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Niagara1

*** Any recommendations Unsecured Credit Card for New Immigrant in United States ***

By Niagara1 in Moving to the US and Your New Life In America

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Suss&Camm Experienced

Suss&Camm   2,213

Posted
Filed: Lift. Cond. (apr) Country: Sweden
 Timeline
Posted
13 minutes ago, Coco8 said:

 

Yes, the Bank of America card I mentioned is like that. They give you a visa. They never have annual fees. Plus, I believe that the first year is 0% interest rate.

They've changed to MasterCard :) - but also it's secured to begin with. 

K1 Visa & AOS

Spoiler

2016-03-19         i-129F Sent
2016-03-24         i-129F NOA1
2016-06-14         i-129F NOA2
2016-07-08         NVC Rec'd
2016-07-12         Case #
2016-07-13         NVC Left
2016-07-14         Consulate Rec'd
2016-07-19         Medical
2016-08-11         Interview Date (approved)
2016-09-06         Issued
2016-09-09         Visa In Hand
2016-10-19         POE Dallas Fort-Worth
2016-10-30         Our Halloween Wedding

2016-11-16         AOS package sent (i-485, i-131, i-765, i-864, g-325a, DS-3025)
2016-11-17         AOS package delivered to Chicago lockbox
2016-11-23         NOA1's by e-mail and text (@ 10:30 pm CT)
2016-11-26         NOA1 hard copies
2016-12-03         Biometrics appointment in mail
2016-12-07         Biometrics (Early walk-in Desoto, appointment was for Dec 13th)

2017-02-17         Notice of card in production by email and text (@8:00 am CT, i-765) - Day 92

2017-02-22         Notice of approval by email and text (@1:00 pm CT, i-765 and i-131) - Day 97

2017-02-22         Notice of card being mailed by email and text (@7:00 pm CT, i-765) - Day 97

2017-02-25         EAD/AP combo card arrived in mail - Day 100

2017-03-03         Notice of green card in production by email and text (@4:00 pm CT, i-485) - Day 106

2017-03-03         Notice of approval by email and text (@6:00 pm CT, i-485) - Day 106

2017-03-11          Green card arrived in mail  - Day 113

2018-12-03          First day to file for ROC (i-751)

 

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Hypnos Grand Master

Hypnos   6,578

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
Posted

After being rejected by Capital One I was approved for a secured card by Merrick Bank. 

 

Kept it for about a year until my score was high enough to open unsecured cards elsewhere. Ironically, the first unsecured card I got was with Capital One (Quicksilver). 

Widow/er AoS Guide | Have AoS questions? Read (some) answers here

 

AoS

Day 0 (4/23/12) Petitions mailed (I-360, I-485, I-765)
2 (4/25/12) Petitions delivered to Chicago Lockbox
11 (5/3/12) Received 3 paper NOAs
13 (5/5/12) Received biometrics appointment for 5/23
15 (5/7/12) Did an unpleasant walk-in biometrics in Fort Worth, TX
45 (6/7/12) Received email & text notification of an interview on 7/10
67 (6/29/12) EAD production ordered
77 (7/9/12) Received EAD
78 (7/10/12) Interview
100 (8/1/12) I-485 transferred to Vermont Service Centre
143 (9/13/12) Contacted DHS Ombudsman
268 (1/16/13) I-360, I-485 consolidated and transferred to Dallas
299 (2/16/13) Received second interview letter for 3/8
319 (3/8/13) Approved at interview
345 (4/3/13) I-360, I-485 formally approved; green card production ordered
353 (4/11/13) Received green card

 

Naturalisation

Day 0 (1/3/18) N-400 filed online

Day 6 (1/9/18) Walk-in biometrics in Fort Worth, TX

Day 341 (12/10/18) Interview was scheduled for 1/14/19

Day 376 (1/14/19) Interview

Day 385 (1/23/19) Denied

Day 400 (2/7/19) Denial revoked; N-400 approved; oath ceremony set for 2/14/19

Day 407 (2/14/19) Oath ceremony in Dallas, TX

cantofla Enthusiast

cantofla   45

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted
2 hours ago, Hypnos said:

After being rejected by Capital One I was approved for a secured card by Merrick Bank. 

 

Kept it for about a year until my score was high enough to open unsecured cards elsewhere. Ironically, the first unsecured card I got was with Capital One (Quicksilver). 

+1. I love my quick silver Capital One card!! I started out at a $300 limit with them (unsecured) and it has gone up steadily every few months. I've been very happy with their customer service and the cash back program.

- Removal of Conditions Timeline -

07/31/17 - Mailed I-751 package to California Service Center

08/01/17 - Package delivered to CSC

08/05/17 - NOA1 received by US mail

08/10/18 - Rec'd new NOA1 with 18 month extension instead of 12 months

10/15/18 - Case transferred to Nebraska

12/26/18 - ROC Approved

NovaSprings Enthusiast

NovaSprings   89

Posted
Filed: Citizen (pnd) Country: Canada
 Timeline
Posted

USAA was very helpful to us. I was able to get an unsecured Cc with a 5 k limit within 2 months of being here.  I think where they deal with the military they are more farmilar with immigration then most banks so they were every easy to talk to.  So if you are not a member, and your spouse or spouses parents are active or discharged military maybe look into it.

Hypnos Grand Master

Hypnos   6,578

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
Posted

USAA is all-around a great organisation to do business with if you qualify (if you're in the military or a close family member of someone that is). 

Widow/er AoS Guide | Have AoS questions? Read (some) answers here

 

AoS

Day 0 (4/23/12) Petitions mailed (I-360, I-485, I-765)
2 (4/25/12) Petitions delivered to Chicago Lockbox
11 (5/3/12) Received 3 paper NOAs
13 (5/5/12) Received biometrics appointment for 5/23
15 (5/7/12) Did an unpleasant walk-in biometrics in Fort Worth, TX
45 (6/7/12) Received email & text notification of an interview on 7/10
67 (6/29/12) EAD production ordered
77 (7/9/12) Received EAD
78 (7/10/12) Interview
100 (8/1/12) I-485 transferred to Vermont Service Centre
143 (9/13/12) Contacted DHS Ombudsman
268 (1/16/13) I-360, I-485 consolidated and transferred to Dallas
299 (2/16/13) Received second interview letter for 3/8
319 (3/8/13) Approved at interview
345 (4/3/13) I-360, I-485 formally approved; green card production ordered
353 (4/11/13) Received green card

 

Naturalisation

Day 0 (1/3/18) N-400 filed online

Day 6 (1/9/18) Walk-in biometrics in Fort Worth, TX

Day 341 (12/10/18) Interview was scheduled for 1/14/19

Day 376 (1/14/19) Interview

Day 385 (1/23/19) Denied

Day 400 (2/7/19) Denial revoked; N-400 approved; oath ceremony set for 2/14/19

Day 407 (2/14/19) Oath ceremony in Dallas, TX

cantofla Enthusiast

cantofla   45

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

We thought about opening up an account with USAA... Not sure how that'd work though.

 

My father in law was in the US Air Force, but neither him, nor my wife or myself have any accounts through them. We actually tried to get a car insurance quote through them a few years ago, and it let us, even not being USAA members.

- Removal of Conditions Timeline -

07/31/17 - Mailed I-751 package to California Service Center

08/01/17 - Package delivered to CSC

08/05/17 - NOA1 received by US mail

08/10/18 - Rec'd new NOA1 with 18 month extension instead of 12 months

10/15/18 - Case transferred to Nebraska

12/26/18 - ROC Approved

NikLR Grand Master

NikLR   13,232

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

Navy federal is better for loans but usaa is great for general banking. 

 

Call their accounts section to see how you would go about joining. 

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

NovaSprings Enthusiast

NovaSprings   89

Posted
Filed: Citizen (pnd) Country: Canada
 Timeline
Posted
3 hours ago, Hypnos said:

USAA is all-around a great organisation to do business with if you qualify (if you're in the military or a close family member of someone that is). 

Whole heartily agree!  We also have our car and house insurance with them and by far they are much cheaper (even in a hurricane zone).  I would agree with NikLR, give them a call and try, we have not been disappointed with their customer service yet!

 
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