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Beth&JP

What banks allow authorized users on Credit Cards without a SSN?

By Beth&JP in Tourist Visas

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Beth&JP Rookie

Beth&JP   2

Posted
Filed: Country: Chile
 Timeline
Posted

So my husband's going to be visiting on a tourist visa, and I just found out that my bank requires a SSN for authorized users. :/ Bummer. They don't even allow me to put an authorized user on my debit card.

 

As the title sayd: Does anyone have tips on where to get a Credit Card that allows authorized users without SSN?

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KULtoATL Experienced

KULtoATL   1,551

Posted
Filed: Lift. Cond. (apr) Country: Malaysia
 Timeline
Posted (edited)

Check out Bank of America. They are one of the more immigrant friendly banks.

Edited by KULtoATL

For my I-129F, K-1, AOS, EAD, AP and ROC detailed timelines, please refer to my timeline page :)

ROC filed on December 1, 2020, assigned to SRC, approved within 106 days on February 18, 2021.

My sincerest gratitude to all VJers, especially the late geowrian.

 

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Tracy-->NY Collaborator

Tracy-->NY   40

Posted
Filed: FB-1 Visa Country: Barbados
 Timeline
Posted

I added my husband to my Citibank credit card. 

 

My Journey

Priority Date: July 24, 2007 (EAC)

AOS fee paid: February 2013

Request embassy change: May 2013

Son born: September 2013 (added to petition March 2014)

Interview: March 17, 2015 (Joint sponsor needed)

Joint sponsor documents submitted: April 27, 2015

Visas approved and issued: April 30, 2015. Had to return to embassy to do oath for son :)

Visa in hand: May 5, 2015 (two working days after issued)

IV fees paid: August 10, 2015

POE: JFK - September 10, 2015 (one day before visa expiry date - No hassle)

Returned to Barbados: September 28, 2015

Green cards: October 5, 2015 :dancing:

Entered US permanently: March 22, 2016

Applied for SSNs: March 28, 2016 (didn't tick box on DS-260)

SSN received: April 4, 2016;

Learner's permit: April 7, 2016 (in NY you also have to do 5-hour class);

Driver's License: July 13, 2016 (on first try) :dancing:

Husband's Journey (F2A)

Married: September 2015

I-130 sent: October 8, 2015 (via USPS)

Priority date: October 9, 2015 (WAC)

Petition approved: March 8, 2016 (5 months to the date of receipt) :)

NVC Welcome Letter: May 13, 2016
AOS documents sent: August 8, 2016
Case complete: September 14, 2016 (the waiting continues:clock:).

Interview:  October 5, 2017 (Approved - Issued following day :))

Visa in hand:  October 12, 2017

POE:  October 13, 2017

Green card:

SSN:

 

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cantofla Enthusiast

cantofla   44

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

+2 for Bank of America. I've had an account and credit card (as a primary cardholder) without a SSN since 2008. I was with an ITIN until I got my SSN two years ago. They even made sure all my credit was transferred.

- Removal of Conditions Timeline -

07/31/17 - Mailed I-751 package to California Service Center

08/01/17 - Package delivered to CSC

08/05/17 - NOA1 received by US mail

08/10/18 - Rec'd new NOA1 with 18 month extension instead of 12 months

10/15/18 - Case transferred to Nebraska

12/26/18 - ROC Approved

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mindthegap Experienced

mindthegap   2,590

Posted
Filed: Lift. Cond. (pnd) Country: United Kingdom
 Timeline
Posted

American Express will issue a US card as a primary cardholder (let alone as an additional) with no SSN.

CR1 / DCF (London): 2012 / 2013 (4 months from I-130 petition to visa in hand)

I-751 #1- April 2015 [Denied]

 

April 2015 : I-751 Joint filing package sent fedex next day 09:00am from UK ($lots - thanks). 
Jan 2017: Notification that an interview has been scheduled at a local office. Bizarrely still no RFE... 
Jan 2017: 2hr wait, then interview terminated before it began, due to moving my ID to another state 2 wks prior. New interview 'in a few months...maybe.'   Informed them that divorce proceedings are underway, but not finalised at this time. 
March 2017: An Interview was scheduled - marked as no-show as they didn't actually send out a notification of interview. FML 
April  2017: Filed an official complaint with the ombudsman, and have requested Senator & Congressman assistance
August 2017: Interview - switched to a (finalised) divorce waiver. Told that decision will be made that afternoon, but no problems foreseen with my case. 
October 2017: Letter of Denial received - reason given as 'I-751 petition was not properly filed'. Discovered ex-spouse made false allegations to USCIS in 2015. No opportunity given to review & refute allegations  - contrary to USCIS policy.

I-751 #2 - Oct 2017 - Mar 2021[Denied] 

 

October 2017: Within 72hrs of receiving denial notice, a new waiver I-751, divorce decree & $680 cheque, sent to Vermont via FedEx overnight 9am priority.  
Dec 2019: Filed FOIA request for full A# file
Feb 2020: FOIA request completed - entire A# file received as a .PDF; 197 pages fully redacted, and 80 partially redacted. Don't waste your time!
March 2021: I-751 #2 denied for lack of evidence. No RFE, no interview, and evidence in previous I-751 not reviewed - contrary to policy. Huge errors in adjudication.

N-400 - Feb 2018 - Apr 2021 [Denied]

 

February 2018: N-400 filed online.  $725 paid to the USCIS paperwork wastage fund

February  2019: Interview - cancelled after a four hour wait due to 'missing paperwork' on their end. Promised Expedited reschedule.

March 2021: Interview letter received, strangely dated after I-751 denial. No I-751 interview conducted. N-400 interview and test passed, given 'cannot make a decision at this time' paper due to the ongoing I-751 nightmare...

April 2021: N-400 denial received citing recent I-751 denial as basis for ineligibility, even though it should have been a combo interview 🤯

I AM JACK'S COMPLETE LACK OF SURPRISE

Service Motion - March 2021 [Sent via FedEx & COMPLETELY IGNORED by USCIS]

 

March 2021: Service Motion request sent overnight addressed direectly to field office director, requesting urgent review and re-opening, based on errors in adjudication - citing USCIS policy, AFM and memorandums as basis for errors. This was completely ignored by USCIS.

 I-751 #3 - June 2021 - Jan 2024 [Denied]

 

IT'S GROUNDHOG DAY

June 2021: I-751 #3 (30+lbs/5000 pages of paperwork) & another $680 sent to USCIS via FedEx ($300+..thanks) .... 

June 2021: Receipt issued, card charged, biometrics waived, infopass scheduled for I-551 stamp number ten.....

Feb 2022: RFIE (no, not an RFE, a Request For Initial Evidence) received, for copies of the divorce paperwork that they already have 😑

July 2022: Infopass for I-551 stamp number eleven.....

August 2023: Infopass for I-551 stamp number twelve....

January 2024: Denial received, ignoring the overwhelming majority of the filing, abundance of evidence, and refutation of a provably false allegation. The denial also contradicts itself in multiple places, as if it was written by someone with an IQ <50.

HAPPY NEW YEAR

 

2024: FML. Seriously. I'm done. 

 

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Teddy B Grand Master

Teddy B   17,252

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

I can also vouch for Bank Of America. I set my wife up as an authorized user with no ssn. No matter which company you use, it is a good idea to get your spouse added as an authorized user on your cards if you have good credit. The good credit rating will carry over to your spouse and within a year or so he/she will have a decent credit rating. Within a year of adding my wife to a few of my accounts as an authorized user she had a credit score in the high 700's and was able to then get her own lines of credit and also added as a joint cardholder on my accounts.

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Markip1 Explorer

Markip1   71

Posted
Filed: K-1 Visa Country: United Kingdom
 Timeline
Posted
19 hours ago, cd37 said:

Chase doesnt even ask for SSN of your spouse. I added my spouse on my chase credit card. they never asked for her SSN.

This was true for us as well. It took about thirty seconds online, no SSN needed.

I-129F Sent........... ...................................25th January 2016

I-129F NOA1.............................................3rd February 2016

I-129F RFE................................................30th March 2016 *Missing Beneficiary's intent to marry letter

RFE Reply................................................13th April 2016

I-129F NOA2.............................................28th April 2016

NVC Received..........................................13th May 2016

Date Case #, IIN and BIN assigned..........17th May 2016

Sent to consulate....................................18th May 2016

DS-160 filled out......................................19th May 2016

Consulate received.................................26th May 2016

Packet 3 received....................................28th May 2016

Medical.....................................................11th July 2016

Interview...................................................27th July 2016 - Approved!

Entered USA............................................27th December 2016

Married.....................................................29th December 2016

AOS Filed.................................................6th January 2017

NOA..........................................................10th January 2017

Biometrics................................................7th March 2017

EAD/AP Approved....................................11th April 2017

EAD/AP Received....................................22nd April 2017

AOS Approved.........................................23rd June 2017 *Interview Waived

Greencard received..................................29th June 2017

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Michelle13 Explorer

Michelle13   39

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
Posted
19 hours ago, cd37 said:

Chase doesnt even ask for SSN of your spouse. I added my spouse on my chase credit card. they never asked for her SSN.

Chase required a SSN for me.  I wasn't able to be an authorized user until the GC was approved. 

K1 Visa
08/15/14 - Filed
08/25/14 - Acceptance email sent
08/26/14 - Alien Registration Number changed.
10/17/14 RFE was received
10/23/14 RFE/I-195F mailed back to USCIS
11/05/14 I-129F Petition Approved!!!!!!!!!!!!
12/10/14 U.S. Consulate received case in the mail!!
12/19/14 Submitted DS-160 online form.
01/15/15 Submitted Package 3 Checklist for a request for interview!
01/16/15 Consulate sent me packet to prepare for my interview/medical!
02/20/15 Physical
02/24/15 Visa Interview/APPROVED!!!!!!! (6 months!!)
_________________________________________

AOS

05/16/15 - Filed for Adjustment of Status and Work Permit

05/22/15 - Acceptance email sent along with NOA’s mailed.

06/16/15 Biometrics Appointment
1/22/2016: INTERVIEW!!/APPROVED!!!
2/2016: Received GREEN CARD!!! (8 months)

______________________________________________

I-751 - ROC

11/1/2016: Filed

11/3/2016: NOA

11/19/2016: NOA 2

12/06/2016 Biometrics Appointment

1/17/2018: Info Pass - Passport Stamped

5/31/2018: Emailed received that GC is being mailed. 

 

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Jing&Kuting Explorer

Jing&Kuting   137

Posted
Filed: K-1 Visa Country: Philippines
 Timeline
Posted
21 hours ago, Beth&JP said:

So my husband's going to be visiting on a tourist visa, and I just found out that my bank requires a SSN for authorized users. :/ Bummer. They don't even allow me to put an authorized user on my debit card.

 

As the title sayd: Does anyone have tips on where to get a Credit Card that allows authorized users without SSN?

My fiance now wife sent me a supplementary card of her credit card when I was in the Philippines. 

 

Our bank is Capital One. 

10/27/16 - I-129F mailed to Lewisville, TX
11/01/16 - Delivered at Lewisville, TX
10/31/16 - NOA1 Text and Email. Case sent to CSC
11/04/16 - NOA1 Hard Copy Received
01/13/17- NOA2 Text and Email  **wohhoooo 76 days**
01/20/17 - NOA2 Hard Copy Received 
01/27/17 - Embassy Received. Case status set as Ready
02/07/17 - Medical ( Passed!!!!)
02/23/17 - Interview (APPPRRROOOOVVEEDDDDD)
02/24/17 - Visa Issued

02/28/2017 - Visa in Hand =)

04/03/2017 - Pick up our doggy passport for our fur child
04/06/2017 - Arrived in USA!!!

04/24/2017 - Applied for SSN

04/28/2017 - SSN arrived, got a state ID card and opened bank account

06/05/2017 - Passed the DMV test! Yey I can drive. 

06/09/2017- Our Wedding 

06/30/2017 - Submitted our AOS packet 

07/05/2017- Check got encashed and notification that they received our packet 

07/11/2017 - received a text and email for NOA1 

07/17/2017 - hard copy of NOA 1 received in the mail for (EAD, AP and AOS)

08/04/2017 - biometrics scheduled 

08/14/2017 - received update that they are ready to schedule the interview 

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