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Peruchito23

ESTABLISHING CREDIT SCORE

By Peruchito23 in Tax & Finances During US Immigration

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Peruchito23 Contributor

Peruchito23   6

Posted
Filed: Citizen (pnd) Country: Peru
 Timeline
Posted

My (Peruvian) husband and I moved to the states a little over a year ago. He has a CR-1 visa. 

 

Anyway, I am wanting to know if anyone has had experience with their immigrant spouse getting credit? We have tried for him to open a credit card, but he doesnt have enough revolving credit lines for them to give him one.. duh. How does he get credit if he hasnt had any before? 

 

Have people done a secure credit card through their banks? Put something in spouses name? What have you done! HELP! We want to buy a house next year.... but he has no credit. 

 

Thanks!

Cheyenne

02/23/2016: I-130 Submission DCF Lima, Peru

03/16/2016: NOA2 APPROVAL

06/28/2016: Interview at Embassy: APPROVED!!!

August 2016: Will enter the USA!



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TBoneTX Grand Master

TBoneTX   45,088

Posted
Filed: Citizen (apr) Country: Ecuador
 Timeline
Posted

Thread is moved from the Moving to the US forum to the Tax & Finances forum, where similar issues are discussed.

06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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lms Explorer

lms   50

Posted
Timeline
Posted

Get a Secured Credit Card ;). Bank of America offers them (minimum 300$ - max. 1500$ limit that needs to be secured). After 6-12 month he should have enough Credit to switch to a normal CC. (I am spending less than 30% of my limit and always pay it back within the month, bank told me to use 80% max and only pay back a bit each month and pay back all every third month - but that comes with so many fees (that is why they said that haha) and I choose my way). 

 

Hope that helps!

 

11/25/2017 - AOS Papers Sent

11/27/2017 - Package delivered by FedEx

12/07/2017 - NOA1's received in the mail

12/15/2017 - Biometrics Appointment letter received scheduled for 12/27/2017

12/22/2017 - Biometrics done I-485 & I-765 via Walk-In Brooklyn (done in under 15 Minutes)

02/14/2018 - Service Request to expedite my EAD put in via Hotline plus contacted my Congressman for help

03/13/2018 - EAD & AP approval Letters in the mail (106 days since filing)

03/15/2018 - EAD/AP Card in the mail <3 

 

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  • 2 weeks later...
Fortuna7 Apprentice

Fortuna7   8

Posted
Filed: Citizen (pnd) Country: Bosnia-Herzegovina
 Timeline
Posted

Please do some research before you apply. Check all prequalify options first. 

 

https://www.thebalance.com/how-to-get-a-credit-card-with-no-credit-history-960228

 

Further:

 

Just put in the search secure credit cards for people without no credit history .It's important that you find the best match and you aren't applying for 5 or more credit cards at the same time. The bank will see you as desperate.

 

Good Luck :)

 

 

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