Family approval

[redvines 57]

I don't think your ages are necessarily the problem, my brother met his now-wife when he was 16 and they grew together - still very happy after 15+ years. 

 

Make sure you consider your longer term future, will you both be happy working at McDonalds forever? If you think there is a chance you want tertiary education find out how much cheaper you can get it in the UK. You will also need to pay for health insurance in the US, that is going to be hundreds each month. 

 

I think talking, seriously discussing your futures long term, the cost of living/money and the responsibilities you both think the marriage entails  - and maybe include his parents as they should be able to give you some realistic advice about costs and if they are happy to provide support, i.e his tuition for college, a room etc. 

 

 

[Bluepanda92 33]

27 minutes ago, redvines said:

I don't think your ages are necessarily the problem, my brother met his now-wife when he was 16 and they grew together - still very happy after 15+ years. 

 

Make sure you consider your longer term future, will you both be happy working at McDonalds forever? If you think there is a chance you want tertiary education find out how much cheaper you can get it in the UK. You will also need to pay for health insurance in the US, that is going to be hundreds each month. 

 

I think talking, seriously discussing your futures long term, the cost of living/money and the responsibilities you both think the marriage entails  - and maybe include his parents as they should be able to give you some realistic advice about costs and if they are happy to provide support, i.e his tuition for college, a room etc. 

 

 

We are fine working at McDonald's for a few years, he is going to delay college for a bit untill we get all this visa stuff sorted out, someone said data entry jobs don't need much experience, I have a qualification from completing an animal care course, I really don't aim high in employment I just want to work at a pet store that is my dream job, untill then I'll be happy to work in mcdonalds

[redvines 57]

1 minute ago, Bluepanda92 said:

We are fine working at McDonald's for a few years, he is going to delay college for a bit untill we get all this visa stuff sorted out, someone said data entry jobs don't need much experience, I have a qualification from completing an animal care course, I really don't aim high in employment I just want to work at a pet store that is my dream job, untill then I'll be happy to work in mcdonalds

Best of luck to you guys, sounds like you have it all figured out.

 

[Lemonslice 4,859]

3 hours ago, Bluepanda92 said:

Every town has different prices, living in New York would cost like 4000 a month maybe more, I don't know I wouldn't research new York since I won't live there, anyway we are talking about renting a studio apartment not buying or renting a house so that's the first part that comes cheap at around 600 dollars rent, the rest I have it all written down here give or take some bills will be higher or lower than that, but it says average, it's not going to come to more than 2000 and even if it did it would be fine anyway cause I'll have a job at McDonald's the moment  I get there 

Good start on the budget.

A few things, $100 for life insurance is a lot. If you guys don't have any dependent, you might not need life insurance, or that level of coverage.

 

Don't forget to add renters insurance, car maintenance, health insurance, cell phones (if you plan to have them), a little savings/emergency fund for the unplanned expenses, and savings for the the planned expenses (ie. Medical visits, car replacement, immigration fees, etc.)o.   

 

You guys should target better jobs than McDonald's. Other level entry jobs offer better pay, benefits, and opportunity to move to other positions. 

 

Best of luck.

[Bluepanda92 33]

13 minutes ago, Lemonslice said:

Good start on the budget.

A few things, $100 for life insurance is a lot. If you guys don't have any dependent, you might not need life insurance, or that level of coverage.

 

Don't forget to add renters insurance, car maintenance, health insurance, cell phones (if you plan to have them), a little savings/emergency fund for the unplanned expenses, and savings for the the planned expenses (ie. Medical visits, car replacement, immigration fees, etc.)o.   

 

You guys should target better jobs than McDonald's. Other level entry jobs offer better pay, benefits, and opportunity to move to other positions. 

 

Best of luck.

Isnt health insurance and life insurance the same thing? And just got a quote for health insurance should be around $30-40 each since we don't smoke and don't have any health issues mcdonalds is just to start with since I can pretty much start there the moment I arrive, we will be looking for other jobs too, and what is renters insurance and is it illegal if we don't have it? Either way do you think 3000 a month is a good amount to survive for two people?

 

Edit: the quote was for life insurance not health insurance xD just googled the difference I understand it now

Edited September 1, 2018 by Bluepanda92

[Bluepanda92 33]

Oh wow health insurance is pretty cheap too I mean if we get the lowest one it's like 50 for both of us 

[Crazy Cat 41,908]

5 minutes ago, Bluepanda92 said:

Oh wow health insurance is pretty cheap too I mean if we get the lowest one it's like 50 for both of us 

Health insurance for $50? An adequate health care policy will be at least several hundred dollars per month for both of you....

[Bluepanda92 33]

Just now, missileman said:

Health insurance for $50? An adequate health care policy will be at least several hundred dollars per month for both of you....

Do you know of a legit health insurance company then that we can get a quote from? 

[Bluepanda92 33]

2 minutes ago, missileman said:

Health insurance for $50? An adequate health care policy will be at least several hundred dollars per month for both of you....

Oh and here is where I got the quote from 

[Crazy Cat 41,908]

Just now, Bluepanda92 said:

Oh and here is where I got the quote from 

With that policy, YOU pay the first $10,000.00 before they pay a penny.  Then, you pay 20% all approved claims after that.

[Bluepanda92 33]

Just now, missileman said:

With that policy, YOU pay the first $10,000.00 before they pay a penny.  Then, you pay 20% all approved claims after that.

Oh that is disappointing haha thanks

[N-o-l-a 7,167]

2 hours ago, JFH said:

I haven’t read all of the thread. I started to but some of the comments didn’t sit well with me so I stopped. So, this may have been said before  and I may be redundant. 

 

I just wanted to offer the OP some support from someone who was in a similar situation. My family didn’t “approve” of my marriage and my husband. I say “approve” but that’s not really the correct term because at this age (I was 38 when I met my husband and he was 45, we are old enough to be grandparents so we certainly don’t need anyone’s “approval”). My family didn’t accept him and still don’t. My family are mostly Catholics and when I divorced my first husband it was a major embarrassment to them. And when they heard I was dating a man who had a criminal record and was a homeless drug addict in the 1990s (long before I met him) it was even more of a problem for them. My siblings (all 4 of them) have never met my husband and we are celebrating our 4th wedding anniversary this month. My father only met him last year and my mother met him for the first time 4 months ago. They still don’t like him. This didn’t cause any problems with my visa process and I was approved on the spot at the London embassy in December 2016. I think your families should be aware of your relationship and marriage. But you don’t need to seek their approval. That’s my 2 cents on that. 

  

Regarding your young age, it’s interesting that people have been telling you that you are too young for this but at the same time boasting of their maturity and how at 19 they were raising kids, working 2 jobs, buying a home, etc. If anyone had told them at that time they were too young, what would their response have been? No one knows you better than you. I was 27 when I married my first husband and that ended in divorce. It was a big mistake. There’s no age limit on making mistakes. 

 

Of all the things that a 19-year-old could be contemplating doing right now, getting married is certainly not the worst on the list. 

 

It is a wisdom from experience type thing.  I was married at 20, but I had also been living away from home since 16, had a job, and my own apartment.  I can't tell you how much I wish I waited to begin a serious relationship and have children.  It means now that I'm graduating college at 32 instead of 21 as had been planned.

 

 

56 minutes ago, Bluepanda92 said:

We are fine working at McDonald's for a few years, he is going to delay college for a bit untill we get all this visa stuff sorted out, someone said data entry jobs don't need much experience, I have a qualification from completing an animal care course, I really don't aim high in employment I just want to work at a pet store that is my dream job, untill then I'll be happy to work in mcdonalds

 

If he isn't interested in college, he should at least study a trade.  Retail wages are not a plan for an adult life.

[Bluepanda92 33]

So I found one that's $100 a month, and $1,000 deductable, we could do that is that a good deal? Is there one that does it without the deductible fee

Just now, N-o-l-a said:

 

It is a wisdom from experience type thing.  I was married at 20, but I had also been living away from home since 16, had a job, and my own apartment.  I can't tell you how much I wish I waited to begin a serious relationship and have children.  It means now that I'm graduating college at 32 instead of 21 as had been planned.

 

 

 

If he isn't interested in college, he should at least study a trade.  Retail wages are not a plan for an adult life.

He is going to start college after I move there when he is around 21 

[Randyandyuni 2,682]

13 hours ago, Bluepanda92 said:

So I found one that's $100 a month, and $1,000 deductable, we could do that is th will you at a good deal? Is there one that does it without the deductible fee

He is going to start college after I move there when he is around 21 

All insurance plans have a deductible and a co-pay, I have a plan through work (subsidized) and my out of pocket monthly is $550 for The wife and I.

 

I would also consider an oh #### line item in my budget, not pleasant to think of but you will be living an ocean away from your family, sickness and injury are possibilities, car accidents are expensive, how will you furnish your apartment, what if either of you get sick and can't work for a period of time, when he starts school can he sustain working full time, who will pay for his education after marriage, at 19 and 25 I wanted some fun budget, meals out etc.. what happens in the case of an unexpected pregnancy

 

Include more than just essentials in your budget, 

There will be emergencies you need fun in your life you need bonding events in your life

Edited September 2, 2018 by Ryan H
Reason for edit: to remove alternate spelling of profanity.

[Lemonslice 4,859]

53 minutes ago, Bluepanda92 said:

Isnt health insurance and life insurance the same thing? And just got a quote for health insurance should be around $30-40 each since we don't smoke and don't have any health issues mcdonalds is just to start with since I can pretty much start there the moment I arrive, we will be looking for other jobs too, and what is renters insurance and is it illegal if we don't have it? Either way do you think 3000 a month is a good amount to survive for two people?

Life insurance is in case you die, what your beneficiaries would get.

Health insurance is to get medical coverage, usually you pay a monthly premium, and then a copay and/or deductible when you visit the doctor. You have ask if it's offered by his employer or if you'll have to buy it on your own.