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Junior818 Enthusiast

Junior818   65

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Filed: H-2B Visa Country: Jamaica
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11 minutes ago, bakphx1@aol.com said:

Credit cards are different from the visa.    If you want to use your spouse's credit, you may first need an ITIN.  But you will get that when you file your joint tax return.   

Thank   you 

nightingalejules Proficient

nightingalejules   678

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Filed: Lift. Cond. (pnd) Country: Canada
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Posted

You can apply as soon as you have a SSN. But you might not get approved if you have no US credit history. (They don't care about your credit from your home country - it's like you only started to exist once you entered the US.) A lot of new immigrants have to start with a secured credit card with a low limit. 

 

Is your timeline updated?


Oath Ceremony Dec 14th, 2018 I am finally a citizen and done with USCIS for good!

 

 

IR-1/CR-1 Visa:                            

Marriage: 2013-08-05                                   I-130 Sent: 2013-10-07                                                 I-130 NOA1: 2013-10-09                               

I-130 transferred to VSC: 2014-03-12        I-130 NOA2: 2014-03-24                                              NVC Received: 2014-04-07 

Case Number and IIN: 2014-05-05             Sent ENROLL email for EP: 2014-05-06                    Gave email addresses to NVC: 2014-05-08             

DS261 submitted: 2014-05-09                    AOS invoiced and paid: 2014-05-12                           DS261 re-submitted - GRRRR! 2014-05-21               

ENROLL conf. email: 2014-06-05               Submitted AOS documents:2014-06-08                    IV fee email received: 2014-06-23 

IV fee available and paid: 2014-06-24       DS260  submitted: 2014-06-26                                   Case Complete: 2014-07-31                                       

Interview: 2014-09-19 APPROVED!!!          Visa in Hand: 2014-09-24 (Loomis depot)                POE (Pac Hwy Crossing, BC) 2014-11-08 

SSN Card arrived (approx) 2014-11-26     Green Card arrived (approx) 2014-12-17 

Removal of Conditions - I-751:

I-751 Mailed (USPS) Aug 10, 2016             NOA: August 17, 2016 (received Aug 23)                  Biometrics Letter Sent: Sept 23, 2016

Biometrics Letter Rec'd: Sept 30, 2016     Walk-In Biometrics Oct 6, 2016                                    Infopass for I-551 stamp Aug 17, 2017   

Service Request: Dec 27, 2017                   SR Response: Jan 10, 2018 (no prediction)              Senator Inquiry: Jan 5, 2018

Senator Resp: Jan 8, 2018 (60 days)         Service Request 2: Mar 8 2018                                   Senator Inquiry 2: Mar 9 2018

SR 2 Response: Mar 12 (security checks) Senator Response 2: Mar 13, 2018                            Approval (via phone!): Mar 14, 2018

New Green Card Arrived: Mar 22, 2018

Naturalization - N-400: 

Submitted N-400 Online: Feb 4, 2018       Denied for Payment Failure: Feb 8, 2018                     Resubmitted N-400 Online Feb 8, 2018

NOA: Feb 8, 2018                                          Biometrics: Feb 26, 2018                                                Interview: Nov 2,2018 (approved)

Oath: Dec 14, 2018

 

Junior818 Enthusiast

Junior818   65

Posted
Filed: H-2B Visa Country: Jamaica
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Posted
18 minutes ago, nightingalejules said:

You can apply as soon as you have a SSN. But you might not get approved if you have no US credit history. (They don't care about your credit from your home country - it's like you only started to exist once you entered the US.) A lot of new immigrants have to start with a secured credit card with a low limit. 

OK thanks  a lot 

Junior818 Enthusiast

Junior818   65

Posted
Filed: H-2B Visa Country: Jamaica
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Posted
2 minutes ago, bakphx1@aol.com said:

My husband is an authorized signor on my account, he didn't need an SSN for it.  It doesn't help him get credit though.  But if you need a card and your spouse has one, you can do that today.

Thanks  for  the  info 

little immigrant Proficient

little immigrant   801

Posted
Timeline
Posted

I got my husband on my account as an authorized user. he has his own card. They needed his passport number. When the SSN came we updated it on the account. 

18 hours ago, bakphx1@aol.com said:

My husband is an authorized signor on my account, he didn't need an SSN for it.  It doesn't help him get credit though.  But if you need a card and your spouse has one, you can do that today.

How do you know it doesn't work? I understood that it reports for him too and as soon as he has a SSN it creates a credit file. 

Junior818 Enthusiast

Junior818   65

Posted
Filed: H-2B Visa Country: Jamaica
 Timeline
  • Author
Posted
7 minutes ago, Andrina said:

I got my husband on my account as an authorized user. he has his own card. They needed his passport number. When the SSN came we updated it on the account. 

How do you know it doesn't work? I understood that it reports for him too and as soon as he has a SSN it creates a credit file. 

Thanks  much

bakphx1 Proficient

bakphx1   789

Posted
Filed: IR-1/CR-1 Visa Country: Honduras
 Timeline
Posted
7 minutes ago, Andrina said:

I got my husband on my account as an authorized user. he has his own card. They needed his passport number. When the SSN came we updated it on the account. 

How do you know it doesn't work? I understood that it reports for him too and as soon as he has a SSN it creates a credit file. 

Was this on your bank account?  If he was added to the account on either your bank or credit card, then it's different than having permission to use the card only.  Mine doesn't have has ss# yet so he can use the card but it's my account only (he got his visa but is two weeks away from coming over).  It sounds like you have a joint account, which does show on his credit history as well. 

little immigrant Proficient

little immigrant   801

Posted
Timeline
Posted
47 minutes ago, bakphx1@aol.com said:

Was this on your bank account?  If he was added to the account on either your bank or credit card, then it's different than having permission to use the card only.  Mine doesn't have has ss# yet so he can use the card but it's my account only (he got his visa but is two weeks away from coming over).  It sounds like you have a joint account, which does show on his credit history as well. 

Its an actual American Express credit card. I want to help him build credit. 

bakphx1 Proficient

bakphx1   789

Posted
Filed: IR-1/CR-1 Visa Country: Honduras
 Timeline
Posted
3 minutes ago, Andrina said:

Its an actual American Express credit card. I want to help him build credit. 

Yes that is the best situation.  I may have misunderstood the OP, as the visa may not be marriage based.  I was thinking of it for someone who didn't have a SS# yet and/or someone not yet here in the US. 

 
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