open bank account online from overseas

[Hamada91 9]

hi everyone ,

 

My USC wife lives with me abroad, as a part of showing intention to reestablish domicile she needs to open a bank account online.

 

we've tried several banks but they all required some ID ( Driving license or state ID ) which she doesn't have any of them at the moment.

 

so if anyone please can help us to open a bank account easily without requiring ID I would really be appreciated. if it's a must to have an ID, can she get a state Id from any website or something and mail it to where we live  ( like birth certificate I know some people can get the original birth certificate from some website )?

 

and guy's you would  probably say why wouldn't she go there to do that, well she's pregnant and I can't put her on a plane it's too risky.

 

Appreciate your cooperation.  

Edited May 24, 2018 by Hamada91

[Roel 7,193]

Not sure how we can help..

You honestly can't open a bank account without some sort of personal ID.

Pretty sure the first step for your wife would be to acquire some American ID card. State ID or Driving License or something.

 

Not sure what you mean with ordering ID online.

[Pelmeni 39]

Does it have to be in her name only?  Maybe you could open one with your ID and add her on it?

[Crazy Cat 42,032]

10 minutes ago, Hamada91 said:

so if anyone please can help us to open a bank account easily without requiring ID

I honestly don't think that is possible.  I have opened accounts online in the US, but I had to provide copies of valid IDs.  As far as issuing state IDs, you have to be physically present to get them as well as having evidence to verify residence in that state such as utility bills, etc.

 

You should look for other ways to show intent for domicile.

[Pelmeni 39]

Good luck

Edited May 24, 2018 by Pelmeni

[Roel 7,193]

Well, birth certificate isn't the same as ID....

 

You can't really do much with birth certificate - like open bank account or take loans. If you have someone else ID, you can do more damage to that person. So ID are more security risk and I doubt they will send them to anyone abroad...

 

[NikLR 13,231]

Ask the bank about a w8-ben. You open the account and they can be added on as a non-resident alien.  After arrival then you use a w9 with ssn to change it over to a resident.  Your spouse will need a passport for this process and it can serve as their ID. 

~~moved to taxes and finances from IR1/CR1 process and procedures.  Topic is not about IR1/CR1 process~~

[Hamada91 9]

6 hours ago, missileman said:

I honestly don't think that is possible.  I have opened accounts online in the US, but I had to provide copies of valid IDs.  As far as issuing state IDs, you have to be physically present to get them as well as having evidence to verify residence in that state such as utility bills, etc.

 

You should look for other ways to show intent for domicile.

what other good ways other than opening a bank account do you think we can do from overseas ?

 

[Hamada91 9]

it's just my wife being pregnant is a good and bad thing at the moment, we got our NOA2 and we should be preparing for intention of reestablishing domicile . than plan was her going there and do something ! but now she can't

 

we have no clue what to do !

Edited May 25, 2018 by Hamada91

[vistajones 62]

Does your wife has an old expired id?

Try the DMV website, I managed to renew state id online for my husband a few years ago. However they only will mail it to a US address, (and it has to be the same as the old ID)

If everything else fail, maybe use other method to establish domicile, like steps you take to move back, quotation from moving company, signing a lease, emails inquiring about places to stay in the US? Make sure to file taxes even though she's outside the country.

[kemm360 144]

But i have to be honest. You can only open a PayPal account. Lol 

 

Of course you need an ID to open an account. 

[JFH 12,191]

There are other ways to show intent to re-establish domicile. What are yoir plans for when you move? Where do you plan to live? You say your wife is pregnant - has she researched daycare providers in the city you intend to move to for when she goes back to work? Has she applied for jobs? If you have other children, have you researched schools in the district where you intend to live?

Edited May 25, 2018 by JFH

[Allthephils 536]

Have you tried Capital One 360 online banking? I opened up an account with them online and it was easy! I believe I just used my SSN. It's been a while, so I don't remember exactly all the docs needed. Worth a try!

[geowrian 22,338]

Showing attempts to create a US bank account may help show intent to establish US domicile, but they will probably want to see more than that. If anybody could just make a bank account from abroad without a current ID and have that carry much weight, the domicile issue wouldn't be very common. Showing intent to establish US domicile is about the totality of the circumstances...be sure to provide other good evidences (whether or not you do get a US bank account opened).

[SusieQQQ 11,587]

You need ID otherwise any criminal or money launderer could just open accounts online and use them for criminal purposes...