Trump rolls back Obamacare birth control mandate

[bcking 3,157]

13 minutes ago, Nature Boy Flair said:

In a perfect world Bith control would be in the water, and you would need a licence and proof of income to sire a child 

I'm not 100% against all of those ideas....

[Dashinka 24,505]

3 hours ago, bcking said:

So just to be clear:

 

You are fine with a company run by Jehova's Witnesses to keep their employees from getting blood transfusions covered by insurance, because blood transfusions are against their religious beliefs.

 

Am I correct?

 

So a person who lives with Sickle Cell disease would have to start paying out of pocket for their blood transfusions because their boss happens to belong to a religion that refuses them?

Can’t a person working for a JW get their own insurance?

[Mr&Mrs G. 903]

6 hours ago, bcking said:

Access to birth control can prevent unwanted pregnancies. Pregnancies are costly to insurers. As stated before, you'd think they would realize that investing in birth control would likely save them money by reducing the number of pregnancies they have to cover.

I guess if you are a customer you will just go with the insurance company that provides the service that suits you best. 

 

Am I misunderstanding, can your employer dictate what goes on your insurance policy or is that down to the insurance company they choose?

[jayjayj 571]

On 10/6/2017 at 10:28 PM, bcking said:

So just to be clear:

 

You are fine with a company run by Jehova's Witnesses to keep their employees from getting blood transfusions covered by insurance, because blood transfusions are against their religious beliefs.

 

Am I correct?

 

So a person who lives with Sickle Cell disease would have to start paying out of pocket for their blood transfusions because their boss happens to belong to a religion that refuses them?

One is a sickness, of which a person cannot opt out.  The other, birth control, is a choice someone makes voluntarily.  That being said, I agree with this type of religious exemption for abortion procedures, but I just don't see birth control as a religious issue.  If these companies think more about it, they might realize there are other possible health benefits for women taking birth control and even more importantly, there might be fewer abortions performed.  

 

I'm all for anything that helps limit the number of abortions being performed.

Edited October 9, 2017 by jayjayj

[bcking 3,157]

5 hours ago, jayjayj said:

One is a sickness, of which a person cannot opt out.  The other, birth control, is a choice someone makes voluntarily.  That being said, I agree with this type of religious exemption for abortion procedures, but I just don't see birth control as a religious issue.  If these companies think more about it, they might realize there are other possible health benefits for women taking birth control and even more importantly, there might be fewer abortions performed.  

 

I'm all for anything that helps limit the number of abortions being performed.

I'm wondering if removing the Obamacare mandate means that women who take birth control for truly medical reasons (for sicknesses which they can't opt out) will still have it covered?

 

OCP's are the primary treatment for a variety of conditions. They aren't just used to prevent pregnancy.

[jayjayj 571]

2 hours ago, bcking said:

I'm wondering if removing the Obamacare mandate means that women who take birth control for truly medical reasons (for sicknesses which they can't opt out) will still have it covered?

 

OCP's are the primary treatment for a variety of conditions. They aren't just used to prevent pregnancy.

It might still be covered by big companies who can afford to have it included in their insurance plans, but smaller companies might not want to take on the additional cost.  

 

I have no idea how much birth control costs, is it expensive?  Are there other options that enable low income women to obtain it at reduced prices, like Planned Parenthood for instance?

Edited October 9, 2017 by jayjayj

[Boiler 45,519]

Planned Parent have had to close up many of their operations in Colorado due to OCare.

[bcking 3,157]

34 minutes ago, jayjayj said:

It might still be covered by big companies who can afford to have it included in their insurance plans, but smaller companies might not want to take on the additional cost.  

 

I have no idea how much birth control costs, is it expensive?  Are there other options that enable low income women to obtain it at reduced prices, like Planned Parenthood for instance?

It can cost around 30-50 dollars, potentially more depending on which one you are on. You may need to be on a more expensive one for other medical reasons (if you suffer from migraine with aura you can't be on the typical standard OCP).

 

Planned Parenthood can help provide it, though they aren't everywhere and as time goes by there may be less. I'm also not sure what they actually charge if they can't bill insurance. I don't think they do it 100% free, but I'm not sure.

 

If the insurance plans actually adjusted the cost of the plans appropriately, companies would save money by providing OCP. There have been numerous studies (I cited a few already) that showed that offering OCP's SAVES money because it reduces pregnancies, which are far more costly.

 

So to combat this insurance companies just need to start charging companies MORE money for plans that DON"T have OCP's, to reflect the actual economics.

[smilesammich 10,727]

On 10/6/2017 at 9:14 PM, Mr&Mrs G. said:

I guess if you are a customer you will just go with the insurance company that provides the service that suits you best. 

 

Am I misunderstanding, can your employer dictate what goes on your insurance policy or is that down to the insurance company they choose?

the employer chooses the insurance company/policies. for example, my employer decided to change insurance companies for a cheaper policy (for himself) last year. my rate doubled and coverage changed. i have no say in the matter, either i sign up or don't.

[Amica Nostra 4,803]

3 hours ago, jayjayj said:

It might still be covered by big companies who can afford to have it included in their insurance plans, but smaller companies might not want to take on the additional cost.  

 

I have no idea how much birth control costs, is it expensive?  Are there other options that enable low income women to obtain it at reduced prices, like Planned Parenthood for instance?

last time we checked, not as expensive as unwanted pregnancy or stds

[The Nature Boy 7,659]

53 minutes ago, smilesammich said:

the employer chooses the insurance company/policies. for example, my employer decided to change insurance companies for a cheaper policy (for himself) last year. my rate doubled and coverage changed. i have no say in the matter, either i sign up or don't.

same here. Any visit to a hospital if even outpatient is now 1000 bucks.  My work buddy who pays about 10k a year or more in family coverage, just had a son break his hand. Over 7K in out of pocket expenses. Yeah Obamacare.

 

As a side note , my wife took a part time job with the Kroger company.  Good health insurance for 20 bucks a month dental, eye and life included.  It saved me over 450 a month taking  her off my policy. 20 bucks a month for part time is strong.  darn that filthy Union 

10 minutes ago, Il Mango Dulce said:

last time we checked, not as expensive as unwanted pregnancy or stds

What kind of birth control pill prevents an std ?

[smilesammich 10,727]

6 minutes ago, Nature Boy Flair said:

same here. Any visit to a hospital if even outpatient is now 1000 bucks.  My work buddy who pays about 10k a year or more in family coverage, just had a son break his hand. Over 7K in out of pocket expenses. Yeah Obamacare.

 

why is he on obamacare and not insured through his employer?

[The Nature Boy 7,659]

Just now, smilesammich said:

why is he on obamacare and not insured through his employer?

He is not on Obamacare. 

[Amica Nostra 4,803]

11 minutes ago, Nature Boy Flair said:

same here. Any visit to a hospital if even outpatient is now 1000 bucks.  My work buddy who pays about 10k a year or more in family coverage, just had a son break his hand. Over 7K in out of pocket expenses. Yeah Obamacare.

 

As a side note , my wife took a part time job with the Kroger company.  Good health insurance for 20 bucks a month dental, eye and life included.  It saved me over 450 a month taking  her off my policy. 20 bucks a month for part time is strong.  darn that filthy Union 

What kind of birth control pill prevents an std ?

not a pill, we will have an after session for those who missed the talk in six grade

[The Nature Boy 7,659]

6 minutes ago, Il Mango Dulce said:

not a pill, we will have an after session for those who missed the talk in six grade

So what kinds of Birth Control prevent STD's I had to drop out in the 6th grade to work a cotton field