Fiance has a loan, does it affect eligibility?

[Ty/Ir 32]

Hello,

 

My significant other and I are preparing to file for a K1 visa soon. She has a loan in her home country that she is still paying off. The loan was not particularly large (12k/USD over 5 years) and she's now around 7K outstanding. I am wondering if this is something that will be looked at and could result in a denial. Thank you

[Jojo92122 1,924]

The US Government does not care about her debts.

 

Her home country may.  

[Ty/Ir 32]

3 minutes ago, Jojo92122 said:

The US Government does not care about her debts.

 

Her home country may.  

What is the home country's involvement in these types of things? Do they have to determine whether or not she can leave? Home country is Russian Federation if that's relevant.

Edited August 15, 2018 by Chiari

[Dee elle 1,368]

1 minute ago, Chiari said:

Her home country is the Russian Federation. I'm not sure if that government is involved in the k1 process or not, after all, isn't it just the USA deciding whether or not she can come?

 Some countries have rules about their citizens emigrating while having things like unpaid taxes, child support etc..  it's got nothing to do with the US and the visa.. but everything to do with her home country and freedom to emigrate. 

[Jojo92122 1,924]

6 minutes ago, Chiari said:

What is the home country's involvement in these types of things? Do they have to determine whether or not she can leave? Home country is Russian Federation if that's relevant.

Ask a moderator to move this to the Russian subforum.  You'll get better answers there.

[Ty/Ir 32]

Hello,

 

I am planning to apply for a k1 visa soon but my fiance has an outstanding loan. It was a 12k/5 year loan. She has paid off about 4-5k thus far. Will this make her ineligible emigrate or otherwise result in a denial? Thanks

[debbiedoo 2,339]

has no effect.

 

 

 

 

[GreatDane 366]

No, just keep paying the loans are you regularly would.

[Ty/Ir 32]

7 minutes ago, GreatDane said:

No, just keep paying the loans are you regularly would.

Thanks, to be clear, I don't have any loans. She has loans in Russia and i wasn't sure if they'd let her leave because of it. If they will that's great news

[GreatDane 366]

12 minutes ago, Chiari said:

Thanks, to be clear, I don't have any loans. She has loans in Russia and i wasn't sure if they'd let her leave because of it. If they will that's great news

Of course she can leave the country. It is, however, a good idea to pay off the debt and pay as normal. Abandonment of debt due to immigration could create problems - going back to the moral turpitude criteria for USCIS.

[geowrian 22,337]

3 minutes ago, GreatDane said:

Of course she can leave the country

I believe that is the case here, but there are some countries that will not allow you to emigrate with certain financial obligations. A personal loan is not one that ever seemed to be an issue, though...it's usually taxes, child or spousal support, etc.

[Dashinka 24,496]

My now wife had an outstanding loan when we were filing for the K1 and it had no effect on the application.  She did pay it off prior to actually coming here, so I don't know if it would have been an issue if she hadn't.

 

Good Luck!

[Ontarkie 14,222]

~~Duplicate thread merged~~

[Zosia 4]

During the USSR people were sometimes barred from leaving due to loans or child support orders. Of course that was the USSR's decision, not the destination country's, but mentalities die hard. My father in law was convinced my husband was not going to be allowed out of Belarus over an outstanding car loan (he'd never missed a payment)- never mind he'd been to Russia and Ukraine many times during the life of the loan, my FIL forgets those are also different countries, now. I suspect your fiancée's family members who remember that era have planted the fear))) 

Edited November 4, 2018 by svens
clarity

[HP+IC 292]

The case is that on K1 you do not leave на ПМЖ (for good). Temporary travel (what K1 actually is) does not normally inflict additional scrutiny at the border unless you are in a ban list. In Ukraine you can write to border control and know for sure (debts confirmed by court resolution, outstanding child support and military service evasion may all qualify to put you into an exit ban). On the other hand, to the best of my knowledge, if you go on K1 and get your GC later,  your homeland troubles will remain and wait for you right at the border when you come back for whichever reason. Because for Ukraine you remain a Ukrainian citizen and permanent resident unless you get that  ПМЖ  status and consulates in the USA will not do any paperwork for you unless you have your American marriage duly legalised back home, have your internal passport in your new name etc.