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BradandKaneko

ITIN for bank account?

By BradandKaneko in Tax & Finances During US Immigration

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BradandKaneko Apprentice

BradandKaneko   0

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I see part of the process for a CR-1 visa is to show things like shared assets, etc. I want to add my wife to my checking account, but with just an initial chat (online, I currently live outside US) the rep said they can only do this with a SSN number for her. 
Of course, that won't come until later. 
I did some basic research and saw that it is possible to have a bank account with an ITIN number. Has anyone done this in the past? Or am I overthinking this and don't really need this portion. 

 

 

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jskibo Community Regular

jskibo   588

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We didn't have bank account, mortgage, rental agreement or any of that for our CR1.  I did provide paperwork showing that I added he as beneficiary on my 401K and Pension as well as added her to my health insurance.   No issue for us

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payxibka Grand Master

payxibka   10,045

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7 hours ago, BradandKaneko said:

I see part of the process for a CR-1 visa is to show things like shared assets, etc. I want to add my wife to my checking account, but with just an initial chat (online, I currently live outside US) the rep said they can only do this with a SSN number for her. 
Of course, that won't come until later. 
I did some basic research and saw that it is possible to have a bank account with an ITIN number. Has anyone done this in the past? Or am I overthinking this and don't really need this portion. 

 

 

To open accounts you need a taxpayer identification number (TIN)...  A TIN can be an SSN or ITIN.  An ITIN can be used instead of an SSN in every situation EXCEPT for working

YMMV

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