only send what you have, so I would say definitely send those.

 

However, there is a big difference between periodically sending each other money back and forth and having a shared bank account or multiple shared accounts. Having a shared bank account shows financial comingling ... the sharing of finances that are generally found in any marriage, from which each party can take, share, contribute, etc. The PayPal receipts will not show that financial comingling, which they will want to see in your application.

 

With that in mind, definitely make a shared bank account, or multiple shared accounts, as soon as possible. 

[Jeanne Adil 1,651]

Very confusing OP

you are sending money back and forth but live together?

site says DR but someone says Ghana?

Ghana is a high fraud country and contrary to the believe you should send money to there /  immigration does not think so

it looks to them as the high fraud person is using the USC

it is best not to offer proof of sending money

commingling is best 

if you have married ,  add him to your tax returns (IRS site tells u how to do this)   by applying for his ITIN 

then u can add him to joint account here in the USA by getting a POA from him to do banking transactions/ although most banks will not allow him to have a debit card till he is actually in the USA

[lummo 61]

1 hour ago, adil-rafa said:

if you have married ,  add him to your tax returns (IRS site tells u how to do this)   by applying for his ITIN 

then u can add him to joint account here in the USA by getting a POA from him to do banking transactions/ although most banks will not allow him to have a debit card till he is actually in the USA

OP is the immigrant; her husband is the USC. OP is in the US with DACA. OP already has a SSN. OP is not eligible for AOS, so she has to interview in the DR.

1 hour ago, adil-rafa said:

site says DR but someone says Ghana?

Ghana is a high fraud country and contrary to the believe you should send money to there / immigration does not think so

it looks to them as the high fraud person is using the USC

OP is from DR. Another user, @AfricanQ, is from Ghana.

1 hour ago, adil-rafa said:

you are sending money back and forth but live together?

They live together in Connecticut.

[Bayman 65]

18 hours ago, AfricanQ said:

Well, I would say is best to have it if they ask for it thn not having it. Go and get it, it wouldn't hurt u. My husband is from a high fraud country "Ghana", so I went and get a joint bank account.  I already had a capital one credit card so just added as a authorized user. A card was mailed in his name. Hes now using it in Ghana. I keep all statements to show we are both on the same account.

 

I would say cover all ur basics.....don't leave any room for the CO to question ur marriage 

 

I like the statement.... cover all your bases..

[Ryan H 3,812]

Moved from Progress Reports to Process & Procedures.

[pushbrk 12,882]

9 hours ago, GVANESSA233 said:

Do you think our PayPal transactions are good those go as far as when we started dating 

NO.  Sending money back and forth is NOT evidence of co-mingling of finances.  Depending on who is sending how much to whom and how often, it can look bad rather than good.  If you CAN open a joint account, do it.  If not, I recommend against showing evidence of money transfers.  Concentrate on evidence of time spent together in person.  If you live together, that is HUGE evidence of a bona fide marriage.  Forget about what means little and CAN hurt rather than help.

[GVANESSA233 13]

5 hours ago, adil-rafa said:

Very confusing OP

you are sending money back and forth but live together?

site says DR but someone says Ghana?

Ghana is a high fraud country and contrary to the believe you should send money to there /  immigration does not think so

it looks to them as the high fraud person is using the USC

it is best not to offer proof of sending money

commingling is best 

if you have married ,  add him to your tax returns (IRS site tells u how to do this)   by applying for his ITIN 

then u can add him to joint account here in the USA by getting a POA from him to do banking transactions/ although most banks will not allow him to have a debit card till he is actually in the USA

I am the beneficiary lol i have DACA and we both live in the us ..sorry for the confusion but we never really needed a joint account i use his debit card as credit cards lol if i need like $600 for the rent and i don’t have it on one of my other reviews cards he would PayPal it to me .. like even when we first met  in 2016 if he would pay for gas or my hair he would PayPal it to me . 

[GVANESSA233 13]

4 minutes ago, pushbrk said:

NO.  Sending money back and forth is NOT evidence of co-mingling of finances.  Depending on who is sending how much to whom and how often, it can look bad rather than good.  If you CAN open a joint account, do it.  If not, I recommend against showing evidence of money transfers.  Concentrate on evidence of time spent together in person.  If you live together, that is HUGE evidence of a bona fide marriage.  Forget about what means little and CAN hurt rather than help.

Yes we been living together for 3 years married 2 i have my leases , rent payments etc i will start my process in Jan i don’t think opening a joint account now would be if any use

[pushbrk 12,882]

15 minutes ago, GVANESSA233 said:

Yes we been living together for 3 years married 2 i have my leases , rent payments etc i will start my process in Jan i don’t think opening a joint account now would be if any use

Right.  Not really.  Living together 3 years trumps everything else you could combine in terms of evidence.