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Mortgage application using extension letter

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Filed: Lift. Cond. (apr) Country: India
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16 hours ago, ColGil said:

This was a condition of my mortgage (US Bank) so here's what I submitted to the underwriters:

 

photocopy of my expired GC,

photocopy of the extension letter,

a cover explaining that although the GC is expired my residency is permanent and I filed to remove the conditions of my residency on mm-dd-yy and what the USCIS current processing times state

a screenshot of the USCIS processing times, with the current time highlighted

a copy of the USCIS webpage which shows the process for having conditions removed

 

They accepted this as proof of residency.  I've attached a screenshot of the letter I sent with personal information removed.  59d6a26a70b2f_GCconditionsletter.PNG.19cf0ba1fb161dc1ab6d3adab9594cfd.PNG

Thanks for the tip.. If they don't accept then I might have to try this 

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  • 3 weeks later...
On 10/3/2017 at 3:53 PM, dnp2014 said:

I am also on the same boat with Wells Fargo.  Any one have experience with Wells Fargo Underwriters ? 

 

I already explained to the loan officer. He said have to wait until the end to see what they will say about the extension letter.. 

 

On 10/5/2017 at 2:24 PM, dnp2014 said:

I heard it won't be an issue if you are dealing with one of the major bank (citi,wells, chase, or BAC)..local bank or small lenders will make this as a big issue. I think they will accept your letter since it won't expire until next year. 

 

if I consider 1 year from date of letter, my letter will expire 10/11/17 . The letter just states residency is extended for 1 year. I just hope the underwriter will believe that extension is for an year from GC expiration. If they make issue then I am forced to get the stamp. 

 

 

On 10/5/2017 at 5:23 PM, ColGil said:

 

 

Hello, inform your lender. I print screen an info from USCIS website about the stamp. And my lender accepted it.

 

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