Equifax cyber attack.

[Voice of Reason 10,298]

Might want to see if you are one of the potentially 143 million victims.

 

Quote

Equifax, one of the three major consumer credit reporting agencies, said on Thursday that hackers had gained access to company data that potentially compromised sensitive information for 143 million American consumers, including Social Security numbers and driver’s license numbers.

 

https://www.nytimes.com/2017/09/07/business/equifax-cyberattack.html

 

(See Mango, this is how it should look!  )

[Amica Nostra 4,803]

Ouch, and ho hum on the patronizing.

 

+100 for using the NY times

Edited September 8, 2017 by Il Mango Dulce

[Voice of Reason 10,298]

14 minutes ago, Il Mango Dulce said:

Ouch, and ho hum on the patronizing.

 

+100 for using the NY times

Not patronizing, just trying to make a cyber funny.  If you had been here 2-3 years ago, you could have laughed at me (and others) who got timeouts from the mods for posting too much of an article, nor not posting the link, etc.  It's funny now.  But I wasn't laughing as much back then.

 

But keep the pluses, I am sure others will need them more than me!

[Voice of Reason 10,298]

Also, just found a link where you can check to see if may have been a victim in this case:

https://www.equifaxsecurity2017.com/potential-impact/ 

[Amica Nostra 4,803]

3 minutes ago, IDWAF said:

Also, just found a link where you can check to see if may have been a victim in this case:

https://www.equifaxsecurity2017.com/potential-impact/ 

I filled out the form and it does not do anything useful. I just called the 800 number and talked to a nice lady very quickly. They are taking your first name, last name and contact number and will call you in 24 to 72 hours with potential impacts.

 

 

[Amica Nostra 4,803]

Oh and in the video, the CEO assures us that though the road ahead will be rocky, we will get through this together. 

 

We? We who? I didn't leave the back door open.

 

It appears that they got to personal info...but all of our credit ratings are safe. I am so glad creditors are ok!

Edited September 8, 2017 by Il Mango Dulce

[Voice of Reason 10,298]

3 minutes ago, Il Mango Dulce said:

I filled out the form and it does not do anything useful. I just called the 800 number and talked to a nice lady very quickly. They are taking your first name, last name and contact number and will call you in 24 to 72 hours with potential impacts.

 

 

Weird.  I had some friends do it online, and they were given an enrollment date.  Maybe you are lucky and not affected?  That would be awesome.

 

[Amica Nostra 4,803]

Just now, IDWAF said:

Weird.  I had some friends do it online, and they were given an enrollment date.  Maybe you are lucky and not affected?  That would be awesome.

 

Based on the nice ladies advice , I would call.  

[Amica Nostra 4,803]

This is two major credit agency breaches in two years. I have no sympathy for them because I see how lazy their it pratices have been.

[milimelo 4,568]

I got my date of 9/11 for enrollment. A friend got potentially not affected info but will still demand  enrollment. 

Edited September 8, 2017 by milimelo
Typo

[Dashinka 24,831]

9 hours ago, IDWAF said:

Not patronizing, just trying to make a cyber funny.  If you had been here 2-3 years ago, you could have laughed at me (and others) who got timeouts from the mods for posting too much of an article, nor not posting the link, etc.  It's funny now.  But I wasn't laughing as much back then.

 

But keep the pluses, I am sure others will need them more than me!

Thus endeth the lessoneth.

 

As to the OP, I imagine LifeLock is getting a lot of new business.

[Teddy B 17,252]

9 hours ago, Il Mango Dulce said:

I filled out the form and it does not do anything useful. I just called the 800 number and talked to a nice lady very quickly. They are taking your first name, last name and contact number and will call you in 24 to 72 hours with potential impacts.

 

 

Yeah that link asks for the last six digits of your social. You just had a major security breach and want me to throw my ss# out there again? I don't think so. Plus it seems like a way to get you enrolled in their "TrustedID Premier" security program. Sure it's free now, but when it lapses I bet they don't un-enroll you and start charging until you tell them to stop.

[Amica Nostra 4,803]

1 hour ago, Teddy B said:

Yeah that link asks for the last six digits of your social. You just had a major security breach and want me to throw my ss# out there again? I don't think so. Plus it seems like a way to get you enrolled in their "TrustedID Premier" security program. Sure it's free now, but when it lapses I bet they don't un-enroll you and start charging until you tell them to stop.

I know , right

[Amica Nostra 4,803]

4 hours ago, Teddy B said:

Yeah that link asks for the last six digits of your social. You just had a major security breach and want me to throw my ss# out there again? I don't think so. Plus it seems like a way to get you enrolled in their "TrustedID Premier" security program. Sure it's free now, but when it lapses I bet they don't un-enroll you and start charging until you tell them to stop.

howbowdis..we signed our rights away by using their tool 

 

 

AGREEMENT TO RESOLVE ALL DISPUTES BY BINDING INDIVIDUAL ARBITRATION. PLEASE READ THIS ENTIRE SECTION CAREFULLY BECAUSE IT AFFECTS YOUR LEGAL RIGHTS BY REQUIRING ARBITRATION OF DISPUTES (EXCEPT AS SET FORTH BELOW) AND A WAIVER OF THE ABILITY TO BRING OR PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR OTHER REPRESENTATIVE ACTION. ARBITRATION PROVIDES A QUICK AND COST EFFECTIVE MECHANISM FOR RESOLVING DISPUTES, BUT YOU SHOULD BE AWARE THAT IT ALSO LIMITS YOUR RIGHTS TO DISCOVERY AND APPEAL.

Binding Arbitration. Any Claim (as defined below) raised by either You or Equifax against the other shall be subject to mandatory, binding arbitration. As used in this arbitration provision, the term "Claim" or "Claims" means any claim, dispute, or controversy between You and Us relating in any way to Your relationship with Equifax, including but not limited to any Claim arising from or relating to this Agreement, the Products or this Site, or any information You receive from Us, whether based on contract, statute, common law, regulation, ordinance, tort, or any other legal or equitable theory, regardless of what remedy is sought. This arbitration obligation extends to claims You may assert against Equifax’s parents, subsidiaries, affiliates, successors, assigns, employees, and agents. The term "Claim" shall have the broadest possible construction, except that it does not include any claim, dispute or controversy in which You contend that EIS violated the FCRA. Any claim, dispute, or controversy in which You contend that EIS violated the FCRA is not subject to this provision and shall not be resolved by arbitration.

No Class or Representative Arbitrations. The arbitration will be conducted as an individual arbitration. Neither You nor We consent or agree to any arbitration on a class or representative basis, and the arbitrator shall have no authority to proceed with arbitration on a class or representative basis. No arbitration will be consolidated with any other arbitration proceeding without the consent of all parties. This arbitration provision applies to and includes any Claims made and remedies sought as part of any class action, private attorney general action, or other representative action. By consenting to submit Your Claims to arbitration, You will be forfeiting Your right to bring or participate in any class action (whether as a named plaintiff or a class member) or to share in any class action awards, including class claims where a class has not yet been certified, even if the facts and circumstances upon which the Claims are based already occurred or existed.

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Initiation of Arbitration. Arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules in effect at the time the arbitration is filed unless any portion of those rules is inconsistent with any specific terms of this arbitration provision or this Agreement, in which case the terms of this arbitration provision and this Agreement will govern. The AAA’s rules may be obtained at www.adr.org, or by calling the AAA at 1-88-778-7879. To commence an arbitration, you must file a copy of your written arbitration demand with the AAA (either online at www.adr.org or by mail addressed to AAA, Case Filing Services, 1101 Laurel Oak Road, Suite 100, Voorhees, NJ 08043). The arbitration shall be before a single arbitrator. The arbitrator will have the power to award a party any relief or remedy that the party could have received in court in accordance with the law or laws that apply to the dispute, subject to any limitations of liability or damages that exist under this Agreement. This agreement to arbitrate involves interstate commerce and is made pursuant to the Federal Arbitration Act, 9 U.S.C. sections 1-16 (the "FAA"). Any claim or dispute as to the enforceability of this arbitration provision's restrictions on your right to participate in or pursue a class action or class wide arbitration shall be decided by a court and not an arbitrator.

Payment of Arbitration Fees and Costs. In the event You file a Claim in arbitration in accordance with these provisions, We will advance all arbitration filing fees if You ask that We do so, in writing, prior to the commencement of the arbitration. The payment of any such fees will be made directly by Us to the AAA. Such requests should be mailed to Equifax Consumer Services LLC, Attn: Request for Payment of Arbitration Filing Fees, P.O. Box 105496, Atlanta, GA 30348. We will also pay all arbitrator fees. If Equifax prevails in the arbitration, then the arbitrator shall have the authority to require that You reimburse Equifax for the filing fees advanced, but only to the extent such fees would be recoverable by Us in a judicial action. You are responsible for all other fees and costs You incur in the arbitration, including attorney's fees and expert witness fees, except that the arbitrator shall have the authority to award attorney's fees and costs to the prevailing party; (i) based on applicable law; (ii) under the rules of the arbitration administrator; or (iii) if the arbitrator rules in Your favor and the arbitrator expressly determines that there is a good reason for requiring Us to pay those fees and costs.

Continuation. This arbitration provision shall survive: (i) termination or changes in this Agreement or the relationship between You and Us, including but not limited to the purchase of a new or additional Product by You; and (ii) termination or changes in Our providing any Product(s) to You.

Small claims court. Notwithstanding anything in this Section, either You or Equifax may bring an individual action in small claims court as long as (i) the claim is not aggregated with the claim of any other person, and (ii) the small claims court is located in the same county and state as Your address that You most recently provided to Equifax according to Equifax’s records in connection with this Agreement

[Teddy B 17,252]

56 minutes ago, Il Mango Dulce said:

howbowdis..we signed our rights away by using their tool

Yep, but they're only trying to help. I didn't fill out that form.