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Filed: Country: Guatemala
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Posted

Hello! My family is finally moving back to the US (I am the USC, so are our 2 kids, husband just approved for IR1 visa). I haven't lived in the US for about 10years so I feel very out of touch.....

I have been thinking about how to handle health insurance for the first few months.  We will be on a very tight budget and I am really worried about someone in my family getting sick before we have got set up with work and health insurance.  In the past for our visits to the US we had travel health insurance.  I am considering if that would be a good option for the first 2 months while we are back getting life set up, or if there is a better option. 

Thanks for any input!

 

08/17/2016 Applied in person by appointment I-130 at Guatemala Embassy (DCF)

08/30/2016 Notified by email of APPROVAL of I-130

09/12/2016 Notified by email we can begin DS-260

(We are dragging our feet getting all paperwork done, little by little, because we are not sure when we will actually leave for the US)

01/12/2017 Completed DS-260, had to notify embassy that it was complete

01/17/2017 Notified by email we could schedule Interview at the embassy

03/06/2017 Medical Exam Completed in 1 long day

03/09/2017 Interview completed at Guatemala Embassy, Approved!

Filed: K-1 Visa Country: Wales
Timeline
Posted

When you are resident in the US you would buy Travel Insurance to go to other countries, does not cover you when you are in the US.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Filed: Citizen (apr) Country: Denmark
Timeline
Posted

We had bought insurance from the day we landed to the day we got added to my husbands insurance after we got married.

 

2 days after we arrived we actually needed it. My son got a bad shot at a health care center and ended up at the ER with ambulance.

 

Now the insurance did not cover it all far from but it did cover a piece of it which was nice for us.

The company we used really sucked but I'm glad we had some.

 

 

 

 

Filed: Country: Guatemala
Timeline
Posted
  On 3/11/2017 at 3:32 PM, Georgia16 said:

We had bought insurance from the day we landed to the day we got added to my husbands insurance after we got married.

 

2 days after we arrived we actually needed it. My son got a bad shot at a health care center and ended up at the ER with ambulance.

 

Now the insurance did not cover it all far from but it did cover a piece of it which was nice for us.

The company we used really sucked but I'm glad we had some.

Expand  

Do you mind if I ask what company you had the insurance with? Even a crappy company is better than nothing I guess :)

08/17/2016 Applied in person by appointment I-130 at Guatemala Embassy (DCF)

08/30/2016 Notified by email of APPROVAL of I-130

09/12/2016 Notified by email we can begin DS-260

(We are dragging our feet getting all paperwork done, little by little, because we are not sure when we will actually leave for the US)

01/12/2017 Completed DS-260, had to notify embassy that it was complete

01/17/2017 Notified by email we could schedule Interview at the embassy

03/06/2017 Medical Exam Completed in 1 long day

03/09/2017 Interview completed at Guatemala Embassy, Approved!

Filed: Citizen (pnd) Country: China
Timeline
Posted

Since you yourself are a US Citizen, just make sure you check with the plan whether they can cover you.  As Boiler mentioned, many plans won't cover you in your own country.  Many plans will let you sign up even if they don't actually cover you, so you don't want to be surprised if you find out in an emergency that what you bought won't actually work.  For my husband, when he came over as my fiancé, I got him a plan from https://www.visitorscoverage.com/

 

We luckily never had to use it, so I can't tell you how convenient it may or may not be, but it gave us peace of mind for a few months until we were married and could get him a plan on the Marketplace.  But I'm pretty sure those plans would only work for your family, not for you since you're a USC.

K1

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AOS

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ROC

3/2/19- Filed ROC

3/8/19- NOA/18mo extension received

5/7/19- Bio appointment

9/2/20- Interview scheduled for next month!

 

 

Filed: K-1 Visa Country: Wales
Timeline
Posted

There are new immigrant policies, ####### but better than nothing.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

  • 3 weeks later...
Posted

I always travel with world nomads insurance. Its a cheaper backpacker type insurance but covers the basics, emergencies, lost luggage and so forth.  I know that when I sign up it asks what country I'm a citizen of (not resident of) and when I was in Australia I still had to sign up as a NZ citizen on a NZ plan. SO what this tells me is hopefully they would cover me when moving to the USA until I get citizenship.  It might be worth contacting world nomads and seeing if this is the case.  As someone else mentioned above, do check that you're covered, don't just assume cos they let you sign up.


I'll be looking at this myself because it'll take some time to work out the system there.


My 8 month old daughter is a dual citizen but has never been to the USA, so I need to find the same out for her too!  She's a whole different situation because she's a citizen of both but has both passports so she has choices.  Let me know what you find out if you do end up contacting them, and I'll do s the same

 

Got married: 26th Sep 2013 

I-130 Petition Process:

Sent petition to USCIS Chicago lockbox (via in-laws to put check in US$): 11 Mar, 2016

NOA1: 24 Mar, 2016 (email notification 30 Mar. Hardcopy 11 Apr)

Service Centre: NEBRASKA

NOA2: 3rd Aug 2016

Petition sent to NVC: 18th Aug 2016

NVC Stage

Case number assigned: 8th Sep 2016

Paid AOS Fee: 9th Sep 2016

Paid IV Fee: 14th Sep 2016

DS-260 submitted: 25th Jan 2017

AOS & IV Package sent: 25th Jan 2017

Expedite requested: 25th Jan 2017

Expedite approved (consulate only): 1st Feb 2017

Scan Date: 31st Jan 2017

Case Complete: 14th April 2017 (10 weeks 4 days)

Full expedite approved (bypass NVC to send file to embassy), however too late as I already had case complete 17th Apr 2017

Case arrived at Embassy: 21st April 2017

P4 letter received: 26th April 2017 (expedite at embassy stage so this came from the consulate, not NVC)

Medical date: 26th April 2017

Interview date: 4th May 2017 APPROVED!!

Visa received: 8th May 2017 

POE (entered the USA): 15th May 2017 

Posted

As others have said, you can't use "travel insurance" if you are going to be living in the US. The insurance company will go looking for reasons to exclude you, and that will be an obvious one.

 

That also goes for your family members who aren't citizens. If they are coming here on a permanent resident visa, then the act of flying here and passing through immigration establishes themselves as a "resident" here. They are officially immigrating to the USA on that flight, so they can't purchase "travel insurance" that covers vacations for them to travel "home".

 

That being said of course it would be smart if you have a family including young children to have some coverage. However I will say that while it would be nice for the little things, if unfortunately your child has to be admitted to the hospital for something major the social workers should be able to get the child "emergency Medicaid" which would retroactively cover that hospitalization (I'm not a social worker, but I'm a Pediatric Hospitalist). I've had patients who had just moved to the US (legally) who had no insurance and we got them insurance. Heck we even had kids just visiting the US as tourists who we got insurance.

 

Do either of you have a job lined up already or are you both coming without jobs? If you have no job/start date then definitely pick something up since you have no idea how long it will be.

 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

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