Rights with extension letter

[Kim and Jermaine 28]

My husband has his 1 yr extension letter while we wait for his 10 yr green card. He's had a checking account at the bank I use since he got a social security number 3 yrs ago. He wants to open a savings acct at a credit union but a local branch denied him because his work permit and green card are expired. They told him he can come back to open an account when he has valid photo i.d. 

Is this correct? As far as I'm aware he's still afforded the same rights as an in date green card holder while in possession of the extension letter. If I'm correct, does anyone have a link to that official information to show to the credit union employees?

Edited March 12, 2018 by Kim and Jermaine

[Cyberfx1024 7,980]

4 minutes ago, Kim and Jermaine said:

My husband has his 1 yr extension letter while we wait for his 10 yr green card. He's had a checking account at the bank I use since he got a social security number 3 yrs ago. He wants to open a savings acct at a credit union but a local branch denied him because his work permit and green card are expired. They told him he can come back to open an account when he has valid photo i.d. 

Is this correct? As far as I'm aware he's still afforded the same rights as an in date green card holder while in possession of the extension letter. If I'm correct, does anyone have a link to that official information to show to the credit union employees?

He doesn't have a DL yet?

[Crazy Cat 41,853]

28 minutes ago, Kim and Jermaine said:

My husband has his 1 yr extension letter while we wait for his 10 yr green card. He's had a checking account at the bank I use since he got a social security number 3 yrs ago. He wants to open a savings acct at a credit union but a local branch denied him because his work permit and green card are expired. They told him he can come back to open an account when he has valid photo i.d. 

Is this correct? As far as I'm aware he's still afforded the same rights as an in date green card holder while in possession of the extension letter. If I'm correct, does anyone have a link to that official information to show to the credit union employees?

His legal status is extended, but each bank and credit union has its own policy which may or may not allow him to open an account.

[Dashinka 24,497]

27 minutes ago, Kim and Jermaine said:

My husband has his 1 yr extension letter while we wait for his 10 yr green card. He's had a checking account at the bank I use since he got a social security number 3 yrs ago. He wants to open a savings acct at a credit union but a local branch denied him because his work permit and green card are expired. They told him he can come back to open an account when he has valid photo i.d. 

Is this correct? As far as I'm aware he's still afforded the same rights as an in date green card holder while in possession of the extension letter. If I'm correct, does anyone have a link to that official information to show to the credit union employees?

He needs to talk to a manager.  The extension letter should be recognized as proof of his LPR status along with the expired GC.  Maybe print out the USCIS memo linked here and educate the CU.

 

Good Luck!

 

https://www.uscis.gov/sites/default/files/USCIS/Laws/Memoranda/Static_Files_Memoranda/Archives 1998-2008/2003/crextensn120203.pdf

[TNJ17 1,329]

What about using his driver’s license? If the bank you went to doesn’t take what you have go to a different one. 

[Cyberfx1024 7,980]

9 minutes ago, Bill & Katya said:

He needs to talk to a manager.  The extension letter should be recognized as proof of his LPR status along with the expired GC.  Maybe print out the USCIS memo linked here and educate the CU.

 

Good Luck!

 

https://www.uscis.gov/sites/default/files/USCIS/Laws/Memoranda/Static_Files_Memoranda/Archives 1998-2008/2003/crextensn120203.pdf

They said they need a "VALID PHOTO ID" which his gc is not valid anymore.

[Kim and Jermaine 28]

54 minutes ago, cyberfx1024 said:

He doesn't have a DL yet?

Yes but when they saw he is a foreign national they asked for his work authorization. I immediately asked why a work authorization and not his green card. She said ok but said no when we presented the letter. 

 

30 minutes ago, missileman said:

His legal status is extended, but each bank and credit union has its own policy which may or may not allow him to open an account.

Right.... 

 

31 minutes ago, Bill & Katya said:

He needs to talk to a manager.  The extension letter should be recognized as proof of his LPR status along with the expired GC.  Maybe print out the USCIS memo linked here and educate the CU.

 

Good Luck!

 

https://www.uscis.gov/sites/default/files/USCIS/Laws/Memoranda/Static_Files_Memoranda/Archives 1998-2008/2003/crextensn120203.pdf

It was a manager that insisted the employee ask for those documents. Thank you for the link. My mission is to educate them, I'm tired of ignorant people thinking that FN's have no rights.

 

23 minutes ago, TNJ17 said:

What about using his driver’s license? If the bank you went to doesn’t take what you have go to a different one. 

It was a small satellite office so I'm thinking we'll go to the main branch the next city over.

 

24 minutes ago, cyberfx1024 said:

They said they need a "VALID PHOTO ID" which his gc is not valid anymore.

The purpose of the Extension Letter is to keep the conditional green card valid until a decision is made on ROC. Even though the date on the green card is expired, the letter keeps the card valid.... You would think.

[Sukie 1,460]

But the requirement for a VALID photo ID is correct.  If he has a government-issued photo id like a Driver's license, then he should be ok.

 

i know about this the hard way - when i could not get my passport renewed because i had just renewed my driver's license and did not have the "real" one with the photo.  I just had to wait.

 

Good Luck.

 

Sukie in NY

[Crazy Cat 41,853]

2 minutes ago, Kim and Jermaine said:

My mission is to educate them, I'm tired of ignorant people thinking that FN's have no rights.

This is not a "rights" issue....other than the fact that the credit union has a right to set its own policy regarding acceptable identification documents.  An extension letter is easy to counterfeit.  An unexpired Green Card is not.

 

Good luck.  I hope you convince them successfully.

[Cyberfx1024 7,980]

2 minutes ago, Kim and Jermaine said:

Yes but when they saw he is a foreign national they asked for his work authorization. I immediately asked why a work authorization and not his green card. She said ok but said no when we presented the letter. 

Right.... 

It was a manager that insisted the employee ask for those documents. Thank you for the link. My mission is to educate them, I'm tired of ignorant people thinking that FN's have no rights.

It was a small satellite office so I'm thinking we'll go to the main branch the next city over.

The purpose of the Extension Letter is to keep the conditional green card valid until a decision is made on ROC. Even though the date on the green card is expired, the letter keeps the card valid.... You would think.

So thank you for explaining and clarifying your first post.  Being that it is a credit union they may be more strict on him than a regular bank. I know my own credit union is pretty strict in their rules and I have butted heads with them several times on somethings, so I know how stubborn a credit union can be.

You may try to educate them but they have their own rules about such things and until you have what they need/want then they won't be able to help you. This isn't about what you perceive as FN's having no rights but what CU rules are.

You can try to go to main branch and it could work out for you there, I would suggest it if I were you.

 

I am well aware of what the extension letter is and what it is used for since my wife had one as well at one point in time. But you said in your first post that they wanted "valid photo id" which strictly speaking his GC was not valid anymore. You did not go into detail about the other conversation you had at the time. You did not say anything about him using his DL at all but just his GC.

[Dashinka 24,497]

Just now, Sukie said:

But the requirement for a VALID photo ID is correct.  If he has a government-issued photo id like a Driver's license, then he should be ok.

 

i know about this the hard way - when i could not get my passport renewed because i had just renewed my driver's license and did not have the "real" one with the photo.  I just had to wait.

 

Good Luck.

 

Sukie in NY

A foreign passport should suffice as a photo ID, isn't that why they put the I551 stamp there and take back the expired GC?  Regardless, I thought the reasoning for using the expired GC and extension letter together is to maintain a photo of the LPR. 

[Kim and Jermaine 28]

26 minutes ago, Bill & Katya said:

A foreign passport should suffice as a photo ID, isn't that why they put the I551 stamp there and take back the expired GC?  Regardless, I thought the reasoning for using the expired GC and extension letter together is to maintain a photo of the 

Edited March 12, 2018 by Kim and Jermaine
His passport is expired

[Kim and Jermaine 28]

29 minutes ago, cyberfx1024 said:

So thank you for explaining and clarifying your first post.  Being that it is a credit union they may be more strict on him than a regular bank. I know my own credit union is pretty strict in their rules and I have butted heads with them several times on somethings, so I know how stubborn a credit union can be.

You may try to educate them but they have their own rules about such things and until you have what they need/want then they won't be able to help you. This isn't about what you perceive as FN's having no rights but what CU rules are.

You can try to go to main branch and it could work out for you there, I would suggest it if I were you.

 

I am well aware of what the extension letter is and what it is used for since my wife had one as well at one point in time. But you said in your first post that they wanted "valid photo id" which strictly speaking his GC was not valid anymore. You did not go into detail about the other conversation you had at the time. You did not say anything about him using his DL at all but just his GC.

Sorry for the confusion. Thanks for your advice and input

[Cyberfx1024 7,980]

As a side note OP on how strict and stupid a CU is sometimes I will give you a couple examples on how mine still likes to act like it's 2005 or 2010:

 

1) I call them to do a wire transfer to my Wells Fargo account which I have done several times before that. This time I am told that I must come in to a branch office to make a wire transfer because the bank I am transferring to is in CA and my CU is based in NC only. But I was in CA at the time so no way I am going in to a branch in NC anytime soon. So I told them this and they said "not our problem because you need to follow the rules" even after I spoke to the manager on duty. So I got mad, hung up, and called right back to increase my daily withdrawl limit to take my money out and put it in my Wells Fargo account. Luckily Wells Fargo has a thing now we can you transfer money into it or out of the bank into a account you have already previously saved. So I do that now.

 

2) I apply for personal loan through them and upon verification of my documents I am approved for the loan.... So now I am approved for the loan but I need to come into a branch to sign all the documents in person, and there is no way for me to do this electronically at all. So since I was in CA at the time I just cancelled the loan.

 

3) I wanted to open up savings accounts for my kids because they have neat savings account with high rates for kids, not to mention a coin machine in the branch to offload piggy banks full of coins,  and a life insurance policy for the child. So I try to do it electronically and I am informed that I either have to come into the branch or they will send the paperwork out to me to fill out and send it back..... So I just  waited and went in one when we moved back to NC, and I enrolled all 4 of my kids into the CU and they all have accounts now.

 

 

I stick with my CU because overall it is a good bank but very conservative security and money wise.

 

 

 

Edited March 12, 2018 by cyberfx1024

[Dashinka 24,497]

Just now, cyberfx1024 said:

As a side note OP on how strict and stupid a CU is sometimes I will give you a couple examples on how mine still likes to act like it's 2005 or 2010:

 

1) I call them to do a wire transfer to my Wells Fargo account which I have done several times before that. This time I am told that I must come in to a branch office to make a wire transfer because the bank I am transferring to is in CA and my CU is based in NC only. But I was in CA at the time so no way I am going in to a branch in NC anytime soon. So I told them this and they said "not our problem because you need to follow the rules" even after I spoke to the manager on duty. So I got mad, hung up, and called right back to increase my daily withdrawl limit to take my money out and put it in my Wells Fargo account.

 

2) I apply for personal loan through them and upon verification of my documents I am approved for the loan.... So now I am approved for the loan but I need to come into a branch to sign all the documents in person, and there is no way for me to do this electronically at all. So since I was in CA at the time I just cancelled the loan.

 

3) I wanted to open up savings accounts for my kids because they have neat savings account with high rates for kids, not to mention a coin machine in the branch to offload piggy banks full of coins,  and a life insurance policy for the child. So I try to do it electronically and I am informed that I either have to come into the branch or they will send the paperwork out to me to fill out and send it back..... So I just went in one moved back to NC and enrolled all 4 of my kids into the CU and they all have accounts now.

 

 

I can understand that a CU can have its own rules, but according to the OP, they rejected him since they did not recognize his work authorization or LPR status.  They cannot set the rules as to what documents are acceptable for that purpose.  USCIS has rules as to what suffices for proving LPR status and based on the memo I posted earlier, the "original" watermarked EL and expired GC work.  In this case it appears that they are not knowledgeable of the EL.

 

To the OP, let us know how things go.