Rights with extension letter

[Cyberfx1024 7,980]

1 minute ago, Bill & Katya said:

I can understand that a CU can have its own rules, but according to the OP, they rejected him since they did not recognize his work authorization or LPR status.  They cannot set the rules as to what documents are acceptable for that purpose.  USCIS has rules as to what suffices for proving LPR status and based on the memo I posted earlier, the "original" watermarked EL and expired GC work.  In this case it appears that they are not knowledgeable of the EL.

 

To the OP, let us know how things go. 

I second that they might not be knowledgeable about it, and that's why I also concurred with going to a main office instead of a smaller branch.

[Devy and Lynette 46]

8 hours ago, Kim and Jermaine said:

My husband has his 1 yr extension letter while we wait for his 10 yr green card. He's had a checking account at the bank I use since he got a social security number 3 yrs ago. He wants to open a savings acct at a credit union but a local branch denied him because his work permit and green card are expired. They told him he can come back to open an account when he has valid photo i.d. 

Is this correct? As far as I'm aware he's still afforded the same rights as an in date green card holder while in possession of the extension letter. If I'm correct, does anyone have a link to that official information to show to the credit union employees?

My husband joined Navy Federal with just his ID (DL) with no problem, UUGHH What is there problem, do yo uhave a navy federal near you..they are really good, just a thought.

[j&ana 363]

13 hours ago, Kim and Jermaine said:

It was a manager that insisted the employee ask for those documents. Thank you for the link. My mission is to educate them, I'm tired of ignorant people thinking that FN's have no rights.

He still has all his rights. The bank wants a valid photo ID.  an expire green card is not. The extension letter does extend the Green card for a year but the date on the green card itself is still expire

It will be the same way if a Us citizen use an expire dl with a letter saying their license had been renew. The bank will refuse that too. Does that means that  U.S citizen has no rights.

The bank is not disputing his legal status they are just asking for a current ID ,not an ID with an expire date on it

your husband  can get a Dl if not he could get a state ID but now with the expire green card The DPS might not except that either as a valid ID

 

Edited March 13, 2018 by j&ana

[NikLR 13,227]

6 hours ago, Devy and Lynette said:

My husband joined Navy Federal with just his ID (DL) with no problem, UUGHH What is there problem, do yo uhave a navy federal near you..they are really good, just a thought.

Because you need to have a valid reason to join Navy Federal.  Not everyone can do it.  

They're also not necessarily smarter than any other bank.  USAA seems to be the MOST intelligent so far when it comes to foreign spouses, but again, it's a military bank and not everyone qualifies to join.  

 

OP The extension letter does not give him VALID Govt ID.  If the green card is expired, his extension letter proves his status, but that's it.  So logically speaking, they should just go ahead, but it's quite possible their system won't let him if they do try.  Just a thought.  Also since this process is taking over a year, I highly suggest, if possible, to update his passport so that he can put the I-551 stamp in it as well. 

[Dashinka 24,497]

8 hours ago, NikLR said:

Because you need to have a valid reason to join Navy Federal.  Not everyone can do it.  

They're also not necessarily smarter than any other bank.  USAA seems to be the MOST intelligent so far when it comes to foreign spouses, but again, it's a military bank and not everyone qualifies to join.  

 

OP The extension letter does not give him VALID Govt ID.  If the green card is expired, his extension letter proves his status, but that's it.  So logically speaking, they should just go ahead, but it's quite possible their system won't let him if they do try.  Just a thought.  Also since this process is taking over a year, I highly suggest, if possible, to update his passport so that he can put the I-551 stamp in it as well. 

From the OP, the husband did have a DL, but it seems they did not accept the EL with the expired GC as valid documents proving his LPR status.

[NikLR 13,227]

48 minutes ago, Bill & Katya said:

From the OP, the husband did have a DL, but it seems they did not accept the EL with the expired GC as valid documents proving his LPR status.

Didnt read that anywhere.  You don't need to be an lpr to open a bank account. 

[NikLR 13,227]

23 hours ago, Kim and Jermaine said:

Yes but when they saw he is a foreign national they asked for his work authorization. I immediately asked why a work authorization and not his green card. She said ok but said no when we presented the letter. 

 

Right.... 

 

It was a manager that insisted the employee ask for those documents. Thank you for the link. My mission is to educate them, I'm tired of ignorant people thinking that FN's have no rights.

 

It was a small satellite office so I'm thinking we'll go to the main branch the next city over.

 

The purpose of the Extension Letter is to keep the conditional green card valid until a decision is made on ROC. Even though the date on the green card is expired, the letter keeps the card valid.... You would think.

Ah I see here... first paragraph.  Interesting.... may be a bank rule. He could ask for a w8-ben. 

[Kim and Jermaine 28]

On 3/12/2018 at 9:47 PM, j&ana said:

He still has all his rights. The bank wants a valid photo ID.  an expire green card is not. The extension letter does extend the Green card for a year but the date on the green card itself is still expire

It will be the same way if a Us citizen use an expire dl with a letter saying their license had been renew. The bank will refuse that too. Does that means that  U.S citizen has no rights.

The bank is not disputing his legal status they are just asking for a current ID ,not an ID with an expire date on it

your husband  can get a Dl if not he could get a state ID but now with the expire green card The DPS might not except that either as a valid ID

 

He has a valid DL

[swji89 41]

On 3/12/2018 at 9:32 AM, Bill & Katya said:

I can understand that a CU can have its own rules, but according to the OP, they rejected him since they did not recognize his work authorization or LPR status.  They cannot set the rules as to what documents are acceptable for that purpose.  USCIS has rules as to what suffices for proving LPR status and based on the memo I posted earlier, the "original" watermarked EL and expired GC work.  In this case it appears that they are not knowledgeable of the EL.

 

To the OP, let us know how things go. 

I'm going to my local DMV to renew my DL with my I-797 today... this is exactly the argument I'm going to use if they try and deny me (I prepare for the worst haha) - "so you're telling me the document the GOVERNMENT gave me isn't enough for you, the local DMV?" 

[j&ana 363]

11 hours ago, Kim and Jermaine said:

He has a valid DL

then he just needed to show the DL  to open the bank account. Why did he try to use an expire green card as a valid photo ID?

Edited March 16, 2018 by j&ana

[j&ana 363]

On ‎3‎/‎12‎/‎2018 at 6:31 AM, Kim and Jermaine said:

My husband has his 1 yr extension letter while we wait for his 10 yr green card. He's had a checking account at the bank I use since he got a social security number 3 yrs ago. He wants to open a savings acct at a credit union but a local branch denied him because his work permit and green card are expired. They told him he can come back to open an account when he has valid photo i.d. 

Is this correct? As far as I'm aware he's still afforded the same rights as an in date green card holder while in possession of the extension letter. If I'm correct, does anyone have a link to that official information to show to the credit union employees?

you wrote the bank told him to come back with valid ID. A dl if not expire is one. The bank should not need any other kind of proof unless he is trying to get  a loan also

[swji89 41]

Honestly, I think it depends on the financial institution in terms of their experience dealing with non-US citizens, and the risk level they are comfortable with.

 

For example, my wife and I went through 2 lending companies beforew finally finding the third would give us a mortgage without question - and that's with the I-751 and expired GC!

 

First company said they couldn't lend to me before I'd worked here for two years (I'd only been here about a year at that point), Second company we met with last year could lend to me when I had my 10-year Green Card (lucky we didn't wait for that as I hadn't realized the ROC process took so long). Third company was fine.

[hmz 6]

Every institution has its own policy. The extension letter is more of a immigration document rather than prove of anything..

 

For instance.. 

 

The SSA office did not take my passport card as proof of status

The CVS does not sell the prescription drugs if your DL is expired. They don't take the US passport either

Edited April 21, 2018 by hmz