How does my Fiance get health insurance?

[SarahandScott 1]

Help! Does anyone know how my Fiance can get health insurance? He is coming from the UK on a K1 Visa soon. I am self employed and covered through covered California. Once he is able to work, he is confident he can get it through employment, but until then, does anyone know the best way he can get insurance? Thank you so much for any help you can give!:)

[Jojo92122 1,924]

Travel insurance while he is here on his non-immigrant K-1.

 

Obamacare once he files for AOS.

[Redheadguy03 505]

2 hours ago, Jojo92122 said:

Travel insurance while he is here on his non-immigrant K-1.

 

Obamacare once he files for AOS.

Once he gets AOS and you're married he should hopefully be added to the spouses insurance. 

[Penguin_ie 5,995]

***** Moving from K1 to Moving Here and Your New Life forum for more answers as question isn't about the K1 itself ****

[yuna628 9,687]

8 hours ago, SarahandScott said:

Help! Does anyone know how my Fiance can get health insurance? He is coming from the UK on a K1 Visa soon. I am self employed and covered through covered California. Once he is able to work, he is confident he can get it through employment, but until then, does anyone know the best way he can get insurance? Thank you so much for any help you can give!:)

My suggestion is to first soon after his arrival stateside to follow the SSA guide here and obtain him his SSN. You do not need it to obtain health insurance by law, however you'll find it a lot less hassle. Get married as soon as possible and obtain some marriage certificate copies.

 

He can obtain insurance from any insurer in your state offering insurance as soon as you marry. In general no proof of immigrant status would be needed if purchasing privately.

He can be added to your plan via CC which is your state exchange, based on marriage. See the individual sections on their website discussing immigrants. Immigrants are eligible to use the state and federal exchanges, but they may require proof of their status. File AOS as soon as possible - your soonest qualifiers will be marriage, AOS NOA1, EAD, or green card - in that order. Do not wait long, because since we are out of open enrollment, you need to take advantage of the special qualifiers which has a limited timeframe to act. If at the time your fiancé finds work with insurance offered they may switch off at any point.

 

Everyone must have insurance or pay a penalty in taxes, and immigrants are not exempt from that. Temporary insurances, short term insurances, travel insurances, and insurances marketed towards immigrants specifically are considered subpar by the government - and the penalty will still apply.