Struggling to get these docs for ROC...

[Lemon23 400]

As far as I know by law, if your spouse have 401K account thru employer then you're the automatic beneficiary @KYUK is right, your spouse can request a letter from employer stating that you're the beneficiary from your spouse 401k.

[ddtenor2 80]

Fidelity offers free financial planning to anyone who has an IRA or 401(k) with them.  I've had 3 good ones over the years.  If all else fails, make an appointment with a financial planner at the closest local office.  You can get good advice from them, and at the same time, explain what you need for ROC, and ask the planner how you can get a copy.  I have my account set up so that I get all documents via snail mail.  I NEVER access my account online, and when I've been in the office and asked any of my planners to print something for me, they done so happily.

 

Good luck!

[PK_Bazm 13]

19 hours ago, Beachlover said:

Aren't they supposed to send you statements for tax purposes? I'm not sure and my husband is studying right now, so can't ask but I think we had fidelity too.

Yes at tax time they MUST provide a 1099 tax form. This is US law.

[-Trinity- 513]

Just now, aghaaz0719 said:

Yes at tax time they MUST provide a 1099 tax form. This is US law.

And does it mention the beneficiary? 

 

[PK_Bazm 13]

Just now, Beachlover said:

And does it mention the beneficiary? 

 

Absolutely. it mentions the name and SSN of the person who the account belongs to.  As for Fidelity, they are a huge company and I am frankly shocked at what they have told you. They should be able to send you a quarterly statement via regular mail at the very least. I have had them in the past and had no issues getting the 1099 as well as statements.

[Going through 5,671]

Next time you call them ask to speak to a supervisor and then make your request...I'm flabbergasted that the person answering the phone is unwilling to send you anything.  Sounds like laziness to me.

[PK_Bazm 13]

Here is the information for Fidelity Headquarters. If all else fails, call them. Good Luck

 

Fidelity Investments Corporate Office Address

Fidelity Investments
82 Devonshire Street
Boston, MA 02109

Contact Fidelity Investments

Phone Number: (617) 563-7000
Fax Number: (617) 692-1096
Website: http://www.fidelity.com
Email: Email Fidelity Investments

Executives

CEO: Edward Crosby Johnson III
CFO: Abigail Pierrepont Johnson
COO: Charles S. Morrison

[-Trinity- 513]

7 minutes ago, aghaaz0719 said:

Absolutely. it mentions the name and SSN of the person who the account belongs to.  As for Fidelity, they are a huge company and I am frankly shocked at what they have told you. They should be able to send you a quarterly statement via regular mail at the very least. I have had them in the past and had no issues getting the 1099 as well as statements.

Lol, thanks for clarifying. It's not me who started the topic. But I think this information might be valuable for the OP and other people who are dealing with same issue.

[-Trinity- 513]

2 minutes ago, Going through said:

I'm flabbergasted that the person answering the phone is unwilling to send you anything.  Sounds like laziness to me.

Unfortunately this happens a lot. First I thought it was because of communication issues, but my husband who is a USC told me that it's very common. I'm not gonna bore anyone with all the details, but I've learned that I need to be persistent. Take a deep breath and approach it from a different angle.

[David & Diana R 1,005]

20 hours ago, JNC09 said:

We have joint credit cards for 3 years and I'm not on the statements, even though I have my own card and we both use them. I am on the debit card statements though..

 

****401k with fidelity - they just say the only thing we can print is the screenshot online?! My name isn't even on statements either...

 

life insurance - they also don't have anything over then a screenshot online.

 

Please help! It is ridiculous we can't seem to get hold of some important things 

As far as the "joint" credit cards go...You may be an additional authorized user which is different from you be jointly responsible for the charges.  Unless you filled out an application listing you as well as your spouse  being responsible for the account your name will not appear on the credit card statements.  I can add anyone to my Macy's account and get them a card but unless they fill out an app they are not jointly responsible for the payment of the account.  I hope this helps.

[DrEllaNJ 288]

2 hours ago, Beachlover said:

Unfortunately this happens a lot. First I thought it was because of communication issues, but my husband who is a USC told me that it's very common. I'm not gonna bore anyone with all the details, but I've learned that I need to be persistent. Take a deep breath and approach it from a different angle.

Are you Dutch by any chance?  My grandfather who was from Zeeland would say 'Anhouwen as een bloed'ond' (meaning 'persist like a bloodhound')

[-Trinity- 513]

6 minutes ago, DrEllaNJ said:

Are you Dutch by any chance?  My grandfather who was from Zeeland would say 'Anhouwen as een bloed'ond' (meaning 'persist like a bloodhound')

Lol, I am. And I know that saying. Also this one I like: 'niet van de wijs laten 'brengen ( don't let anyone/anything discourage you)

[cd37 229]

23 hours ago, Beachlover said:

Do you have any paperwork when you applied for 401K and the life insurance?

And mail stating that they accepted the application?

Why you need a actual mail. A screenshot from your account which shows you as 401k beneficiary is good enough. 

[cd37 229]

On 7/31/2017 at 9:55 PM, JNC09 said:

We have joint credit cards for 3 years and I'm not on the statements, even though I have my own card and we both use them. I am on the debit card statements though..

 

****401k with fidelity - they just say the only thing we can print is the screenshot online?! My name isn't even on statements either...

 

life insurance - they also don't have anything over then a screenshot online.

 

Please help! It is ridiculous we can't seem to get hold of some important things 

You can not have your name on 401k account statement because you are beneficiary not account owner. Statement will only have account owners name. A screenshot from your online account showing you a beneficiary is good enough.

 

Edited August 2, 2017 by cd37

[JNC09 5]

wow, thanks for all the comments! Well we called fidelity for the 4th time, we had one person say they submitted a request to write a letter to state i am the beneficiary and it may or may  not come..in the meantime i have a screenshot from the online portal and one statement showing the funds which is under my husbands name. I will update everyone on this when the letter arrives/doesn't arrive.

 

As for the credit card statements, they do not show any numbers on either purchases, so still trying to figure this one - probably just going to show the two cards under both names,  and a few statements even if they aren't under my name. not much more i can do!

 

We have a pretty good amount of additional evidence, a home title, car insurances, home insurance, health insurance, bills, wills, and debit and savings accounts so i think we will be ok?!