health insurance for k1

[yuna628 9,676]

2 minutes ago, Boiler said:

A lot of people would jump at $360 for two, sounds like the Employer is heavily subsiding the employee and not so much the szpouse, which is more and more normal.

 

Free cover for 90 days and then only pay if you need to, welcome to America, screwed up system.

Good grief yes, people would be running towards that insurance with open arms I'd think! I used to pay nearly $800 for the two of us. I'm not 100% certain what comes out of my husband's paycheck for insurance, I'm guessing somewhere between $100-200, but I know his employer eats well over $1200 for the two of us.. and that's for health and dental + his vision benefits and life insurance. That's very generous of them and can't thank them enough for it.

 

In this thread there is mention of short term insurance plans offered at cheap. Foreign and USC spouses need to be aware that these insurances are pretty much junk that will not cover for any pre-existing conditions. They may offer some sort of peace of mind for the healthy, but for those persons that have some sort of medical condition requiring regular medication you can expect no help from it.

[George & Roth 1,485]

I used one of those temporary insurance, you can find a bunch through a simple google search. I immediately added her on once married to my company coverage. 

 

I used United since it’s a known name. 

[Sarah&Facundo 595]

I dropped my insurance and started a new plan with my husband under the "Affordable" care act. Ha...

Anyway we were told several times we must have health insurance and apply within 60 days of marriage for it to count as a "life change." Keep that in mind.

[HKUSA 5]

I was looking at UHC/Golden Rule Short term but one of the questions is have you lived in the US for at least 12 months? It automatically rules you out if you haven't so thats a no-go, plus travel insurance seems to be only for short term visa holders. Regular insurance wouldn't start till the 1st of the month...

 

Is there no way to cover the less than a month period where my insurance from work kicks in?

[Ryan H 3,812]

Moved from K1 Progress Reports to Moving to the US and Your New Life In America forum.

[Lana and Tom 1]

On 7/13/2018 at 9:31 AM, Perfect two 💑 said:

After we got married, my husband put me in his existing health care plan (under his employer). But it is expensive (blue Cross health insurance). If I'm not mistaken from $60 per paycheck it become $180 per paycheck. Around $360 per month for health insurance for both of us. Together with that he added me to the Delta dental (dental insurance) and optical. 

Didn't you need a social insurance number to get on his plan? we were looking into doing the same thing, but havent figured out  how to do it while I do not have a number yet.

Edited October 26, 2020 by Lana and Tom

[TBoneTX 45,288]

The member that you're addressing doesn't seem to have logged on to VJ since May, so an answer is unlikely.  This is an old thread (now being closed to further comment); perhaps find a newer thread on this topic or start one in this forum.