AOS from F1 - I-864 Affidavit of support (assets)

[Back2Reality 55]

My wife's income is below the poverty line; however, she got a joint bank account with her parents with enough money to cover the difference (10x the difference). We got all the account statements for the past few months, and an affidavit from the bank proving the ownership of the checking account. As we don't want to ask her parents to be a joint sponsor, I am wondering if that's enough? We talked to the bank and they said, her name on the statement shows an ownership of the account.

I know the department of HS might be little tight right now, and I hope the whole process goes smoothly, but I am not sure if that will be enough to avoid RFEs

 

[Michael and Ganna 104]

My wife and I used assets only.....They wanted to see statements back a year to check stability. My wife and I jointly own these assets. I am not sure how they feel about third party assets

[goodlulck52 69]

2 hours ago, Michael and Ganna said:

My wife and I used assets only.....They wanted to see statements back a year to check stability. My wife and I jointly own these assets. I am not sure how they feel about third party assets

This would be especially difficult for a couple who just moved back to the US with assets... There is literally nothing stable...

[Back2Reality 55]

7 hours ago, Michael and Ganna said:

My wife and I used assets only.....They wanted to see statements back a year to check stability. My wife and I jointly own these assets. I am not sure how they feel about third party assets

the thing is, when we asked the bank, they said, as long as your name on the statement, that means an ownership of the account. They even wrote an affidavit for us stating the ownership. I am just afraid they insiste on the 864A to go on with my application

[Michael and Ganna 104]

I know each embassy is different on what they except. When we filed with assets only, the interview letter said to bring a co-sponsored I-864 to interview.

 

At first, we only showed a few assets that were liquid and well past poverty levels...more than 10X. They didn't like that.....We loaded up our guns and brought deeds and property taxes for 5 investment properties that are paid for. The deed to our US residence and the pay off letter from the mortgage company. Statements from 4 investment accounts, 2 money market accounts, 2 checking accounts and my IRA account for the last year. They excepted that at interview without a new I-864.

 

The problem with a joint checking account is you are not the soul owner.....Also is known that some people move money around for visa's. That is one reason they want to see past statements with history. I am not sure about this, but also they would like to see future stability....A checking account is not that.

 

Some people here at VJ used assets only for AOS......hopefully they will chime in and you can get a better idea on what is needed. In my view (having been through the process) I don't think a joint checking account is going to cut the mustard.

[Back2Reality 55]

My problem is I'm on F1 Visa and I work part time, but the majority of my income goes toward my tuitions, so I don't have much savings for now.

We could be a little lucky as my wife had the joint ownership of the account for over 2.5 years now and the amount in the account been increasing every month. 

 

thanks for your help guys..